Sword guy, the house is actually cheaper than renting in the area due to seasonal tourism that causes rents to double or triple in summer into the realm of insane. Anything less expensive would require extensive renovation due to serious issues (mold termites structural problems).
Goldy, I will try to get the rates posted shortly.
We have radically reduced spending over the last few months. Food will be tackled next. The primary issue is not coordinating shopping between the spouse and I. I do 90% of the cooking so food will be my responsibility.
The family loan is not at all a source of contention.
From the response, I gather that most who post have a very good handle on monthly expenses. We are still learning to get to bare minimum costs.
By tight, we spend virtually zero on clothes(thrift shop only if needed), no cable, use a very inexpensive phone plan, rarely (two or three times a year, really) eat out, we do not shop for fun, drive around for no reason, etc. I had the same flip phone for years, made my own very inexpensive fishing tackle, and eat what I catch, garden herbs cheaply, fix many things myself, and so on.