Author Topic: What small things did you do TODAY to save money?  (Read 3553138 times)

jengod

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Re: What small things did you do TODAY to save money?
« Reply #5400 on: January 13, 2016, 06:32:59 PM »
* Replaced a burned-out 60W flood light with a 7W LED bulb.
* Found a free (nicer!) replacement for our damaged patio rug on the local Buy Nothing group.
* Picked up some reusable/washable cloth napkins and tablecloths from a Freecycler.
* Air-dried a load of laundry, saving $0.25.
* Saved a pineapple top in hopes of growing a new pineapple in 3 yrs.
* Watched PBS shows (Antiques Roadshow, Downton Abbey, Sherlock) online for free.
« Last Edit: January 13, 2016, 08:12:53 PM by jengod »

chesebert

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Re: What small things did you do TODAY to save money?
« Reply #5401 on: January 14, 2016, 10:37:31 AM »
Been bringing lunch to work everyday in a thermos (except for one day having lunch with clients). I am glad I did not go down the frig in the office route. I now have hot lunch with 0 time/money wasted going out to lunch everyday.

Kitsune

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Re: What small things did you do TODAY to save money?
« Reply #5402 on: January 14, 2016, 01:07:57 PM »
Finished filling in the paperwork and mailing the required documents to get the tax return on our house (you can get a portion of the sales tax back if you're building a house worth less than 300K in Quebec.) It took about 5 hours to gather the paperwork and fill it out... but we're expecting about 10K back.

Best ROI for documentation work I've ever done. :) Now let's home the govt moves quickly on this...

NewMustachian

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Re: What small things did you do TODAY to save money?
« Reply #5403 on: January 14, 2016, 04:18:34 PM »
I ordered new strings for my harp today and after getting a quote asked whether the string maker could use a cheaper shipping option - saved $3.00.

Instead of putting off buying a birthday gift until the last minute (previous M.O.), I planned ahead and used a gift card we received for Christmas to buy the gift.  Forward thinking/planning for the win!

Astatine

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Re: What small things did you do TODAY to save money?
« Reply #5404 on: January 14, 2016, 10:10:30 PM »
After 4 months of weird eating habits (thanks, chemo!), my tastebuds are finally returning to normal. So lunch for me was a potato cut into cubes and boiled, plus natural yoghurt, and DH ate some leftover lentil bolognese (a bit freezer burnt, but hey, he ate it). Followed by some 70% Lindt chocolate bought on special and some sweet crispbread thingies that were a gift from my neighbour's partner. Total cost of my lunch was probably around $1 or less.




jengod

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Re: What small things did you do TODAY to save money?
« Reply #5405 on: January 14, 2016, 10:58:26 PM »
After 4 months of weird eating habits (thanks, chemo!), my tastebuds are finally returning to normal. So lunch for me was a potato cut into cubes and boiled, plus natural yoghurt, and DH ate some leftover lentil bolognese (a bit freezer burnt, but hey, he ate it). Followed by some 70% Lindt chocolate bought on special and some sweet crispbread thingies that were a gift from my neighbour's partner. Total cost of my lunch was probably around $1 or less.

SOOOO HAPPY TO HEAR YOU ARE FEELING BETTER. Hugs from an Internet stranger.

Astatine

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Re: What small things did you do TODAY to save money?
« Reply #5406 on: January 14, 2016, 11:01:18 PM »
After 4 months of weird eating habits (thanks, chemo!), my tastebuds are finally returning to normal. So lunch for me was a potato cut into cubes and boiled, plus natural yoghurt, and DH ate some leftover lentil bolognese (a bit freezer burnt, but hey, he ate it). Followed by some 70% Lindt chocolate bought on special and some sweet crispbread thingies that were a gift from my neighbour's partner. Total cost of my lunch was probably around $1 or less.

SOOOO HAPPY TO HEAR YOU ARE FEELING BETTER. Hugs from an Internet stranger.

