Author Topic: What small things did you do TODAY to save money?  (Read 4688193 times)

Kwill

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Re: What small things did you do TODAY to save money?
« Reply #5650 on: February 13, 2016, 12:52:24 PM »
Yesterday I saw two women at work with a tiny coffee-making gadget that sits on top of a mug, holds a little bag of coffee, and just needs hot water added. I am going to scout for one today to save on coffee at work--which seems socially mandatory here.

I've seen something like you're describing in the US at Trader Joe's-
Is this the sort of thing you mean?
. . .

Thank you, PMG and Bracken_Joy. It wasn't either of those, but I found it by Googling "plastic cup that sits on a mug to make coffee" and looking at the image results. This is it:
http://www.pennineteaandcoffee.co.uk/Regular+on+cup+ground+coffee+filters+%28120%29/0_CAAA068_CAAA074/PRAA306.htm#.Vr-F8PmLTIU

I wandered through two department stores, a supermarket, and a random-plastic-stuff store today trying to think where to find something like this. I don't know why I didn't think to Google it until I saw your suggestions. Now that I see it, though, I'm not convinced. I guess the whole thing is disposable, which I didn't realize. That'd be handy . . . but a major waste. I wonder if anyone just brings tea bags or tea-bag-inspired coffee bags.

Anyway, I signed up for a public library card today and checked out a language-learning audio book. There was a charge of 1.50 for the rental, which surprised me, but it's cheaper than actually buying a language book / CD set. Ordinary books are free, so I'll have to take advantage of that now that I have a card.

Zaga

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Re: What small things did you do TODAY to save money?
« Reply #5651 on: February 13, 2016, 01:06:55 PM »
I had a coworker who had something similar to this one:

http://www.amazon.com/Bartelli-Paperless-Coffee-Dripper-Brewer/dp/B0114XW80G/ref=sr_1_16?ie=UTF8&qid=1455393917&sr=8-16&keywords=cup+drip+coffee

Her coffee always smelled so much better than the coffee supplied by work!

Kwill

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Re: What small things did you do TODAY to save money?
« Reply #5652 on: February 13, 2016, 01:20:38 PM »
Zaga, that looks good. I saw something like that today. I think that might've been what PMG meant, too. I'll have to think about this more. The thing is that in my workplace it might be awkward to carry something that could be conspicuous and possibly drippy. The break room isn't near my office. But then people do bring mugs . . . hmm. I may have to just ask someone.

lemanfan

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Re: What small things did you do TODAY to save money?
« Reply #5653 on: February 13, 2016, 01:24:01 PM »
For the coffee drinkers: ever tried an aeropress?   Pretty good coffe straight in the cup, relatively mess free.

Kitsune

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Re: What small things did you do TODAY to save money?
« Reply #5654 on: February 13, 2016, 01:34:21 PM »
Bodum also sells a French press travel mug. It's not cheap (35$ CAD, when I bought one before Christmas...) but mine has been giving me daily excellent coffee with no mess for over 7 years now, goes in the dishwasher, doesn't break when dropped, and is pretty nice. Might be an option...

Elliot

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Re: What small things did you do TODAY to save money?
« Reply #5655 on: February 13, 2016, 02:09:44 PM »
For coffee, I don't know that I'll ever happily give up my electric kettle and chemex system. Bought a metal filter cone so no need to purchase anything else until the kettle burns out. The chemex and the filter are dishwasher safe, but even if they weren't, it's easily washable with a bottle brush.

Prairie Gal

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Re: What small things did you do TODAY to save money?
« Reply #5656 on: February 13, 2016, 02:39:02 PM »
I have this little Melitta one cup thing that uses paper filters. http://www.amazon.ca/Melitta-Ready-Single-Coffee-Brewer/dp/B0014CVEH6 Works well. I don't use the small ones that are made for it; too expensive. I just use a regular cone filter and it sticks up a bit.

Was out and about running errands and was jonesing for a smoothie, but came home and made my own with some bananas that were getting overripe, and some frozen berries.


Parizade

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Re: What small things did you do TODAY to save money?
« Reply #5657 on: February 13, 2016, 03:16:23 PM »
I didn't buy this, even though I REALLY really wanted to
http://i.ebayimg.com/images/g/LicAAOSwsB9V9gW4/s-l300.jpg

PMG

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Re: What small things did you do TODAY to save money?
« Reply #5658 on: February 13, 2016, 07:48:52 PM »
Kwill,  I have seen coffee "tea" bags. I have a friend who used them while camping. I'm guessing a person could also make coffee with a reusable muslin tea bag. Hmm. I quite enjoy experiments with coffee.  Good luck!


