Hello everyone,
I currently have around 12 000€ on a bank account at a 2.75% rate.
I'm looking to improve this rate so I would like to have your opinion on what is the best option.
1/ Wait another 2 month and buy a 14 000€ garage that I can rent 80€/month
2/ Anticipate payment on my mortgage (124 000€ at 4.050% during 25y actually 120 823€ left )
3/ Find a better rate, I've looking around but didn't found anything better than 2.75% available in France. Do you know if Vanguards as something for European people ?
Thanks a lot for your help !