Thanks :)

Last week was when my tastebuds really started to switch back to semi-normal. I nearly cried with happiness when I drank my first cappucino since July (I weaned myself off coffee back in July/August because I did not want to develop a lifetime aversion to it) and again when I actually ate a normal proper meal that wasn't specially cooked for me.

Ceridwen

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Re: What small things did you do TODAY to save money?
« Reply #5407 on: January 15, 2016, 06:43:04 AM »
Tacos for dinner tonight, and we'll be an extra adult at the table because my mom is picking up the kids from daycare.  My first instinct was to defrost an extra package of ground pork, but instead I pulled out a can of black beans from the pantry.  $0.99 filler, and healthier to boot!

After years of nagging, I finally got through to my husband about how bad (financially and health-wise) his lunch buying habit is.  He's been packing his lunch 4 days/week for the past 2 weeks and I'm really proud of him.

Kitsune

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Re: What small things did you do TODAY to save money?
« Reply #5408 on: January 15, 2016, 08:02:40 AM »
I meal planned for hte weekend based on what's in the cupboard, fridge, and freezer (all bought on sale).

Tonight: pork souvlaki with homemade fresh pita and tzatziki, tomatoes, spinach, cucumbers, and red onions. (Veggies bought on sale last week, pork bought on sale from the freezer, tzatziki made from homemade yogurt). Should feed 4 with leftovers enough for a lunch for 3 people on a total ingredient cost of 10$
Tomorrow: Chicken marsala (mushrooms and chicken were both on sale last week...), on rice, with a spinach salad and balsamic vinaigrette. (Total cost: less than 10$, should feed 3+2 lunches)
Sunday: Butter chicken (with a lot of peas, because veggies are good and tasty in a curry sauce). Total cost: also less than 10$, should make dinner for 3 + 4 lunches

Breakfasts will be pancakes and waffles (pantry ingredients, negligible cost), lunches will probably be cheese and chive omelettes with homemade bread and a side salad of spinach (costco bag of spinach = 3 meals worth of salad for 3$, cheapest you can get around here in winter, and everyone likes it).

So: including all ingredients, I've got 3 days of food + 4 days of lunches for a family of 3 for 30$CAD, and it's gonna be GOOD. And even better: I don't have to pull on pants and go to the grocery store.

I win at life right now.


horsepoor

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Re: What small things did you do TODAY to save money?
« Reply #5409 on: January 15, 2016, 08:28:53 AM »
Stocked up on veggies at WinCo yesterday instead of hitting Natural Grocer or the co-op.  Stuck mostly to things that are in season and keep well, and conveniently, are also cheaper right now.  Beets for 98 cents a pound?  We'll eat beets and pee disturbing colors! 

If I follow Kitsune's lead and employ some good meal planning, I'm thinking we can make it the rest of the month without grocery shopping, with maybe the exception of a few fresh greens.

Checked the county landfill's website and discovered that the hazardous waste collection days that occur at the local fire station are on a monthly schedule, so I can be prepared next time.  Saves a trip all the way across the valley to the actual landfill to get rid of these things.

Renewed my Craigslist postings so the weekend warriors will see them and hopefully buy.

jeromedawg

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Re: What small things did you do TODAY to save money?
« Reply #5410 on: January 15, 2016, 05:41:57 PM »
Found out my car battery died (again) today. Tried salvaging it with a NOCO charger but no-go (just recalled the original way I revived it was by attaching jumpstarter to it for 10-15 mins and then hooking the NOCO up....ah well). Anyway, I figured enough was enough and dug my receipt out from Oreilly Auto. Turns out my 36mo free exchange warranty ended THIS month. So I called Oreilly and the guy just told me to bring it in (I thought I was late by several days but he said it's always by the month). I stopped by and the guy tested it and said it needed to be charged. I told him I tried that so he went to the back and pulled another of the same battery out, took my receipt and entered in some info, and then off I went with a new battery at zero cost. Sweet!

