I am in the process of putting things in order on my financial side :
- moving away from EJ to betterment for our roth and trad iras
- prioritizing paying off my wife's student loans faster (70k remaining)
- sorting out my current and previous employers stocks
- starting to think of what needs to be done for our newborn daughter
The questions I would need help answering would be :
- will I hit the AMT if I were to sell some stocks I owe (from my previous and current employer)
- should I look into exercising more options from my current employer and use that to pay off some student loans (1,600 vested options @ $4.76 exercise price - currently trading at $17.76)
- should I direct all the month to month leftover money onto the loans or into our joint betterment account
- what would be the best college planning strategy for our daughter knowing that she may not go to college in the US (she may go to France since we may move there (I'm a french citizen))
I'm not sure if a tax specialist would be able to answer the above questions, or if I should do all the research myself (I do not have a lot of time on hands atm) or if I should consult a financial advisor (my poor experience with EJ screams no, at least for anything tax related).
What would you recommend?