Author Topic: What small things did you do TODAY to save money?  (Read 7627348 times)

okisok

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Re: What small things did you do TODAY to save money?
« Reply #15700 on: February 13, 2023, 05:19:01 PM »
Ate leftovers for breakfast and a packed lunch.

Turned the heat way down while I'm gone to work. Now that my elderly pet has passed one, there's no need to keep the house warm while I'm away. Exceptions are made for below freezing temps, of course. I'm looking for a programmable thermostat but I'll do it manually until I find a good deal.


MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #15701 on: February 13, 2023, 06:09:39 PM »
@okisok - see if your energy provider offers any rebates for the thermostat. Ours was basically free (a Nest) with our power company rebate. There were multiple options of brands.

okisok

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Re: What small things did you do TODAY to save money?
« Reply #15702 on: February 13, 2023, 06:11:51 PM »
I check periodically to see if anything is available. :)

Josiecat23503

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Re: What small things did you do TODAY to save money?
« Reply #15703 on: February 13, 2023, 06:19:09 PM »
DH cut my hair tonight.  Haven't had my haircut in a shop since before the pandemic.  DH has gotten very very good. 

sonofsven

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Re: What small things did you do TODAY to save money?
« Reply #15704 on: February 15, 2023, 09:21:08 AM »
Sofi was refusing to pay out a $200 sign up bonus so I filed a complaint with the Consumer Finance Protection Bureau, including a screen shot I kept of the offer, and two days later Sofi paid the $200.

Josiecat23503

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Re: What small things did you do TODAY to save money?
« Reply #15705 on: February 15, 2023, 09:31:33 AM »
I purchased my favorite running shoes online 5 days ago (because they were onsale, I bought 2 pairs).  Today I noticed the price had dropped significantly.  I was able to obtain a price adjustment via a quick phone call, and voila, 91 dollars back on my card!!

In less replicable news, I found a 100 dollar bill on the beach today!!!!!  There was no one around for a mile, so no chance to return it to someone who may have dropped it in the surf, so I just smiled at the sky.

okisok

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Re: What small things did you do TODAY to save money?
« Reply #15706 on: February 15, 2023, 06:23:05 PM »
My electric bill is -$15! I signed up for an off-peak use program and got a rebate.

EchoStache

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Re: What small things did you do TODAY to save money?
« Reply #15707 on: February 15, 2023, 07:59:54 PM »
1)I recently shopped suppliers for electricity and lowered my rate from 14.8cents/kWh to 11.8.  A month later, I checked again and found another rate for 10.2 cents.

2)We had to get a 2nd car recently now that we will be working in different locations.  Car insurance was up to $280 for our two cars, in part due to having all our kids on the policy.  Found a new carrier that got our rate down to $135/month, and got two of the three kids a lower rate on their own policies.

3)Got all three kids on their own health insurance, either through employers or marketplace.  Saved $6,000/year in premiums. 

I guess 2 and 3 aren't all small things lol.  But they are the only money saving changes I've made lately.

I've also been a huge spendy pants lately on a few things, but these changes certainly help balance things out a bit.
« Last Edit: February 15, 2023, 08:07:49 PM by UltraStache »

Freedomin5

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Re: What small things did you do TODAY to save money?
« Reply #15708 on: February 15, 2023, 11:26:28 PM »
DH won an iPhone at work. Today, he spent $50 to purchase a sturdy case and screen protector since he is quite rough with his belongings.

He had dropped and broken his phone last summer, and he had been using my old phone (iPhone 5s) which was extremely slow and glitchy.

oneday

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Re: What small things did you do TODAY to save money?
« Reply #15709 on: February 16, 2023, 05:42:34 PM »
Milk is a *big* part of my diet. Usually I get any variety (dairy or non-dairy) that is least expensive. Recently feeling a bit snacky-er than usual and turns out it's probably due to not enough protein. So I analyzed all the dairy options for protein content and price, now I have a priority matrix.

