Honestly I would consider an account with Vanguard in the VOO fund. It tracks the S&P 500. the S&P has grown at an average rate of around 11% for the last 75 years. Plus the fund pays about 2% dividends.
This does carry risk, if the stock market dips then you may be out some cash. However, in my opinion the risk is pretty minimal and the opportunity is pretty good. Why keep your money in 1% account when you have a pretty low risk option to make a decent return.
Another alternative is to try and find a credit union. My credit union is paying 3% on balances up to 10,000. You have to make x number of purchases and that kind of thing but as long as you use it for your normal expenses you can end up with a nice amount of interest on that portion.