And now for my rambling:

-spent a big chunk of the day on campus meaning less heat at home.  Of course when home I layer up.

-hung a towel over the bathroom window.  It's flipping cold here this weekend. 

-because its cold, the heat runs more, which makes it prime time for indoor laundry drying.  I got all caught up today, except sheets, that's tomorrow.

-walked to campus with my homemade tea (as usual).  I am shocked how little I mind the cold walk.

-made a big batch of peanut butter granola.  Last week I happened on big tubs of oatmeal for $1 at Kroger.  What?!  I bought three, too much to easily store, so I'm eating oatmeal like crae.

-tried on my storage bin of clothing and found out almost all of it fits.  I guess all this taking care of myself has been working.  This cuts my wardrobe refresh/Europe travel shopping list down quite a bit.

-skipped seeing my friends band at the bar and the obligatory (but so fun!) drink or two.  kinda mad at myself for being a recluse.  But damn.  It's cold.  12* currently.  It's a half mile walk, I could do that but then the bar would be so hot and crowded and I'd have to hold onto my coat the whole time... introverts ftw.


Luckyvik

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Re: What small things did you do TODAY to save money?
« Reply #5659 on: February 14, 2016, 04:10:12 AM »
Re: Coffee - I have an aero press also but only use it at home as its a bit of a pain to wash the bits and pieces at work. It's really good as you can use any ground coffee in it.

Back to savings, I had lunch with a friend at a cafe in Friday, was too full to eat all of my sandwich so kept half for dinner instead of throwing it out, also didn't order a drink so saved on money and calories instead drank the free water.

I wasn't great with money for today's lunch but that should probably go on a separate 'silly things I did with money and have to improve on thread'


Sent from my iPhone using Tapatalk

Kwill

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Re: What small things did you do TODAY to save money?
« Reply #5660 on: February 14, 2016, 01:13:21 PM »
Sorry to get us sidetracked! But great coffee ideas everyone. :-)

Today I practiced writing in Korean on the back of an envelope using my handy dandy library book. I had a free coffee at church and walked to a free dance where I had a free cup of tea. I did go out to brunch in between, but still . . .

I picked up some groceries this evening and got things for making sandwiches plus a pack of cookies. I let myself buy a simple lunch at work for 1.50 or 2 every day the first two weeks, but now that I'm settled I should be able to pack my own lunch. I had starting feeling bad about that as we talked about the smaller cost of coffee. While I was in the market, I saw the little disposable coffee filter cups my coworkers had, and I got a pack of 10 of those and another pack of 10 instant cappuccino packets. Either way each serving is about 1/4 of the cost of a cup of coffee at work, so they're worth a try.

Gronnie

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Re: What small things did you do TODAY to save money?
« Reply #5661 on: February 14, 2016, 08:17:10 PM »
Was driving home this morning after an overnight poker session (I am a winning player, this is my side hustle) and was really craving a McDonald's breakfast sandwich. Made a fried egg sandwich when I got home instead.

My wife also cut my hair for the first time recently. Spent the same amount on clippers as 1-2 haircuts, should have done this sooner! As an added bonus, can now do it weekly instead of every 6-8 weeks, and my hair is so short I don't need gel anymore either... more savings!!!

11ducks

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Re: What small things did you do TODAY to save money?
« Reply #5662 on: February 15, 2016, 02:04:33 AM »
I got an email from a library near work at saying they had a whole heap of books they were getting rid of - walked by to take a look and scored 12 YA texts in very good condition for free, that I can read to/with DS11 :) Win!

Have successfully brown bagged work lunches/drinks/tea every work day this year so far.

I paid upfront for a big supply of contact lenses (3 months worth) as I got a 35% discount for my first order - will save me $65 over the next quarter.

After being inspired by reading Frugalwoods, and how they don't have an entertainment/ spending budget, mine has slowly but surely dropped from $60 f/t to about $20 f/t. Not perfect, but much better!