Long term, keeping my diet high-satiety supports balanced & in-control eating habits, which leads to better overall health. I may need to occasionally buy more expensive milk, but that's actually cheaper than provoking hereditary diseases through poor diet.

stoaX

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Re: What small things did you do TODAY to save money?
« Reply #15710 on: February 17, 2023, 05:16:56 AM »
I purchased my favorite running shoes online 5 days ago (because they were onsale, I bought 2 pairs).  Today I noticed the price had dropped significantly.  I was able to obtain a price adjustment via a quick phone call, and voila, 91 dollars back on my card!!

In less replicable news, I found a 100 dollar bill on the beach today!!!!!  There was no one around for a mile, so no chance to return it to someone who may have dropped it in the surf, so I just smiled at the sky.

$100!!!   Wow, I don't think I have ever found anything more than a one dollar bill.

Josiecat23503

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Re: What small things did you do TODAY to save money?
« Reply #15711 on: February 17, 2023, 05:27:57 AM »


In less replicable news, I found a 100 dollar bill on the beach today!!!!!  There was no one around for a mile, so no chance to return it to someone who may have dropped it in the surf, so I just smiled at the sky.
[/quote]

$100!!!   Wow, I don't think I have ever found anything more than a one dollar bill.
[/quote]

I haven't either! It was pretty amazing.

Loretta

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Re: What small things did you do TODAY to save money?
« Reply #15712 on: February 17, 2023, 09:08:03 AM »
I saved money with my eyebrow trimmer gadget.  No need for an eyebrow wax now.  I also put on 2 coats of nail strengthener before I attempt to open some sturdy cardboard boxes containing cat litter that always seem to bruise my thumb nails.

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #15713 on: February 17, 2023, 09:25:04 AM »
DS 17 requested takeout Chinese for his birthday dinner. I found a BOGO offer, saving $12 off the meal.

La Bibliotecaria Feroz

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Re: What small things did you do TODAY to save money?
« Reply #15714 on: February 17, 2023, 11:40:56 AM »
I requested a smaller garbage cart for a savings of $4 per month. Even with five people and a baby in disposable diapers, we just don't make that much garbage.

hdatontodo

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Re: What small things did you do TODAY to save money?
« Reply #15715 on: February 17, 2023, 12:12:38 PM »
I saved money by DIYing kitchen changes. As I did in my last townhouse kitchen, in order to fit a new range, I did some cabinet shuffling. I put in a pantry where the ancient wall oven was. My g/f wants a cabinet and floor redo when she moves in, but this will hold us over for a couple of years. I paid for the gas line work, an unfinished base cabinet, and the range. I applied one gallon of white cabinet paint over the gray.

Sent from my SM-G991U1 using Tapatalk
« Last Edit: February 20, 2023, 06:37:09 PM by hdatontodo »

Rosy

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Re: What small things did you do TODAY to save money?
« Reply #15716 on: February 17, 2023, 01:05:54 PM »
Instead of replacing our big recessed mirror/med cabinet in the bathroom for $419. Shucks - that is insane!
I found replacement hinges which weren't exactly easy to find and sanded and repainted the mirror frame that had worn down to the plastic in spots.
DIY cost $58 for the hinges - which is insane too btw - and under ten dollars for two different color gold spray paints.

Looks great and functions like new. The gold paint mix turned out to be an exact match for the new modern LED vanity light!

midweststache

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Re: What small things did you do TODAY to save money?
« Reply #15717 on: February 17, 2023, 02:54:52 PM »
I requested a smaller garbage cart for a savings of $4 per month. Even with five people and a baby in disposable diapers, we just don't make that much garbage.

Good on you!

We have the smallest carts available for our township (65 gal), and I still feel like we've completely filled it maybe... three times? All over weeks where we've been hosting a lot of family AND working on house projects. When we moved in we had two (2!) 95 gallon bins associated with our address; the family that lived here before us had the same number of people, although their kids were a few years older than ours. I dunno if they legitimately used that much or just never thought to ask for smaller bins (and a correspondingly smaller bill).

Less garbage and recycling waste is both more Mustachian and also much more environmentally-friendly.

La Bibliotecaria Feroz

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Re: What small things did you do TODAY to save money?
« Reply #15718 on: February 17, 2023, 04:40:24 PM »
I requested a smaller garbage cart for a savings of $4 per month. Even with five people and a baby in disposable diapers, we just don't make that much garbage.