Rosy

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Re: What small things did you do TODAY to save money?
« Reply #5411 on: January 15, 2016, 07:07:22 PM »
^^^ Sweet deal - free battery ^^^

1.
Well, my ongoing decluttering project paid off - discovered $12.06 in an old account and then stumbled across $90.03 that my old credit union sent to unclaimed property with address unknown WTF?
Filled out the claim form and mailed it off.

2.
Been harvesting and cooking with the bounty from our fall garden - this is Florida, it was 74 degrees today:)

3.
Resisted buying a single thing during gem week on TV shopping - one more hour to go in the finale, wish me strength:)

Gerard

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Re: What small things did you do TODAY to save money?
« Reply #5412 on: January 15, 2016, 07:50:40 PM »
Started Kondoizing my bookcase and found 3 sets of guitar strings I didn't know I had.

Got a deal on some food of faraway lands and shared it with a student from those lands. No savings, but good karma.

Made supper soup from stuff on hand (chicken & stock, chipotle, rice, chick peas, fenugreek sprouts, lime juice). Turned out tasty enough that I'll make it again even if I don't have to.

Turned down the heat early, and am internetting from under a quilt.




dorothyc

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Re: What small things did you do TODAY to save money?
« Reply #5413 on: January 16, 2016, 12:00:49 PM »
My mid 2010 MacBook Pro has had a failing trackpad for some time - it doesn't click anymore, and I was considering taking it in to the Apple store for replacement. I don't have enough in the budget for the repair, so I had been holding off.

I remembered I had an Apple magic mouse in the cupboard that I had used with a mac mini I no longer have, so I dug it out and reprogrammed it to work with the laptop. Using the mouse instead of getting the laptop repaired for now.

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #5414 on: January 16, 2016, 12:19:35 PM »
Found my dog's food has been added to amazon subscribe and save. 15% off, will save me $4.50 per ~6 weeks.

Found seaweed snack packs at Grocery Outlet. I use them for work day. Regular store, ~$0.75/per. Amazon subscribe and save (I was doing before): $0.52 per. GO: $0.33 per. Score. Picked up 6 of them, if I like the taste, I'll go back next week and see if they're still there.

NewMustachian

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Re: What small things did you do TODAY to save money?
« Reply #5415 on: January 16, 2016, 12:57:45 PM »
Started using Ibotta and redeemed my first rebate - earned .25 on bell peppers and a $10 welcome bonus!

Subscribed to the wipes that my toddler uses at Target and saved 5% + free shipping. 

Maya

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Re: What small things did you do TODAY to save money?
« Reply #5416 on: January 16, 2016, 01:37:31 PM »
Wired leftover lunch combo at lunch yesterday. Consider it a free lunch because before I might have throw. Out the small bits left of mashed potato and fried rice.

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #5417 on: January 16, 2016, 01:45:06 PM »
Mended a pocket oh DH's hunting pants. Also finished a seam on a shirt Brother got for free. The machine missed the path and didn't catch one side, so I just redid that part of the seam. Did both by hand, and I listened to a podcast as I worked. Really enjoyed it!

FLA

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Re: What small things did you do TODAY to save money?
« Reply #5418 on: January 16, 2016, 03:02:58 PM »
a kind person on here helped me realize I only needed to spend $8 to get my iPhone to work through my car's speakers.  Everything else I read about was over $45. I'm glad I asked

Well Respected Man

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Re: What small things did you do TODAY to save money?
« Reply #5419 on: January 16, 2016, 07:15:14 PM »
Convinced my wife that spending so much money on restaurant and convenience meals every weekend is not good, after she asked me if I had planned anything special for dinner while watching the game (Danger, Will Robinson!) I said maybe nachos. She was scheming planning to take our daughter out to dinner, and instead conned her mother into paying invited her mother to dinner. It's really a slog trying to wean the family off of the lifestyle inflation of the past few years, but I'll take it as a small victory.

a1smith

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Re: What small things did you do TODAY to save money?
« Reply #5420 on: January 16, 2016, 08:45:16 PM »
Went to Lowe's and bought 4 carriage bolts and 4 locknuts for my snowthrower for about $0.90.  The Sear's parts website wanted about $25.

