Author Topic: What small things did you do TODAY to save money?  (Read 5300508 times)

Trifele

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Re: What small things did you do TODAY to save money?
« Reply #10450 on: December 31, 2017, 09:17:11 AM »
Weather is cold.  Staying home all weekend, playing game after game of cribbage with the kids.  The competition gets fierce -- trash talking and all.  :)   Making a lasagna with ingredients on hand for dinner, and will mix a cai pirinha here at home to celebrate New Years.   

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #10451 on: December 31, 2017, 09:46:00 AM »
-Have been holed up in our house on the coast, relaxing & playing family games.
-Went for a nice walk with the family before they headed back home
-Made dinner for our big family celebration, where we typically would order pizza delivery.
-Plan to spend NYE grilling steak, drinking a nice bottle of wine we brought with us (alcohol is way cheaper in California) & spending some time with the kids, weather permitting.
-Will clean the house before we head out, saving the exorbitant $120 cleaning fee.

Mele

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Re: What small things did you do TODAY to save money?
« Reply #10452 on: December 31, 2017, 12:04:24 PM »
Stayed home to watch church service via livestream, so that saved 54 miles of driving.  Walked a few errands for some morning exercise, picked up some flattened cans, which I'll add to the metal recycling pile. 

Used the extra hr not spent driving to photograph 30+ things for eBay selling.  It's overcast in our valley, so I needed to take advantage of the window of great natural light since I don't know when else this week it'll be nice.  (This means I have stuff to list when I rise before dawn and am ready to work hard and tackle the world.)

Going to two New Years Even get-togethers today, and we're bringing corn bread and a dessert.  Much, much cheaper than a night out on the town.  Happy to have mustachy friends who think soup night is a great idea for ringing in the New Year!

Teachstache

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Re: What small things did you do TODAY to save money?
« Reply #10453 on: December 31, 2017, 12:35:56 PM »
My almost 3 year old face planted onto the corner of our stone fireplace this morning. Had a nasty cut above his eye that wouldn't stop bleeding for an hour, so we took him into urgent care. Had a nervous looking PA tell us that we'd either need to straight jacket hold him down while she stitched it up (after proclaiming that kids "make her nervous"), or we'd have to take him to the ER, where they'd likely sedate him to put in stitches. Remembered that my mom's neighbor is a trauma surgeon, and felt very uncomfortable with both options presented to us (nervous PA being around our kid, our kid being sedated). Called my mom, let her know the situation, she called her neighbor who said he'd be happy to look at it & advise the best course of action. He came over, said that steri strips would probably work just fine. He washed it, was pretty matter of fact with our kid, and bandaged him right up. Kid handled it with fairly minimal crying. Had some M and Ms, played with his grandma, and came home very tired.

Mom's neighbor saved us an ER visit, possible sedation, and at the very least, saved us a botched stitching job by a PA who looked as if she didn't care for kids.

Note: this was never about saving money, but it turned out that we got lucky in that regard. I was most concerned about kid being seriously traumatized by an inexperienced and uncomfortable medical professional, as well as possibly having to be sedated. His pediatrician wasn't open today, and wouldn't be tomorrow, either.

1967mama

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Re: What small things did you do TODAY to save money?
« Reply #10454 on: December 31, 2017, 04:32:57 PM »
*Went for a walk in the sunshine with hubs

*Taking a cheese and crackers tray to a family-style NYE get together.

*Did a big shop at Superstore and used points to get $30 off my groceries. Starting Jan1, I'm going to try to save the points until next Christmas.

*Making a bean soup for a light dinner before evening out

ETA Made cheesy noodles mentioned up thread - scorched the bean soup and saved JUST enough for my husband and I.
« Last Edit: January 02, 2018, 01:46:33 AM by 1967mama »

Sun Hat

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Re: What small things did you do TODAY to save money?
« Reply #10455 on: December 31, 2017, 05:17:43 PM »
I spent money to hopefully save money. I've started draft-mitigation at my mom's house. Neither she nor her husband are the DIY type, so I'm pretty sure that nothing's been done on the window and door seals in 20 years. Today I sealed 2 doors and 2 windows. I'll go back tomorrow to do several more windows.


MBot

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Re: What small things did you do TODAY to save money?
« Reply #10456 on: December 31, 2017, 06:41:11 PM »
I'm going off on mat leave, and I dont want to pay for one of my ultrasound continuing education provider's memberships (that I typically get my credits from) next year while I'm off. There's 30 credits due every 3 years to my ultrasound credentialing organizations.

So today I finished stockpiling credits for the triennium... did the last of the credits I'll need until 2019! I can submit them anytime, but I don't need to maintain the one education organizations membership next year. Saves $100 USD!

marion10

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Re: What small things did you do TODAY to save money?
« Reply #10457 on: December 31, 2017, 08:07:46 PM »
Stayed in- mainly because hubby has a very bad cold. Made a buttermilk pie from what I had on hand- very tasty. Opened a box of thank you cards ( that I had bought at a stationary warehouse sale) to find out that only the top one had Thank you printed on the outside of the notes! I could have used them but felt they were a little blah. Took some pretty Gift tags and glued them to the plain front - voila- attractive holiday cards. Thank you notes done and mailed out with discount postage.

11ducks

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Re: What small things did you do TODAY to save money?
« Reply #10458 on: January 01, 2018, 01:42:35 AM »


- resisted the (strong) urge to hire bond cleaners for the house we just moved from- put in a solid 7 hours and the place looks great- means we will get our bond $$ back
-Started off my Łber frugal January with a no spend day, aiming for 20 this month!
-Cut DS hair

Spiffsome

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Re: What small things did you do TODAY to save money?
« Reply #10459 on: January 01, 2018, 03:11:54 AM »
I planted button squash in the garden about 6 weeks ago. The plants are now happily producing (giant) button squash. I cooked one for dinner in the microwave with bits of home-cured bacon and cheese on top. (I almost chose the home-made feta for a trifecta, but decided the parmesan was a better choice). Dessert is a (large) glass of home-brewed lemon and orange wine.

