You could take the tax refund and pay off Card 4 and the $1100 portion of Card 1. Then take the $80 you are paying on Card 4 and add it to the payment on Card 3.
If it were me I'd pay off Card 4 and the high interest part of Card 1, make minimum payments on everything with a 0% rate, and throw every extra penny at the card with the highest interest. As each card is paid off I'd take that money and snowball it onto the next card.
It takes time, planning, and perseverance to climb out of debt but it's worth it in the end.