 

OmahaSteph

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Re: What small things did you do TODAY to save money?
« Reply #5663 on: February 15, 2016, 08:57:54 AM »
Weekend recap:

Bought SO's Valentine's Day gifts at Target using the Cartwheel App, plus my Redcard (another 5% off), including things we need (a wine aerator) and bike chain lube (he bike commutes);

paid down another $100 on the CC and put $200 in the e-savings;

we found chicken on sale plus discounted and make homemade stock out of it for fancy ramen for lunches this week (substituted cheaper cabbage for bok choy, threw in some of the chicken, green onions, a hardboiled egg - 99c per dozen on sale this week - and seasonings we already had on hand;

made plans to meet with someone from my local Buy Nothing Project to pick up a purple bicycle helmet for DD7;

I'm calling to not renew a magazine subscription (they just sent me a bill and TOLD me to renew - uh, no);

filled out and will submit Dependent Care FSA reimbursement claims;

and SO works at an international salon distribution center and Friday was "damage day" - we ended up with probably 5 years' worth of salon-quality shampoo and conditioner.

frooglepoodle

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Re: What small things did you do TODAY to save money?
« Reply #5664 on: February 15, 2016, 06:57:55 PM »
Used homemade almond flour (dehydrated the pulp leftover from making almond milk and ran it through the food processor) for baking cookies.

Made crockpot enchilada soup using homemade broth and homemade enchilada sauce thawed from the freezer.

Used a space heater to heat the baby's room at night during the recent cold snap instead of overheating the rest of the house.

Rosy

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Re: What small things did you do TODAY to save money?
« Reply #5665 on: February 15, 2016, 07:55:32 PM »
Met with longtime old friends today - got free birthday lunch from one and free birthday dessert from the other. Brought home most of my lunch since I had my fill of the free appetizers - supper for Mr. R. was Steak Diane, thanks to my b-day lunch.
I had leftover homemade chicken soup - very tasty.

Did some window shopping at the mall (free entertainment), but couldn't resist the French pastry shop - their macaroons are to die for and I hardly ever get to this part of town.

Still have half a piece of cheesecake with cherries, for tomorrow morning with my coffee. I'm not sharing that with Mr. R.:) - looking forward to my treat in the morning.

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #5666 on: February 15, 2016, 08:26:57 PM »
Used soft bananas to make "cookies"- http://www.theburlapbag.com/2012/07/2-ingredient-cookies-plus-the-mix-ins-of-your-choice/ Added in the pumpkin pie spices, some vanilla, and some coconut flakes. Turned out great. Definitely my favorite way to use old bananas.

Nothing I did, but savings none the less: months ago, we had some subscibe and save packages (and others, too, ugh), all be mis-delivered to the same place. (KN, whoever you are, I hope you liked my shampoo, lol). Amazon re-sent the items they could, and refunded the items that were out of stock. Well out of the blue today, two of the packages arrive at our door! Months late, haha. We let amazon know, and they were just like, "that's cool, enjoy your free shit" (I'm paraphrasing). So hey! 75 bags of organic yerba mate, two types of supplements, and my shampoo! All together, like $35-50 worth of stuff that we now have backups on. Yay!

dandypandys

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Re: What small things did you do TODAY to save money?
« Reply #5667 on: February 16, 2016, 01:45:04 PM »
picked veg from our garden :)
made coffee to go instead of buying out
had a free lunch at a meeting and took leftovers home for dinner
wrote a 1000 buck check towards principle yay!

GardenFun

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Re: What small things did you do TODAY to save money?
« Reply #5668 on: February 16, 2016, 02:02:55 PM »
Resisted the temptation to get a Shamrock Shake at McDonalds while out doing errands.  Required changing my drive route to avoid passing by the building.....weak.....

Kitsune

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Re: What small things did you do TODAY to save money?
« Reply #5669 on: February 16, 2016, 06:32:04 PM »
Looked at the (lack of) humidity in the house (immediate issue: dry skin, peeling lips, discomfort. Long-term issue: damage to the house and hardwood floors). Freaked out. Looked at the price of a humidifier that would actually add 3-4'gallons of water into the air to fix the issue. Found the cheapest one at 140$CAD plus regular filter changes, freaked out again.

And then I used my brain, fetched out an old cast iron pot, filled it with a gallon of water, and put it on top of the wood stove. And then re-filled it three times during the day.

Humidifier: accomplished.  aesthetically pleasing, no leaks, no electrical needs, no cost. fantastic.

Rural

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Re: What small things did you do TODAY to save money?
« Reply #5670 on: February 16, 2016, 06:33:23 PM »
Used soft bananas to make "cookies"- http://www.theburlapbag.com/2012/07/2-ingredient-cookies-plus-the-mix-ins-of-your-choice/ Added in the pumpkin pie spices, some vanilla, and some coconut flakes. Turned out great. Definitely my favorite way to use old bananas.



Totally making these this weekend. With raisins. Thanks!

