Author Topic: Is your mortgage rate over 4.5%?  (Read 32033 times)


  • Bristles
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  • Posts: 432
  • Location: the Netherlands
Re: Is your mortgage rate over 4.5%?
« Reply #100 on: October 22, 2014, 05:00:44 PM »
i'm at 4.49% variable in Australia, which I think is the best mortgage available at the moment. 

Is that a honeymoon rate and what does it revert to? - regular rate. 

details here:

the comparison rate is 4.51 because of the $300 setup fee, and $220 house valuation cost.

The current available rate is 4.54 , but I got my loan when the advertised rate was 4.49, and my rate stayed at 4.49.

I'm pretty sure it is the cheapest in australia.

4.49 is ridiculously good. My mortgage is at 4.88%, and that's just a honeymoon fee expiring next year! Thanks for this. Definitely something to check out.