DebtFreeBy25

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Re: What small things did you do TODAY to save money?
« Reply #5421 on: January 16, 2016, 09:53:04 PM »


Bitch Magazine, on feminism and money and household labour. Gotta put that women's studies minor to use somehow, right? ;)

I've written articles for free before, but I'm starting to think that being paid would be nice. We'll see if it works. I enjoy researching and writing, so writing for free for publications I respect isn't the worst (And the free writing listed on my resume has gotten me actual real-life jobs, so... free has paid off, kinda), but I think I'd like to see some $ coming in as a direct result, not as an incidental.
[/quote]

Where did you get your start in writing? I like to write and have some professional experience in research and writing, but I've never published an article. We have at least two common areas of interest, frugality and feminism, so perhaps you could recommend some sites to consider. (My other topics of choice include thrifting, politics, satire and advice.) I had thought about pitching to xojane.com but their content quality has deteriorated significantly in the past few years. While I'm no longer constrained by the nature of my work to not publish anything, I still have to give some consideration to mainstream standards of respectability.

Kitsune

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Re: What small things did you do TODAY to save money?
« Reply #5422 on: January 17, 2016, 08:38:54 AM »


Bitch Magazine, on feminism and money and household labour. Gotta put that women's studies minor to use somehow, right? ;)

I've written articles for free before, but I'm starting to think that being paid would be nice. We'll see if it works. I enjoy researching and writing, so writing for free for publications I respect isn't the worst (And the free writing listed on my resume has gotten me actual real-life jobs, so... free has paid off, kinda), but I think I'd like to see some $ coming in as a direct result, not as an incidental.

Where did you get your start in writing? I like to write and have some professional experience in research and writing, but I've never published an article. We have at least two common areas of interest, frugality and feminism, so perhaps you could recommend some sites to consider. (My other topics of choice include thrifting, politics, satire and advice.) I had thought about pitching to xojane.com but their content quality has deteriorated significantly in the past few years. While I'm no longer constrained by the nature of my work to not publish anything, I still have to give some consideration to mainstream standards of respectability.
[/quote]

Try smaller blogs that you read and have open publications (thefinancialdiet off the top of my head, or a lot of feminist sites are run by volunteers). Once you've got a few articles 'published', you're a 'published writer who has written multiple articles for X, y, z publications', so you pitch to better (aka: able to pay) places. Honestly, I'd recommend that you write for places you like to read.

I haven't actually gotten paid for my writing, so take that advice with a grain of salt, but I've listed my writing on my resume, and it's been brought up as a point of interest in interviews (and I've gotten offers - some good, some less good - from interviewers that have mentioned them) so overall I think the time invested has been at least helpful for my day job, if not profitable in and of itself.

zephyr911

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Re: What small things did you do TODAY to save money?
« Reply #5423 on: January 17, 2016, 09:55:06 PM »
Hosted brunch at our house and did most of the cooking. Friends kicked in $5 each, everyone got stuffed and had mimosas. We spent nearly nothing (net) and are stocked with leftovers.

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #5424 on: January 17, 2016, 10:03:34 PM »
-Ordered a new Northwest Forest pass. $35 for the year is a LOT less than $5 per hike with the frequency we hike. Also remembered to order it soon enough that we SHOULD have it before the current one expires at the end of the month. I'm trying to avoid having to pay to park if it hasn't arrived yet.

-Spent a lovely day with DH working out, hiking, then listening to (free) podcasts. And then making dinner.

-Costco frozen stir fry mix is a keeper. Cheaper than other mixes, a better ratio of the veggies, and they get less mushy, too. Glad I decided to try it. It's a big bag to gamble on!

Captain and Mrs Slow

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Re: What small things did you do TODAY to save money?
« Reply #5425 on: January 18, 2016, 12:56:48 AM »
Mentioned this on a another thread but we finally cancelled cable!!