Good on you!

We have the smallest carts available for our township (65 gal), and I still feel like we've completely filled it maybe... three times? All over weeks where we've been hosting a lot of family AND working on house projects. When we moved in we had two (2!) 95 gallon bins associated with our address; the family that lived here before us had the same number of people, although their kids were a few years older than ours. I dunno if they legitimately used that much or just never thought to ask for smaller bins (and a correspondingly smaller bill).

Less garbage and recycling waste is both more Mustachian and also much more environmentally-friendly.

65 is what we have now but they have a smaller size and that's what I requested! We have 95 for the recycling because we do get a lot of cardboard boxes, and the compost cart is 65 but that is waaaaay too much space except during leaf season when it is not enough!

stoaX

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Re: What small things did you do TODAY to save money?
« Reply #15719 on: February 18, 2023, 04:47:13 AM »
I saved money by DIYing kitchen changes. As I did in my last townhouse kitchen, in order to fit a new range, I did some cabinet shuffling. I put in a pantry where the ancient wall oven was. My g/f wants a cabinet and floor redo when she moves in, but this will hold us over for a couple of years. I paid for the gas line work, an unfinished base cabinet, and the range.

Sent from my SM-G991U1 using Tapatalk

Looks great - well done!  I'm sure the DIY aspect saved you quite a few bucks.

Weisass

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Re: What small things did you do TODAY to save money?
« Reply #15720 on: February 18, 2023, 06:10:49 AM »
I saved money by DIYing kitchen changes. As I did in my last townhouse kitchen, in order to fit a new range, I did some cabinet shuffling. I put in a pantry where the ancient wall oven was. My g/f wants a cabinet and floor redo when she moves in, but this will hold us over for a couple of years. I paid for the gas line work, an unfinished base cabinet, and the range.

Sent from my SM-G991U1 using Tapatalk

Looks great - well done!  I'm sure the DIY aspect saved you quite a few bucks.

I donít know if i would call that a small way to save money, but well done!

EchoStache

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Re: What small things did you do TODAY to save money?
« Reply #15721 on: February 18, 2023, 06:24:37 AM »
Followed up to make sure all my monthly bills are as low as possible.

Lowered Netflix from $20 to $10/month. $120/year saved.  Only other streaming I pay for is Hulu at $1/month. 

I'm content with paying $11/month for streaming.

jnw

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Re: What small things did you do TODAY to save money?
« Reply #15722 on: February 19, 2023, 10:00:07 AM »
Switched from coffee to black tea.  Then switched to a black tea which only costs 2 cents per bag.

We wanted to cut down on caffeine a bit and save on the heavy cream.   So we switched to black tea.

We can't drink coffee without heavy cream but we drink black tea without any.    Heavy cream has become really expensive.  Used to be $3 per quart and now is $5.   We no longer buy heavy cream now.

We were buying 100 bags of black tea from the local Asian market for $5.  We just switched to the Walmart Great Value brand of black tea.. 100 bags for $2.   So we are saving 60% there.

Say we drink 3 cups of black tea per day.. that's 6 cents per day or about $20 per person per year.

The Great Value black tea tastes every bit as good as the Asian market brand.   

How to make a perfect cup of black tea:  Put bag in mug.  Boil water in kettle.  Pour water in and set timer for 45 seconds.. dunking occasionally.  Don't leave in any longer as it starts to get bitter quickly.

Dreamer40

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Re: What small things did you do TODAY to save money?
« Reply #15723 on: February 19, 2023, 12:15:20 PM »
I made sure to stock up on groceries before the weekend. Thatís when I would be most tempted to eat out unnecessarily, especially if there wasnít much in the fridge.

okisok

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Re: What small things did you do TODAY to save money?
« Reply #15724 on: February 19, 2023, 06:54:57 PM »
(Cross posted in Eat All the Food in Your House thread) Instead of going out for donuts, I made some 'breakfast cookies' from an online recipe that used up meh pantry ingredients including pancake syrup, natural peanut butter, and oats that were languishing in the cabinet because nobody particularly liked that kind/flavor.

