Yes,
I got all the basics covered, no debt, maxing 401k, have been maxing roth contributions (as long as my income allows me to), contribute to vanguard in taxable accounts with extra money....
I had considered dumping the whole thing into vanguard but it would make me sick if the market took a dump with the money I had earmarked for buying a home. I hear you with lending club, I'm very careful with that.