This is a follow-up to my post from a few months ago, entitled "living simply, still broke."
The high/low is that I was, at the time, inquiring about a budget for my then job -managing a farm in ny state. At the time I was receiving a monthly salary of $2000/month with free housing and some board.
That job has sense ended, because I decided, fwiw, to take a job as a carrier with the USPS, while I sort out my next move. The job is pretty brutal - the atmosphere is very cynical and negative - so much so, that it would seem unhealthy for a young, optimistic guy to spend much time here. I can already feel myself being affected by it - but it's easy enough and the money in good enough, and I can transfer wherever I want, that I decided to take it. So my wages are about the same as before, but when I get OT, which is most weeks, I can jump up to $2500-$3000K/month. It's still shitty, but If I'd stay until November, I'd also get a check for the new contract, which will be retroactively paid to us - that will be something like $2/hr, putting me at about $18/hr.
Anyway, my question is this: I still have some credit card debts that I'm finishing paying, as well as some other short term personal debt, so when should I begin to think about investing in some Index Funds? Do I wait until ALL the credit card debt is paid for?? Should I begin investing once I get the credit cards paid off AND the student loans? I'm a bit confused on this.
Thanks folks!