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #5671 on: February 16, 2016, 06:58:20 PM »
Used soft bananas to make "cookies"- http://www.theburlapbag.com/2012/07/2-ingredient-cookies-plus-the-mix-ins-of-your-choice/ Added in the pumpkin pie spices, some vanilla, and some coconut flakes. Turned out great. Definitely my favorite way to use old bananas.



Totally making these this weekend. With raisins. Thanks!

I highly recommend greasing the pan with butter =D

Also, a peanut butter larabar chopped up works really well in it! Quite yummy. Not "sweet" though. Hope you enjoy!

tomita

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Re: What small things did you do TODAY to save money?
« Reply #5672 on: February 16, 2016, 07:24:36 PM »
made chocolate cakes, I used ground sunflower seeds instead of ground hazelnuts
we'll see how it turns out but, I saved 10$

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #5673 on: February 16, 2016, 07:51:05 PM »
Picked up some clothes through my local Buy Nothing Group! This was awesome timing, because I have been really wanting a new zip-up sweatshirt for work. Downsides to my current: it is blue. So are all my scrubs, basically. I look like a blueberry, all the time. I have been teased for this. Children are merciless, I tell you. Pediatrics is so cutthroat ;) Number two: I like it for other things, but if I use it for work, I have to wash it before wearing it at home. This puts way too much fabric strain on this very fancy zip up that I should really save for home and hiking.

Not only did I get TWO zip ups that will be perfect for work (one charcoal, one cream), I also got a really pretty teal pull over and a beautiful blue dress (I HAVE A PROBLEM I KNOW I KNOW). All told, probably $50-100 of clothing in great condition. Amazing.

Now I REALLY need to remember to post my 'give away' box contents on Saturday, to even out my karma, haha.

aFrugalFather

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Re: What small things did you do TODAY to save money?
« Reply #5674 on: February 16, 2016, 08:15:45 PM »
Looked at the (lack of) humidity in the house (immediate issue: dry skin, peeling lips, discomfort. Long-term issue: damage to the house and hardwood floors). Freaked out. Looked at the price of a humidifier that would actually add 3-4'gallons of water into the air to fix the issue. Found the cheapest one at 140$CAD plus regular filter changes, freaked out again.

And then I used my brain, fetched out an old cast iron pot, filled it with a gallon of water, and put it on top of the wood stove. And then re-filled it three times during the day.

Humidifier: accomplished.  aesthetically pleasing, no leaks, no electrical needs, no cost. fantastic.

Won't the cast iron rust from the water?

La Bibliotecaria Feroz

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Re: What small things did you do TODAY to save money?
« Reply #5675 on: February 16, 2016, 09:18:31 PM »
Looked at the (lack of) humidity in the house (immediate issue: dry skin, peeling lips, discomfort. Long-term issue: damage to the house and hardwood floors). Freaked out. Looked at the price of a humidifier that would actually add 3-4'gallons of water into the air to fix the issue. Found the cheapest one at 140$CAD plus regular filter changes, freaked out again.

And then I used my brain, fetched out an old cast iron pot, filled it with a gallon of water, and put it on top of the wood stove. And then re-filled it three times during the day.

Humidifier: accomplished.  aesthetically pleasing, no leaks, no electrical needs, no cost. fantastic.

Won't the cast iron rust from the water?

I don't know, but this is a classic technique for fighting the dryness that comes from radiator heat!

4alpacas

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Re: What small things did you do TODAY to save money?
« Reply #5676 on: February 16, 2016, 09:58:21 PM »
Sold my iPhone
Had my friends over for dinner instead of going out to eat. We had a leftover feast, and a low key weeknight dinner.
Made plans to attend a yoga class tomorrow at a studio that I bought a Groupon for

Larabeth

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Re: What small things did you do TODAY to save money?
« Reply #5677 on: February 16, 2016, 10:42:10 PM »
Bought six months worth of gas and got 35% back!!!

Rural

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Re: What small things did you do TODAY to save money?
« Reply #5678 on: February 17, 2016, 12:55:32 AM »
Looked at the (lack of) humidity in the house (immediate issue: dry skin, peeling lips, discomfort. Long-term issue: damage to the house and hardwood floors). Freaked out. Looked at the price of a humidifier that would actually add 3-4'gallons of water into the air to fix the issue. Found the cheapest one at 140$CAD plus regular filter changes, freaked out again.

And then I used my brain, fetched out an old cast iron pot, filled it with a gallon of water, and put it on top of the wood stove. And then re-filled it three times during the day.