With Netflix and loads of free streaming services there was no reason to pay 50 a month

Very happy!


Squirrel away

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Re: What small things did you do TODAY to save money?
« Reply #5426 on: January 18, 2016, 03:32:12 AM »
I was doing the monthly budget for February and I realised that we don't have to pay council tax or water rates in February and March as we only pay it 10 months of the year. I always forget about that so it was a nice surprise.:)

plainjane

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Re: What small things did you do TODAY to save money?
« Reply #5427 on: January 18, 2016, 06:35:49 AM »
Yesterday I made chickpeas from scratch, grilled eggplant, roasted sweet potato, hard boiled eggs & polenta.  Today I just pulled a bit from each container, added some feta, and I'm good to go for lunch (with leftover salad dressing in my cube from last week).  All up, I'm pretty sure I'm around $5 in ingredients for 5 meals.

Prairie Gal

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Re: What small things did you do TODAY to save money?
« Reply #5428 on: January 18, 2016, 06:57:00 AM »
Found some chicken thighs in the freezer that had been there for who knows how long, so I threw them in the crockpot with some teriyaki sauce and voila! Dinner for at least three nights. Unfortunately, had to throw out two containers of brown mush that may have been chili at some point.

BPA

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Re: What small things did you do TODAY to save money?
« Reply #5429 on: January 18, 2016, 07:07:30 AM »
Going to the library this morning to print off a $10 off when you spend $30 coupon.  Since I need the stuff anyway, it's like printing off a $10 bill...or $6.80 in American dollars.  ;)

horsepoor

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Re: What small things did you do TODAY to save money?
« Reply #5430 on: January 18, 2016, 08:19:30 AM »
I'm starting the very first of the 2016 garden this weekend.  Planted seeds for celery root, parsley, spinach, lettuce, radicchio, kale, chard, leeks and onions.  Then last night  I made seed mats for beets and parsnips.  These are paper towels with the seeds glued on with Elmer's at the proper planting spacing, so I can just put them in the garden and cover with a layer of soil.  Way faster planting and no thinning later (and no wasted seed).  I'll do carrots and radishes today.

Stuffed the dogs' beds that were getting flat with old down comforters we never use.

Made cornbread with corn I grew and ground myself.

cerat0n1a

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Re: What small things did you do TODAY to save money?
« Reply #5431 on: January 18, 2016, 08:54:34 AM »
I'm starting the very first of the 2016 garden this weekend.  Planted seeds for celery root, parsley, spinach, lettuce, radicchio, kale, chard, leeks and onions.  Then last night  I made seed mats for beets and parsnips.  These are paper towels with the seeds glued on with Elmer's at the proper planting spacing, so I can just put them in the garden and cover with a layer of soil.  Way faster
My seed order arrived today, choosing what new, unusual vegetable to try each year is always fun (yellow cucumbers this time round.)

I would've guessed Boise had colder winters than the east of England and we wouldn't normally sow even 100% hardy stuff until February, the soil just doesn't warm up enough for anything to germinate for a while.

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #5432 on: January 18, 2016, 09:06:52 AM »

Stuffed the dogs' beds that were getting flat with old down comforters we never use.

My dog's bed looks like the princess and the pea now. Anytime a flannel sheet wears out or a comforter gets lumpy and stained beyond repair,into the dog bed it goes. I think she's up to like 9 layers. Sucks for washing, but it's very soft and warm, and makes me feel less bad about low heat in our house with an old dog.

Did you sew it in all fancy like, or just stack it on like me? We just tuck everything inside an old fitted sheet that wore out.

pbkmaine

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Re: What small things did you do TODAY to save money?
« Reply #5433 on: January 18, 2016, 09:14:11 AM »

Convinced my wife that spending so much money on restaurant and convenience meals every weekend is not good, after she asked me if I had planned anything special for dinner while watching the game (Danger, Will Robinson!) I said maybe nachos. She was scheming planning to take our daughter out to dinner, and instead conned her mother into paying invited her mother to dinner. It's really a slog trying to wean the family off of the lifestyle inflation of the past few years, but I'll take it as a small victory.

