I've used the search function, but the first 10 results didn't really answer my question.
Where should I be looking for a HELOC? Am I locked in to using a HELOC from the bank that supplied my mortgage?
What specific terms should I be looking for?
How soon can I use the HELOC?
Can I use it for anything? As in putting a downpayment on another house?
If I purchase another house with that HELOC, can I take out another HELOC on that second house?
What are the fees associated with a HELOC?