Humidifier: accomplished.  aesthetically pleasing, no leaks, no electrical needs, no cost. fantastic.

Won't the cast iron rust from the water?

I don't know, but this is a classic technique for fighting the dryness that comes from radiator heat!


Not at a simmer. Just dump the water out if you take it off the stove and keep it seasoned.




Kitsune

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Re: What small things did you do TODAY to save money?
« Reply #5679 on: February 17, 2016, 07:29:17 AM »
Looked at the (lack of) humidity in the house (immediate issue: dry skin, peeling lips, discomfort. Long-term issue: damage to the house and hardwood floors). Freaked out. Looked at the price of a humidifier that would actually add 3-4'gallons of water into the air to fix the issue. Found the cheapest one at 140$CAD plus regular filter changes, freaked out again.

And then I used my brain, fetched out an old cast iron pot, filled it with a gallon of water, and put it on top of the wood stove. And then re-filled it three times during the day.

Humidifier: accomplished.  aesthetically pleasing, no leaks, no electrical needs, no cost. fantastic.

Won't the cast iron rust from the water?

I don't know, but this is a classic technique for fighting the dryness that comes from radiator heat!


Not at a simmer. Just dump the water out if you take it off the stove and keep it seasoned.

Basically that. Secondary advantage: if you toss a cinnamon stick and some orange peels in the water, the house smells AMAZING.

There are actually cast iron pots and kettles sold specifically as woodstove toppers (for 50-80$ each, wtf); apparently it's traditional. The advantage of cast iron is that if it boils dry the pot won't warp/melt/crack/be damaged. The down side is that you have to keep it seasoned or it'll rust (in which case you scrub the rust off and season it, and it'll be good as new).

Misstachio

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Re: What small things did you do TODAY to save money?
« Reply #5680 on: February 17, 2016, 01:09:56 PM »
Someone put out a few leftover pizzas from a lunch meeting on the 'take this stuff' table at work. I'd already eaten lunch so I wrapped up a couple slices and took them home for dinner. More laziness than frugalness but hey, free pizza!

Inaya

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Re: What small things did you do TODAY to save money?
« Reply #5681 on: February 17, 2016, 01:30:37 PM »
Someone put out a few leftover pizzas from a lunch meeting on the 'take this stuff' table at work. I'd already eaten lunch so I wrapped up a couple slices and took them home for dinner. More laziness than frugalness but hey, free pizza!


Just finished a free slice of communal leftover pizza--because I can't see pizza and not eat it on the spot. Already had lunch, but it means I won't need a snack this afternoon.


I saved $20 on my facepunch-worthy expensive barre class membership by religiously posting on their social media sites.

dantownehall

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Re: What small things did you do TODAY to save money?
« Reply #5682 on: February 18, 2016, 08:04:42 AM »
Bought six months worth of gas and got 35% back!!!

Want to share deets?  I'm intrigued.  :)

jengod

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Re: What small things did you do TODAY to save money?
« Reply #5683 on: February 18, 2016, 10:49:19 AM »
* Filled a nearly empty jam jar with hot water, shook it, and then used the jam water to make my overnight oatmeal.

* Purchased maternity jeans used on eBay instead of buying new.

OmahaSteph

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Re: What small things did you do TODAY to save money?
« Reply #5684 on: February 18, 2016, 03:30:54 PM »
Last night I pushed back at the crabby drive-through pharmacy technician and told her that YES, I DID want her to rerun the script with my manufacturer coupon, costing me 20 minutes in a car with hungry, whiny kids but saving me $15.

Made homemade mac and cheese for tonight's dinner in the IP using leftover hunks of cheese (we do the wine and cheese thing quite a bit) from Aldi (Havarti, aged gouda, smoked gouda and parmesan).

ALSO made two kinds of homemade hummus using dehydrated chickpeas I'd cooked in the IP and frozen. The first kind was plain; the second, I threw in some leftover fire-roasted red peppers. It made three large containers. I *may* have nearly polished off one of the containers for lunch today at work ...

Last night I also finally got an overdue landline charge from two years ago disassociated from my email and cell account. The ex failed to pay it (account was in his name only but we used my email because all he had was a work email), so I *may* have helpfully provided his contact info so they can collect.

This is sort of spending money to save money, but today I got a discounted zoo membership through my employer for the whole family. It cost $70, but when we get bored during the year, instead of going to an expensive movie, etc., we can go to the zoo's IMAX for free or just wander the grounds. Educational and frugal.