It was a super easy recipe that took very little time to prepare or clean up from. DP didn't have the baking pan called for in the recipe, so I made a folded foil wall keep the batter in a smaller area of a bigger pan so they'd cook properly. I used leftover Christmas chocolate instead of chocolate chips. They came out delicious and we have a new go-to breakfast meal that is super simple.

Weisass

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Re: What small things did you do TODAY to save money?
« Reply #15725 on: February 20, 2023, 04:11:47 AM »
Iím gonna take the kiddos to a state park to bang hammers on ringing rocks today. I mean, how could that not be fun, right? And itís freeeeeeeee

Dicey

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Re: What small things did you do TODAY to save money?
« Reply #15726 on: February 20, 2023, 08:25:25 AM »
Iím gonna take the kiddos to a state park to bang hammers on ringing rocks today. I mean, how could that not be fun, right? And itís freeeeeeeee
So is tinnitus, the "free" gift you can't easily get rid of.

Michael in ABQ

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Re: What small things did you do TODAY to save money?
« Reply #15727 on: February 20, 2023, 09:36:57 AM »
My wife and I had a milestone anniversary and instead of spending a bunch of money on some stuff we don't really need; we just made a nice dinner at home. A couple of turkey breasts, mashed potatoes, vegetables, and a red velvet cake for dessert.

I'm really glad I married someone that doesn't expect a gift on every holiday/event. Neither of us really care that much about material things. If we did get an anniversary present it would be something practical for both of us like new pots and pans rather than whatever made up "Anniversary Gift by Year".

midweststache

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Re: What small things did you do TODAY to save money?
« Reply #15728 on: February 20, 2023, 11:38:07 AM »
- Leftovers for breakfast (DH made homemade waffles yesterday morning), leftovers for lunch (it was nice out so we grilled for dinner last night), very frugal dinner planned (tacos with free ground beef).

- I do need to pick up two birthday cards for family and two household items at Target today. The kids are out of school and its above freezing, so we're gonna bundle up and make it a nice afternoon long walk errand, rather than driving. Bonus: this allows us all to be out of the house while DH is on a work call.

- Convinced DH to not buy an iPad for our eldest ("It's on super-sale" - cue eye roll). There are some very specific apps we'd like to get him access to for learning (specifically aiding in his literacy development, like ABC Mouse, and high-level chess games, as we no longer present a challenge for him...) but I'm pretty firm that a 6 year old does not need an adult iPad, no matter the parental controls we can put on it. Talked DH our of spending $250.

- I'm super-exhausted today, so I made myself a tea at home before this afternoon's Target run to avoid the draw of getting a pick-me-up while out.

My wife and I had a milestone anniversary and instead of spending a bunch of money on some stuff we don't really need; we just made a nice dinner at home. A couple of turkey breasts, mashed potatoes, vegetables, and a red velvet cake for dessert.

I'm really glad I married someone that doesn't expect a gift on every holiday/event. Neither of us really care that much about material things. If we did get an anniversary present it would be something practical for both of us like new pots and pans rather than whatever made up "Anniversary Gift by Year".

Agreed! In the early years, our anniversary gifts tend to center around bigger-ticket items we'd been thinking about buying: a new blanket for our bed, a grill one year, etc. It still felt special, but it certainly wasn't unnecessary crap we didn't need and WE bought it for US - we didn't exchange gifts. (Now we're staring down 10 years and sort of like 'Eh, do we even really NEED anything?') It's nice to have someone on your wave length, isn't it? :)

Weisass

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Re: What small things did you do TODAY to save money?
« Reply #15729 on: February 20, 2023, 02:14:14 PM »
Iím gonna take the kiddos to a state park to bang hammers on ringing rocks today. I mean, how could that not be fun, right? And itís freeeeeeeee
So is tinnitus, the "free" gift you can't easily get rid of.
Haha. Ringing rocks isnít loud. The rocks just ring like a bell when you hit them, for free, with the hammer you brought from home. Good old pa fun.

And as a bonus, kids are wiped and napping post hammering. So free time!

