The Money Mustache Community

Learning, Sharing, and Teaching => Ask a Mustachian => Topic started by: DK on July 09, 2013, 07:17:53 PM

Title: What to do...
Post by: DK on July 09, 2013, 07:17:53 PM
While I don't think I can consider myself mustache-worthy, I think I have a good handle on things compared to average. Just wanted to get some thoughts if I'm missing doing something investment wise though. Here's some numbers.

Age: ~30
Salary: ~60K
Bank: 15K
401K: ~80K
Roth: ~60K
Mtg: ~160K @ 4.375
Stdnt Loan: ~8K @ 1.875%

I missed out on refi'ing the Mtg under 3% for a 15yr after Bernanke spooked everyone unfortunately. Currently doing 6% to the 401k to get the full match, and maxing out the roth (haven't yet this yr). Paying min on student loan. Paying a little extra on the Mtg depending on bills/cash flow during the month. Anything to to, not to do? On the right track? Any suggestions?
Title: Re: What to do...
Post by: gooki on July 09, 2013, 08:02:31 PM
Looks like you're on the right track. I'd be focusing on spending less so you can invest more.
Title: Re: What to do...
Post by: BC_Goldman on July 09, 2013, 08:30:46 PM
You are doing better than I am. I'm 31 and was making about 50k before being laid off. My retirement accounts add up to less than 40k. Though I only have 92k mortgage and just paid off my student loans. Also have another 15k invested in a business venture that I doubt I will ever get back fully.