My husband also loves to go out to eat. I made a point of learning how to make his favorite restaurant meals from scratch. Perhaps you could learn to do the same ?

karaishere

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Re: What small things did you do TODAY to save money?
« Reply #5434 on: January 18, 2016, 09:55:49 AM »
I earned some money today by selling a few pieces of clothes on Poshmark.

Well Respected Man

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Re: What small things did you do TODAY to save money?
« Reply #5435 on: January 18, 2016, 10:46:13 AM »

Convinced my wife that spending so much money on restaurant and convenience meals every weekend is not good, after she asked me if I had planned anything special for dinner while watching the game (Danger, Will Robinson!) I said maybe nachos. She was scheming planning to take our daughter out to dinner, and instead conned her mother into paying invited her mother to dinner. It's really a slog trying to wean the family off of the lifestyle inflation of the past few years, but I'll take it as a small victory.

My husband also loves to go out to eat. I made a point of learning how to make his favorite restaurant meals from scratch. Perhaps you could learn to do the same ?
That's a great idea! I have stepped up my cooking level lately (to the point of getting complaints that dinner is late :-) ), so I know I can add to my repertoire.

Yesterday, we went on a date into the city, with museum tickets provided by my employer. We decided to drive in and park at a downtown lot, which would cost the same as parking at the train station and taking the train. Then I scored a free spot right near the parking garage, so saved $15. We did go out to eat with a Christmas present gift card, which ended up having double the value we anticipated, so we escaped relatively unscathed, and with full bellies and more cultured brains.

horsepoor

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Re: What small things did you do TODAY to save money?
« Reply #5436 on: January 18, 2016, 11:03:51 AM »
I'm starting the very first of the 2016 garden this weekend.  Planted seeds for celery root, parsley, spinach, lettuce, radicchio, kale, chard, leeks and onions.  Then last night  I made seed mats for beets and parsnips.  These are paper towels with the seeds glued on with Elmer's at the proper planting spacing, so I can just put them in the garden and cover with a layer of soil.  Way faster
My seed order arrived today, choosing what new, unusual vegetable to try each year is always fun (yellow cucumbers this time round.)

I would've guessed Boise had colder winters than the east of England and we wouldn't normally sow even 100% hardy stuff until February, the soil just doesn't warm up enough for anything to germinate for a while.

Very true; I should have clarified that the ground is frozen solid right now and I'm starting seeds indoors. Some of the seedlings will go out in the greenhouse in 5-6 weeks, and then I'll start planting cold-hardy stuff outside around mid-March.  This is the earliest I've started things since moving to this area, but I'm hoping it will pay off, and I'll be able to make way for starting the warm weather seedlings in February/March for ~May 1 planting outside.

Kitsune

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Re: What small things did you do TODAY to save money?
« Reply #5437 on: January 18, 2016, 01:38:49 PM »
I ordered my seeds for the garden. (Ok, so I spent money, but it'll pay off)

I'm also finishing work early (working from home today) so that I can shovel out the ******** driveway before my husband gets home with the toddler, instead of paying Local Tractor Dude 30$ to do it. Saving on gym memberships AND snow removal .

cerat0n1a

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Re: What small things did you do TODAY to save money?
« Reply #5438 on: January 18, 2016, 04:02:39 PM »
Very true; I should have clarified that the ground is frozen solid right now and I'm starting seeds indoors. Some of the seedlings will go out in the greenhouse in 5-6 weeks, and then I'll start planting cold-hardy stuff outside around mid-March.  This is the earliest I've started things since moving to this area, but I'm hoping it will pay off, and I'll be able to make way for starting the warm weather seedlings in February/March for ~May 1 planting outside.
Makes sense. It's good to extend the growing season as much as possible. May 1st would be a few weeks too early for us to plant anything susceptible to frost outside, so there's no real advantage to starting things now unless you heat your greenhouse.

