A car hit our house this summer. We've found it tough to get contractors to even come out to look at the house to give an estimate. One came out but never returned or gave an estimate. Another came out, said he wanted to bring out a structural engineer before putting in an estimate. He chose an engineer (we had no input) and did not tell us there would be a fee (much less how much). When the engineer was out at our house, he asked "Who am I working for?" The contractor said he was working for him, the contractor. Yesterday though we received a bill for $500 from the engineer. It also lists a report we never received.
We plan to put this in to our insurance company (specifically we're going to ask the contractor to put it in his estimate that we'll submit to the insurance company), but we're worried that 1) they won't pay it or 2) they'll pay for only one structural engineering visit and we'll need a second after the wall is opened up, to see if there is any internal damage.
DH is pretty pissed we've gotten this bill when we: 1) did not choose the engineer, 2) were not informed that we would have to pay this cost, 3) were not informed in advance of how much it would be, and 4) never received all of the services listed in the bill (a report), but primarily because he is worried whether the insurance company will pay, particularly if there are two charges (before opening the walls and after) for an engineer. Thus, not only are we out a hell of a lot of time for dealing with contractors (research, calls, more calls to get them to fix wrong estimates, needing to arrange time off from work to be there) and our house can never fully be returned to the original state (e.g. having to add a thin strip of molding to the stairs to hide the displaced stairs, and you can't just replace a few bushes in a 30 year old hedge and have it come out looking ok/the same as before), we'll also have to eat some of the costs rather than the dumbass who did not pull up his parking brake on a hill. (We could sue, but it's more time than it's worth.)
I'm curious where you think this bill should have landed, and how hard we should push back on the contractor/engineer about paying it if our insurance company won't pay.
We're already finding this a delightful experience - the contractor's estimate is 2x what the insurance adjuster said, and on top of that we have a few thousand for landscaping estimates not included in the insurance adjustor's estimate that we've just put in for.