Dicey

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Re: What small things did you do TODAY to save money?
« Reply #15730 on: February 20, 2023, 06:33:35 PM »
Iím gonna take the kiddos to a state park to bang hammers on ringing rocks today. I mean, how could that not be fun, right? And itís freeeeeeeee
So is tinnitus, the "free" gift you can't easily get rid of.
Haha. Ringing rocks isnít loud. The rocks just ring like a bell when you hit them, for free, with the hammer you brought from home. Good old pa fun.

And as a bonus, kids are wiped and napping post hammering. So free time!
Well, that was a very interesting rabbit hole. Who knew? Thanks!

stoaX

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Re: What small things did you do TODAY to save money?
« Reply #15731 on: February 21, 2023, 05:38:20 AM »
- Leftovers for breakfast (DH made homemade waffles yesterday morning), leftovers for lunch (it was nice out so we grilled for dinner last night), very frugal dinner planned (tacos with free ground beef).

- I do need to pick up two birthday cards for family and two household items at Target today. The kids are out of school and its above freezing, so we're gonna bundle up and make it a nice afternoon long walk errand, rather than driving. Bonus: this allows us all to be out of the house while DH is on a work call.

- Convinced DH to not buy an iPad for our eldest ("It's on super-sale" - cue eye roll). There are some very specific apps we'd like to get him access to for learning (specifically aiding in his literacy development, like ABC Mouse, and high-level chess games, as we no longer present a challenge for him...) but I'm pretty firm that a 6 year old does not need an adult iPad, no matter the parental controls we can put on it. Talked DH our of spending $250.

- I'm super-exhausted today, so I made myself a tea at home before this afternoon's Target run to avoid the draw of getting a pick-me-up while out.

My wife and I had a milestone anniversary and instead of spending a bunch of money on some stuff we don't really need; we just made a nice dinner at home. A couple of turkey breasts, mashed potatoes, vegetables, and a red velvet cake for dessert.

I'm really glad I married someone that doesn't expect a gift on every holiday/event. Neither of us really care that much about material things. If we did get an anniversary present it would be something practical for both of us like new pots and pans rather than whatever made up "Anniversary Gift by Year".

Agreed! In the early years, our anniversary gifts tend to center around bigger-ticket items we'd been thinking about buying: a new blanket for our bed, a grill one year, etc. It still felt special, but it certainly wasn't unnecessary crap we didn't need and WE bought it for US - we didn't exchange gifts. (Now we're staring down 10 years and sort of like 'Eh, do we even really NEED anything?') It's nice to have someone on your wave length, isn't it? :)

Did I read your post correctly - your 6 year old plays chess at a more advanced level than you do?   If so, wow!

midweststache

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Re: What small things did you do TODAY to save money?
« Reply #15732 on: February 21, 2023, 07:50:25 AM »
...

- Convinced DH to not buy an iPad for our eldest ("It's on super-sale" - cue eye roll). There are some very specific apps we'd like to get him access to for learning (specifically aiding in his literacy development, like ABC Mouse, and high-level chess games, as we no longer present a challenge for him...) but I'm pretty firm that a 6 year old does not need an adult iPad, no matter the parental controls we can put on it. Talked DH our of spending $250.

Did I read your post correctly - your 6 year old plays chess at a more advanced level than you do?   If so, wow!

Yeah, he beats me ~75-80% of the time. I'm not super-skilled - I know how the pieces move and some very basic strategy, and I can think ahead once the game gets going, but he's very good. We're pretty lucky to live in a near-suburb of a major city, so resources are prevalent: his school has a once-a-week chess club he's enrolled in; the local library has a once-a-month open chess for elementary school kids; there is a week-long chess camp through our parks district he'll be attending this summer (on his request - we gave him a few options for camps that week). Luckily these are all free or VERY low-cost options.

Honestly, chess has been a great outlet for him academic-wise. He's fairly ahead-of-the-curve in kindergarten, even with advanced differentiated instruction and some really fantastic teachers working to challenge him while, ya know, still teaching his whole class, and he is extremely math-minded; the mathematical elements of chess are appealing to him and allows him to get the mental challenge he needs that he isn't always getting at school. Finding places where he can play his peers (and be challenged!) have also been incredibly helpful for teaching good sportsmanship and decorum.