Lack of light is also a killer for us when it comes to starting seedlings early; the days are short (6-7hrs) and it's often pretty grey, so seedlings tend to get very leggy if started too soon, unless you have growlights. I'd expect that's much less of an issue for you.

horsepoor

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Re: What small things did you do TODAY to save money?
« Reply #5439 on: January 18, 2016, 04:32:57 PM »
Very true; I should have clarified that the ground is frozen solid right now and I'm starting seeds indoors. Some of the seedlings will go out in the greenhouse in 5-6 weeks, and then I'll start planting cold-hardy stuff outside around mid-March.  This is the earliest I've started things since moving to this area, but I'm hoping it will pay off, and I'll be able to make way for starting the warm weather seedlings in February/March for ~May 1 planting outside.
Makes sense. It's good to extend the growing season as much as possible. May 1st would be a few weeks too early for us to plant anything susceptible to frost outside, so there's no real advantage to starting things now unless you heat your greenhouse.

Lack of light is also a killer for us when it comes to starting seedlings early; the days are short (6-7hrs) and it's often pretty grey, so seedlings tend to get very leggy if started too soon, unless you have growlights. I'd expect that's much less of an issue for you.

Yep, grow lights are really necessary to get good seedlings.  I just bought a new T5 flourescent setup and I'm looking forward to seeing how the seedlings do under it. I figure it will just about pay for itself this season with the number of seedlings I'm planning to raise vs. if I bought the same number of seedlings. Once it's warmer during the day, I try to cart the tomato seedlings out to the greenhouse each morning because nothing is better than natural light, but it's a PITA.  The colder weather crops can move to the greenhouse earlier since it provides them that extra protection from storms and so on, and they might get cold, but not frosted.

CindyBS

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Re: What small things did you do TODAY to save money?
« Reply #5440 on: January 18, 2016, 05:43:37 PM »
Convinced my wife that spending so much money on restaurant and convenience meals every weekend is not good, after she asked me if I had planned anything special for dinner while watching the game (Danger, Will Robinson!) I said maybe nachos. She was scheming planning to take our daughter out to dinner, and instead conned her mother into paying invited her mother to dinner. It's really a slog trying to wean the family off of the lifestyle inflation of the past few years, but I'll take it as a small victory.

Do you do the cooking on a regular basis?  I know for me, one of the reasons to go out is that I am tired of cooking.  If you do not regularly cook meals, that may help in the transition to less eating out.  Also - it is only fair too.  You are the one who wants to go out less, but if you are not willing to cook, that means you are expecting her to do all the extra work involved.    If you do regularly cook - good job.

ETA - I just saw a few posts up you are cooking more.  Good idea.

Eating out is the big weak spot for us.  One thing I got my more spendy husband to do is to agree on an amount that we will spend on eating out per month.  If it is used up by the 20th of the month - no more going out until the 1st of the next month.  We have also agreed to limit ourselves to only 1 beer with dinner, so that helps lower the bill.  I am the tracker of these expenses, so I actually announce we are done $50 early.  :-). (I figure that accounts for unreported expenditures.)
« Last Edit: January 18, 2016, 05:51:56 PM by CindyBS »

CindyBS

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Re: What small things did you do TODAY to save money?
« Reply #5441 on: January 18, 2016, 05:49:40 PM »
This didn't really save money, but helped with the goal of FIRE in 7 years.

Instead of posting finances on a graph in the kitchen where I would regularly see it and be motivated (but so would the kids and their friends), I made a stealth sort of chart.

I printed 2 free coloring sheets.  One has a series of circles - each circle will represent 1K of mortgage debt and will be colored in when paid off.  The other is a bouquet of flowers and each flower will represent $50K of increase in net worth and will be colored in when reached. 

The coloring sheets were put on the kitchen wall so I can be reminded of my goals everyday.

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #5442 on: January 18, 2016, 06:21:47 PM »
This didn't really save money, but helped with the goal of FIRE in 7 years.