Kwill

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Re: What small things did you do TODAY to save money?
« Reply #5685 on: February 18, 2016, 03:47:46 PM »
I didn't spend any money today for the first time in awhile. I took my lunch to work for the fourth day in a row, and I had instant cappuccino and a mug on hand for breaks. I Skyped with one of my best friends in the evening and then walked in to town to attend compline.

lunahsol

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Re: What small things did you do TODAY to save money?
« Reply #5686 on: February 19, 2016, 12:44:44 PM »
Enjoying half of free burrito for lunch . . . the other half will be dinner.
Have not gone shopping for something to wear at formal-ish event tomorrow night - I will make do with what I have in my minimalist closet.
No money spent today.   

marcela

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Re: What small things did you do TODAY to save money?
« Reply #5687 on: February 19, 2016, 01:09:36 PM »
Brought lunch to work today and redeemed mypoints rewards for a $25 gift card that will pay for our movie outing tonight to see Deadpool. The card should be enough to cover our tickets and I have a free small popcorn on my regal rewards card due to my birthday. The popcorn will be my dinner and my husband will have leftover shepherd's pie from last night.

Last night I signed up for a sewing class at our local Joann's and was able to get it for 30%. Paid for it with birthday monies since no one liked what I had on my wish list (which I buying with the money they gave me :p). Most of the other supplies I need for the class I got on Amazon with a gift card I received for my birthday. Now to find just the right fabric for the dress I want to make. The class was pricey(to me), but I hope that the skills I will pick up will more than make up for it.

jacksonvasey

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Re: What small things did you do TODAY to save money?
« Reply #5688 on: February 19, 2016, 01:25:36 PM »

Basically that. Secondary advantage: if you toss a cinnamon stick and some orange peels in the water, the house smells AMAZING.

There are actually cast iron pots and kettles sold specifically as woodstove toppers (for 50-80$ each, wtf); apparently it's traditional. The advantage of cast iron is that if it boils dry the pot won't warp/melt/crack/be damaged. The down side is that you have to keep it seasoned or it'll rust (in which case you scrub the rust off and season it, and it'll be good as new).

I think I got my wood stove kettle for like $15 at tractor supply.  I just let it rust.

Luckyvik

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Re: What small things did you do TODAY to save money?
« Reply #5689 on: February 19, 2016, 03:22:54 PM »
I hung around after work on Friday for work drinks (free), then caught the bus home, resisting the urge to pay $25 for a taxi, one of my co-workers caught a taxi home, don't know how she does it, it would be $50 and I'm sure she does it every Friday.


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Larabeth

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Re: What small things did you do TODAY to save money?
« Reply #5690 on: February 19, 2016, 06:57:24 PM »
Bought six months worth of gas and got 35% back!!!

Want to share deets?  I'm intrigued.  :)

Chase Freedom Card. 
I got $150 back by spending $500.  Plus gas is a 5% bonus this quarter.  It's fantastic: I won't have to buy gas again until August and probably even beyond that!!!  And when I do, the Shell station closest to my house has a bonus amount off each gallon of gas with their fuel rewards card. =)

I can have a referral email sent to you if you like, but I don't have a link.  You may also just be able to get the $150 cash back by applying for the card without my referral (I think I get $25 for referring?).


Rosy

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Re: What small things did you do TODAY to save money?
« Reply #5691 on: February 19, 2016, 07:39:10 PM »
Instead of going out for a more pricey supper tonight - we managed to make it a lunch date and I used my buy one get one restaurant coupon (good only from 1pm to 3pm) - saved $17.99.
Enough leftovers for two lunches tomorrow - just adding salad from the garden:)
plus a small supper for me tonight.

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #5692 on: February 20, 2016, 09:26:47 AM »
Got $20 of a purchase back as an Amazon gift card. Back story: found out about a genetic mutation I have through 23andMe over Christmas (marry christmas, here's disappointing test results! Also, your grandma lied to you about your ethnic heritage! But then, we kinda suspected that). Anyway, since DH and I have similar ethnic backgrounds for parts of our lineage (one specific area of one specific small country), and I have a mutation that is common for that tiny group of people, it seems prudent to get him tested as well, prior to the Making of Babies. So we bought 23andMe for him. We used my profile to link through the referral program to buy his test, so we got $20 back as an Amazon GC- which is great, since we use amazon heavily.