Rosy

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Re: What small things did you do TODAY to save money?
« Reply #15733 on: February 21, 2023, 02:48:09 PM »
UNEXPECTED FREEBIES
Funny how objects sometimes find their way to you...
I mentioned to my neighbor that I was trying to find a nicer full-length mirror. Next thing I know she brought over one of those stand-alone oval genuine oak wood framed mirrors and a nice vanity mirror and refused to take them back as she is still in previous household/different lifestyle decluttering mode.

The following day a visiting friend was thrilled to take home both mirrors, she'd always wanted one of those real oak stand-alone mirrors and it matches her decor:).
What I really wanted was a lightweight mirror to attach to a hallway door. Instead, I got inspired to DIY the door mirror that I already have as part of my bathroom mini-renovation project. 

You see that same friend gave me an entire box full of cool Dragon earrings intended for donation that will look great as an embellishment in the four corners of my current mirror hiding the "oh so visible" mirror clips that have always bothered me.
Problem solved or rather annoyance removed - some of the dragon pieces are just big enough to cover up the four ugly clips and hide minor damage to the gold frame.

Saved me the expense and trouble of replacing the door mirror and in truth, I'm loving the dragons.
I'm using the gold ones for the corners and a different set of antique brass ones to cover up the minor frame damage.

2. The remaining FREE Earrings
Free jewelry set - I chose a medium size pair of earrings to wear and I'm taking apart one of the large earrings to make a dragon pendant to match. 
Then - I shared the remaining earrings with my neighbor who took almost all the silver dragon earrings to share with her daughter.
... I still have a handful of small dragon earrings left that will be donated.

If I'd purchased the earrings at one of the art markets in our area I would have easily paid $35 for just my one pair of Celtic dragon earrings.
So this was a pretty good freebie.

Next up is replacing the bathroom vent/light combo... looks like all we'll need is 50CFM... but that's Mr. R's territory for installation. I'm moving on to floor tiles, wallpaper and paint, repairs, patches, new door hinges and maybe trim - we'll see how it all goes.

okisok

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Re: What small things did you do TODAY to save money?
« Reply #15734 on: February 21, 2023, 06:25:31 PM »
Ate leftovers in a new combination for dinner. Took a prepped meal out of the freezer for lunch tomorrow.

Went to the warehouse club to get items for work (reimbursed) and had $7 in credit in my account to use toward the one item I was buying for myself.

Tried to mail packages at the post office. The self-service kiosk kept freezing and the line for the ONE clerk was literally out the door. I was able to get the machine to tell me the postage amount before the error message, so I came home and put gifted stamps on the packages. Now when I finally have the patience to stand in line again, at least there will be no out of pocket cost.

I got home to a package from a friend who sent me some books I requested, so free books!!

Michael in ABQ

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Re: What small things did you do TODAY to save money?
« Reply #15735 on: February 21, 2023, 06:56:27 PM »
I got hit with a late fee on a credit card as I thought I had auto-payments turned on (I didn't). I called in and got it reversed in just a few seconds. $29 saved plus a few dollars of interest. Total time on the phone was maybe 5 minutes including typing in my credit card number, last four of my social, and birthdate.

Serendip

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Re: What small things did you do TODAY to save money?
« Reply #15736 on: February 21, 2023, 07:14:16 PM »
Declined joining friends for dinner at a fancy steakhouse, but we said we would meet them for a drink beforehand (to be social). They ended up treating us as they had gift certificates they were using for the dinner. Double win.

halftimer

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Re: What small things did you do TODAY to save money?
« Reply #15737 on: February 22, 2023, 05:37:40 PM »
I have been thinking about buying a small upright freezer for many months since seeing one at a friends home and realizing it would be the right size for us to get certain items on sale that won't fit in our tiny apartment fridge freezer. After shopping around we decided on a 3 cubic foot model from Costco, but then someone happened to ask - how much will it add to our electricity bill? Can't be much, right? It's so small.

I looked it up - that model uses 240kWh. I haven't thought about energy use since switching to a fixed rate 2 years ago - so I went to compare to another model on my list (more expensive) which was Energy Star rated. That one was 270kWh/year.