Instead of posting finances on a graph in the kitchen where I would regularly see it and be motivated (but so would the kids and their friends), I made a stealth sort of chart.

I printed 2 free coloring sheets.  One has a series of circles - each circle will represent 1K of mortgage debt and will be colored in when paid off.  The other is a bouquet of flowers and each flower will represent $50K of increase in net worth and will be colored in when reached. 

The coloring sheets were put on the kitchen wall so I can be reminded of my goals everyday.

I love this idea! I can be an aesthetically driven person (who isn't??) and I feel like completing a picture would actually be more motivating to me than one of those "progress thermometers".

auntie_betty

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Re: What small things did you do TODAY to save money?
« Reply #5443 on: January 19, 2016, 12:27:59 AM »
This didn't really save money, but helped with the goal of FIRE in 7 years.

Instead of posting finances on a graph in the kitchen where I would regularly see it and be motivated (but so would the kids and their friends), I made a stealth sort of chart.

I printed 2 free coloring sheets.  One has a series of circles - each circle will represent 1K of mortgage debt and will be colored in when paid off.  The other is a bouquet of flowers and each flower will represent $50K of increase in net worth and will be colored in when reached. 

The coloring sheets were put on the kitchen wall so I can be reminded of my goals everyday.

I love this idea! I can be an aesthetically driven person (who isn't??) and I feel like completing a picture would actually be more motivating to me than one of those "progress thermometers".
I made myself an excel house with each brick representing 1k of mortgage debt. Every time I paid off another 1k I changed the colour of the brick and wrote in the cell what month it had been achieved in. Really motivational. I got up to the upstairs windows.............. then we bought another house........................oops.

Cooper62

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Re: What small things did you do TODAY to save money?
« Reply #5444 on: January 19, 2016, 08:28:56 AM »
Downloaded free items to my Kroger's plus card.  This week they are offering daily freebies instead of the normal Friday free item.  Had to get gas there this morning.  Used fuel points for savings of $.40/gallon.  Went into the store and got my free items including 6 pack of flavored water, a yogurt which I had along with my breakfast and pack of Trident.

Kitsune

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Re: What small things did you do TODAY to save money?
« Reply #5445 on: January 19, 2016, 08:52:04 AM »
Carpooled to work with my husband and daughter.

Had an unexpected 2 hours between meetings with no work to do, so I made up a meal plan for the coming week that includes pantry ingredients and what's currently on sale at the grocery store; we should be spending about 80$CAD out-of-pocket (plus pantry ingredinets: about 55$ in USD these days....) for a week's worth of food for a family of 3, 3 meals/day, of good food we actually want to eat. Note that this includes about 30$ worth of milk (toddler, plus milk in Quebec is 6.50$/gallon minimum...)

lunahsol

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Re: What small things did you do TODAY to save money?
« Reply #5446 on: January 19, 2016, 11:12:59 AM »
I've been waiting a year to share this one . . .

*  made the final credit card payment this morning :)

I made it to zero!  It feels like a whole new beginning.

jengod

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Re: What small things did you do TODAY to save money?
« Reply #5447 on: January 19, 2016, 11:25:34 AM »
I've been waiting a year to share this one . . .

*  made the final credit card payment this morning :)

I made it to zero!  It feels like a whole new beginning.

CONGRATULATIONS!!!

G-dog

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Re: What small things did you do TODAY to save money?
« Reply #5448 on: January 19, 2016, 11:35:32 AM »
I've been waiting a year to share this one . . .

*  made the final credit card payment this morning :)

I made it to zero!  It feels like a whole new beginning.

Congratulations! Welcome to the other side!

dantownehall

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Re: What small things did you do TODAY to save money?
« Reply #5449 on: January 19, 2016, 01:04:35 PM »
I've been waiting a year to share this one . . .

*  made the final credit card payment this morning :)

I made it to zero!  It feels like a whole new beginning.

Yay!  That's awesome.