A little bit spending to save, but we had already decided to do it anyway, so it was a nice little bonus. Like $190 now instead of $210, IIRC.

serpentstooth

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Re: What small things did you do TODAY to save money?
« Reply #5693 on: February 20, 2016, 09:28:52 AM »
Got $20 of a purchase back as an Amazon gift card. Back story: found out about a genetic mutation I have through 23andMe over Christmas (marry christmas, here's disappointing test results! Also, your grandma lied to you about your ethnic heritage! But then, we kinda suspected that). Anyway, since DH and I have similar ethnic backgrounds for parts of our lineage (one specific area of one specific small country), and I have a mutation that is common for that tiny group of people, it seems prudent to get him tested as well, prior to the Making of Babies. So we bought 23andMe for him. We used my profile to link through the referral program to buy his test, so we got $20 back as an Amazon GC- which is great, since we use amazon heavily.

A little bit spending to save, but we had already decided to do it anyway, so it was a nice little bonus. Like $190 now instead of $210, IIRC.

A friend's son married another Irish girl who looks SO MUCH like this mother and sisters that everyone in the family is convinced they are swimming in the, uhhh, shallower end of the gene pool.

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #5694 on: February 20, 2016, 09:53:55 AM »
Got $20 of a purchase back as an Amazon gift card. Back story: found out about a genetic mutation I have through 23andMe over Christmas (marry christmas, here's disappointing test results! Also, your grandma lied to you about your ethnic heritage! But then, we kinda suspected that). Anyway, since DH and I have similar ethnic backgrounds for parts of our lineage (one specific area of one specific small country), and I have a mutation that is common for that tiny group of people, it seems prudent to get him tested as well, prior to the Making of Babies. So we bought 23andMe for him. We used my profile to link through the referral program to buy his test, so we got $20 back as an Amazon GC- which is great, since we use amazon heavily.

A little bit spending to save, but we had already decided to do it anyway, so it was a nice little bonus. Like $190 now instead of $210, IIRC.

A friend's son married another Irish girl who looks SO MUCH like this mother and sisters that everyone in the family is convinced they are swimming in the, uhhh, shallower end of the gene pool.

We actually look very different, and we're hoping the overlap is just geographical... I'm thinking the Germans got to his gene pool more than mine =P But when both family lines mention a specific castle near their natal villages, you worry a bit.

lhamo

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Re: What small things did you do TODAY to save money?
« Reply #5695 on: February 20, 2016, 10:44:13 AM »
I managed to bump my Fred Meyer gas points up to 500+ last month through a last minute purchase of a $50 Starbucks gift card during the current 4x points special.  Applied the $.50 discount to my fill up this morning, and paid just over $15 for a full tank of gas. 

I was winding up to facepunch you for spending $50.00 on a Starbucks gift card to save $.50 (per gallon?) on gas and then posting about it in the SAVING money thread.  Then I noticed in your signature that you are already FI, so you get a free pass and props for at least getting some extra bang for your ridiculously luxurious frivolous spending.  Bonus points if you actually used the gift card for a gift or sold it at face value to earn a net profit when factoring in the gas savings.

Oh please.  Some of us are going to buy coffee out sometimes.  I recently put $50 on my Starbuck's card with a 10% cash back promo on one of my credit cards.  I travel a lot for work and this should cover my (plain old drip in my own mug to save garbage and get a .10 discount) coffee for most of the year for one day's per diem.  Maybe if lhamo said she'd use that $50 up in a week buying her venti mocha frappuccinos anyway..

I was just struck by the apparent irony of committing one of MMM's cardinal sins (paying for Starbucks regularly enough to justify use of a $50 gift card) and justifying it by paying a few dollars less to commit another of MMM's cardinal sins (driving) and then posting about it in a thread about money savings.  Of course there are many circumstances where this type of spending is financially justifiable (i.e. business travel and business meetings over coffee).  I just didn't expect to see it written about in this thread which is usually dominated by tales of avoiding the temptations of Starbucks and other convenience food and drink. 

I, too, enjoy Starbucks specialty drinks from time to time.  When I do I categorize it as an indulgent purchase regardless of any ancillary benefits I get from the purchase.  I am even less likely to pay for drip coffee at Starbucks than I am to pay for a specialty drink when passable (often better) coffee is generally pretty easy to find for free.  But I am not a road warrior and could definitely see how a consistent cup of coffee could be priceless in the inconsistent world of business travel.

And the game changes the closer you get to that magical point of FI.  Since I am nowhere near FI, I initially read the comment through that lens.  When you are FI, such indulgent purchases are completely justifiable so long as they don't cause you to exceed your SWR.  If they are purely indulgent, OP still gets credit for seeking more bang for his (star)buck(s).