Wait - was that first number per year also? It's strange that it's less... Nope! The one I was about to buy used that much energy - per DAY. Almost as much as an energy efficient one does in a year. Umm, can that even be right? I actually emailed the company to find out if there was a typo and went to find my energy cost info in the meantime.

The company got back to me to confirm the DAILY rate. Wow. Even with our very low $0.0689/kWh rate that would be $16.54 per day or $6,035/year. Um no. The other mini freezer costs $100 more and will save us $500.45 per month in energy costs (!)

Is my math wrong? This seems crazy on so many levels. Glad I checked the numbers before hitting purchase. The usage info was not easy to find, and now I know why.

okisok

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Re: What small things did you do TODAY to save money?
« Reply #15738 on: February 22, 2023, 06:19:57 PM »
I got invited to lunch out with co-workers. I usually decline so I figured this was the one time I'd say yes.  I got the lunch special that was tasty and inexpensive. Not as inexpensive as the packed lunch I left in the breakroom fridge, but it will still be delicious tomorrow.

Put a work-reimbursed purchase on my rewards card to get free money in points. Remembered to turn in my mileage to get reimbursed for that, too.

Loretta

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Re: What small things did you do TODAY to save money?
« Reply #15739 on: February 23, 2023, 04:26:14 PM »
I deposited some checks n such.  I conserved funds today by having a beverage and a cookie at a work celebration.  I came directly home to eat a breakfast sandwich for my dinner. 

Weisass

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Re: What small things did you do TODAY to save money?
« Reply #15740 on: February 23, 2023, 05:40:42 PM »
I made sure to submit my business receipts to work, and got a hefty reimbursement today!

Dollar Slice

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Re: What small things did you do TODAY to save money?
« Reply #15741 on: February 23, 2023, 06:07:46 PM »
I remembered that I had a $5 off $10 offer that I needed to use up before it expired, so I got two meals' worth of takeout for $6.

Tomorrow I'm going to try to fit in a late night trip to the cheaper grocery store after a concert, because I'll already have paid for the transit to get to that neighborhood. The timing should work ok if I'm not too tired.

okisok

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Re: What small things did you do TODAY to save money?
« Reply #15742 on: February 23, 2023, 06:50:39 PM »
@Dollar Slice --I hope the geographic arbitrage works out for you.

I ate my packed lunch and resisted the siren call of the cafeteria. I had a work errand that was right down the street from the post office and got those packages mailed I posted about upthread.

By vaguely meal planning, I was able to skip grocery shopping this week. I'm trying to eat in the order in which things will go bad. The apples are sitting on the counter for later this week while I'm eating the cucumber slices and yogurt cups.

Dollar Slice

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Re: What small things did you do TODAY to save money?
« Reply #15743 on: February 24, 2023, 08:15:19 AM »
@Dollar Slice --I hope the geographic arbitrage works out for you.

Already had to bail on that plan - double-checked the hours of everything and the grocery store in question closes an hour earlier than it did pre-pandemic. Lots of stores here are still closing earlier than they used to - not sure if it's staffing shortages or if they just decided they're making more money by paying workers for less hours, or what. Oh well. I used to always stop there on my way home from stuff because it was open till 11 and right next to the subway.

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #15744 on: February 24, 2023, 04:58:07 PM »
-Used a $20 grocery store reward to drop the cost a bit for a shop
-Noticed that the store had clearanced out ice cream bars, which had both an iBotta & Fetch offer. That dropped the price to under $.25 for boxes of six "fancy" ice cream bars. I have two teens at home, so they will be welcomed, particularly with club soccer & school tennis picking up again next week.
-Used a $4 CVS coupon code before it expired, picking up a small item to go with a birthday card.

okisok

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Re: What small things did you do TODAY to save money?
« Reply #15745 on: February 24, 2023, 08:18:05 PM »
@Dollar Slice I've noticed that about stores in my area, too. They open later and close earlier. I figured it is staffing.

@MaybeBabyMustache What a find!! I love it when Ibotta, Fetch, and sales pile up, especially for treats I can't normally justify in the budget.