Haven't revisited this thread for several days (as I haven't been spending much money, except on groceries and parking, and therefore haven't had any savings to post.

I guess I should have explained that Starbucks is a rare family treat for us.  We typically stop in at Starbucks in the airport prior to flying, and sometimes will stop when we are out running errands.  We probably visit Starbucks less than 5-6 times a year.  These trips are covered in our budget categories, and fall under either travel (if on a trip away from home) or dining out.  We probably spend more in these categories than many people here, but they are things we have decided we value enough to spend on and have therefore planned for.

So far I have used the card twice -- once for a latte for myself while I completed job cover letters during some down time on the way to another appointment, and once for a cappuccino for DS so that he could do some of his reading out of the house (and not fall asleep) while I was at the gym.  So there is still over $40 left on the card, which we will probably use during DH/DD's upcoming visit for one family splurge trip, and then I'll still have more for mini-splurges over the next few months.
We don't currently have an espresso machine at home, and will not be buying one until we have the proceeds from our Beijing apartment sale in hand, but all of us looooove coffee (except DD, who loves cookies), so given where we are financially I am comfortable with splurging in this way.

In terms of what I actually saved via the purchase of the gift card, the purchase of the card earned me 200 extra gas points, which equates to a .20/gallon discount, and I later got 11.324 gallons of gas, so that works out to $2.46.  And I bought it with my Chase Sapphire card, which does $1.25 cash back for travel purchases, so that's roughly another $.63 I'll get back eventually (most likely when we purchase tickets for summer travel to/from China).  The purchase of the card itself thus saved me $2.89, or roughly a 6% discount off the face value.   

I realize some may still find fault with the "spend to save' logic I am using here, but the basic situation is that I know from past experience that an occasional trip to SB is something that our family does, and by purchasing the card in advance I was able to effectively save a bit of money off the face value of the card via savings applied elsewhere through the gas points and the cc rewards plan.  Works for me, YMMV.  I will also note that I DID resist the urge to buy one more card before the 4x points special ran out.  I stood in front of the display pondering it, but decided that would be tying too much money up in future Starbucks indulgences. 

DebtFreeBy25

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Re: What small things did you do TODAY to save money?
« Reply #5696 on: February 21, 2016, 05:10:54 PM »
I realize some may still find fault with the "spend to save' logic I am using here, but the basic situation is that I know from past experience that an occasional trip to SB is something that our family does, and by purchasing the card in advance I was able to effectively save a bit of money off the face value of the card via savings applied elsewhere through the gas points and the cc rewards plan.  Works for me, YMMV.  I will also note that I DID resist the urge to buy one more card before the 4x points special ran out.  I stood in front of the display pondering it, but decided that would be tying too much money up in future Starbucks indulgences.

Saving money on things you intend to buy anyway is smart. This all sounds perfectly reasonable to me.

On a related note, my husband and I have officially cut the cable as of March 1st. I got Sling at $20/month to replace the cable. While I know a lot of people here don't watch any TV at all, we do as it helps curb the desire to go out. The net savings for cutting cable is $30/month.

I didn't spend any money today. That's not at all uncommon though; I think I have as many "buy nothing" days as I have "buy something" days. I may end up using my Amazon credit from participating in an online bulletin board to buy some essentials today or tomorrow. (In my world, eyeliner qualifies as an essential.) If anyone is interested in paid consumer research, Focus Forward is legit.

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #5697 on: February 21, 2016, 06:45:49 PM »
Needed new work shoes. Went to the outlet mall and got a paid of Merrel's for $32. Normally $100, they were marked down to $40, then on an additional clearance.

Saved the receipt for my 2016 taxes, since it's a work expense. Also found the receipts for some scrubs I bought a couple weeks ago and added them to the folder. Since realizing how easy taxes actually are, I decided staying on top of this is a good idea. Not a lot of savings to be had, but hey, every bit counts.

Prairie Gal

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Re: What small things did you do TODAY to save money?
« Reply #5698 on: February 21, 2016, 07:03:10 PM »
Made soup with leftovers from the fridge that were on their last legs. Made enough to freeze three large containers.

Travis

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Re: What small things did you do TODAY to save money?
« Reply #5699 on: February 21, 2016, 08:58:51 PM »
Went to my Amazon wishlist and saw two books I've been wanting for months still on there.  I selected used versions of them in "very good" condition for $.01 plus $4 each shipping.  With the $5 gift card I sometimes earn from online surveys these books ($60 new) are on their way for $3 total.  Used books on Amazon is a god send I discovered while buying textbooks for grad school.