Today I switched a short-term goal savings account to a 5% CD at Capital One. I won't need it for a least a year and they had an 11-month CD. Then a friend sent me a referral link for a 4.75% savings account so I'll switch an account I use regularly over to that account.

Meant to buy breakfast at work as a special treat but a co-worker brought muesli cookies so I had those instead.

Made it to the end of the week without buying groceries!

jnw

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Re: What small things did you do TODAY to save money?
« Reply #15746 on: February 24, 2023, 10:11:00 PM »
Saved about $100 on 6 month auto insurance policy with a quick phone call, some guts and persistence:
https://forum.mrmoneymustache.com/share-your-badassity/bartered-with-auto-insurance-company-and-got-monthly-rate-down-to-$23-from-$33/

Recently switched to black tea from coffee and saving approximately $662 per year doing this:
https://forum.mrmoneymustache.com/share-your-badassity/frugal-tip-black-tea-vs-coffee/

So far $882 or so saved this year between the two things above.  Amounts to 4.4% of my average annual savings.

Also doing a challenge to try and reduce monthly grocery expenses from $588 to $400 per month.  This will result in much needed weight loss as well.  So a double bonus.  $188 * 12 = $2256 in savings this year if I pull it off -- about 10% of my annual savings. So far so good.. at $399 this month and don't plan to hit the grocery store until the first.  I always counted calories when dieting but it looks like I can probably just count the dollars instead to lose weight :)

Got a nice "night stand" from facebook marketplace for $35 today; it looks new.  But I am using it for a laser printer stand in the living room instead. I think it looks more like a printer stand than a night stand to be honest, it's perfect for it.  It's solid wood, and nice dark color matching the rest of the furniture here in the living room. There was a ding on it which exposed very light wood but I easily filled that in with black sharpie and now it's invisible.  The drawer is big and holds 2 reams of paper along with a spare toner/drum cartridge.
« Last Edit: February 24, 2023, 10:24:30 PM by JenniferW »

Josiecat23503

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Re: What small things did you do TODAY to save money?
« Reply #15747 on: February 25, 2023, 06:39:27 AM »
@JenniferW , you are really crushing it!! Great job with the car insurance and the grocery bills!!


Newday

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Re: What small things did you do TODAY to save money?
« Reply #15748 on: February 25, 2023, 01:30:05 PM »
We changed our internet provider to start mid-next month and got a great deal for 2 yr contract plus a $50 gift card. It would cut our monthly internet expenses by half. It was serendipity that the salesperson knocked on our door last week, and my husband remembered that our contract with current  provider expires next month (which will lead to even higher charges).. New provider is supposed to have better internet connection than current (big promise, low delivery!)

On the other hand, we forgot to use our 3 month free Apple tv offer that came with iPad purchase last yr. We tried to enable it today when we realized we missed it by a few days! (Face to palm moment!) We don't watch much TV so we never bothered with it. It's alright, not a loss by any means. :)


jnw

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Re: What small things did you do TODAY to save money?
« Reply #15749 on: February 25, 2023, 02:11:19 PM »
We changed our internet provider to start mid-next month and got a great deal for 2 yr contract plus a $50 gift card. It would cut our monthly internet expenses by half. It was serendipity that the salesperson knocked on our door last week, and my husband remembered that our contract with current  provider expires next month (which will lead to even higher charges).. New provider is supposed to have better internet connection than current (big promise, low delivery!)

On the other hand, we forgot to use our 3 month free Apple tv offer that came with iPad purchase last yr. We tried to enable it today when we realized we missed it by a few days! (Face to palm moment!) We don't watch much TV so we never bothered with it. It's alright, not a loss by any means. :)

Awesome!

Btw, you can still get free 3 months of Apple TV+ when you are ready, from Best Buy (link below).  I am going to wait until Jun 1, by that time 3rd season of Ted Lasso will be finished .. I'll binge that the first week and then have 2.75 months left for whatever :)

https://www.bestbuy.com/site/free-apple-tv-for-3-months-new-or-returning-subscribers-only/6484512.p?skuId=6484512

 

Wow, a phone plan for fifteen bucks!