Sun Hat

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Re: What small things did you do TODAY to save money?
« Reply #10460 on: January 01, 2018, 06:52:46 AM »
Spiffsome - your meal sounds heavenly!

Teachstache - I'm all for being socially awkward, but that PA that you saw was too much. I think things like "kids make me nervous" all of the time, but a medical professional should know better than to actually say such things to patients! And to suggest that you go to the ER for a cut quite defeats the point of having urgent care centres! I'm glad that it worked out regardless!

Imma

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Re: What small things did you do TODAY to save money?
« Reply #10461 on: January 01, 2018, 07:40:23 AM »
- We spent NYE with friends, eating up Christmas leftovers. I'll have leftovers today for dinner too, I don't feel like doing much today.
- Friend lost weight and gifted me a skirt and cardigan she doesn't fit anymore.
- Since I'm spending the day in my PJs watching Netflix under a fleece blanket and cleaning my house, I haven't turned up the heating.

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #10462 on: January 01, 2018, 08:47:48 AM »
-Passed on going to a new wine bar (it allows for kids) & stuck with the plan of staying home & celebrating instead. We haven't eaten out, other than our first meal upon arrival, on an 8 day vacation, so feeling pretty great about that.
-Spent $0 yesterday.

Teachstache

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Re: What small things did you do TODAY to save money?
« Reply #10463 on: January 01, 2018, 09:05:57 AM »
[quote author=Sun Hat link=topic=10664.msg1834487#msg1834487 date=151481

Teachstache - I'm all for being socially awkward, but that PA that you saw was too much. I think things like "kids make me nervous" all of the time, but a medical professional should know better than to actually say such things to patients! And to suggest that you go to the ER for a cut quite defeats the point of having urgent care centres! I'm glad that it worked out regardless!
[/quote]

Yes, I knew that the PA was not a good choice when the front desk staff heard her comments, and rolled their eyes. After I said, "thanks but I think we're going to go elsewhere," the front desk staff said, "the PA never does steri strips. She only does stitches." After hearing a trauma surgeon say that steri strips fix most kid cuts, I'm inclined to try buying some & doing home triage first, before trying another urgent care facility again.

Hadilly

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Re: What small things did you do TODAY to save money?
« Reply #10464 on: January 01, 2018, 11:34:50 AM »
Currently at the airport waiting for baggage, rather than pay an exorbitant $5 for a cart, my lovely spouse and child are out scavenging for one! We also took a really early flight that saved $400.
 

mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #10465 on: January 01, 2018, 03:29:34 PM »
Packed NYE leftovers for to eat at work. I am so looking forward to my lunch, it's ridiculous.

1967mama

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Re: What small things did you do TODAY to save money?
« Reply #10466 on: January 01, 2018, 03:58:18 PM »
*Made a big loaf of french bread and started another batch (Artisan Bread in 5 Minutes a Day)

*Fed the kids leftover NYE food for lunch while hubs and I had roasted cauliflower and sweet potato

*Using up new shower gels (from Christmas gifts) and shampoo/conditioner

*Stopped myself from spending $134 on a photobook I assembled online this morning! What the heck?!
Love the Chatbook app, but its great for 60 page albums ($8). I didn't know they would jack the price so much
for extra pages. I'm out...

*Enjoying the sunshine and view from my upstairs window today in a 35 year old hand me down lazy boy recliner. Ugly but comfy!

*Dinner will be bruschetta from leftover NYE food and the french bread I made

Thanks to everyone here for sharing on this thread in 2017. I really do love reading everyone's "small things" whereas so many other places online and IRL, people would be like ... HUH???

Lichen

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Re: What small things did you do TODAY to save money?
« Reply #10467 on: January 01, 2018, 04:20:13 PM »


Thanks to everyone here for sharing on this thread in 2017. I really do love reading everyone's "small things" whereas so many other places online and IRL, people would be like ... HUH???

I second the above!

Today I:

* Didn't spend or even leave the house.

* Did yoga with free videos and then ran up and down the basement stairs to get in some cardio (sidewalks are at the unsafe level of iciness, so no outdoor walking, boo!)

* Made black eyed pea soup (hoppin' johns) from dry beans in the crockpot. Also made a chive foccacia bread to accompany it.  My chives were insane in the garden last year, and I have a ton in the freezer to use up.

* Went through my school supplies and found everything I need for my classes -- no need to purchase anything new this quarter!

* started the uber frugal month challenge over on the Frugalwoods blog.

Trifele

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Re: What small things did you do TODAY to save money?
« Reply #10468 on: January 01, 2018, 05:17:28 PM »
Yes, thank you everyone for this thread!  I check it every day, as a sanity touch-base.  :)

frooglepoodle

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Re: What small things did you do TODAY to save money?
« Reply #10469 on: January 01, 2018, 05:48:41 PM »
I chopped up a roast that didnít get cooked over Christmas and was too large for the three of us, and used half of it with a butternut squash from the pantry to make a stew for dinner, accompanied by homemade sourdough muffins. The other half will be slow cooked and shredded for burritos later in the week.

We were housebound with a sick toddler, so it was an easy no spend day.

alewpanda

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Re: What small things did you do TODAY to save money?
« Reply #10470 on: January 01, 2018, 06:42:30 PM »
-- Only left the house to feed a friend's cat while they are out of town.  They live just a few minutes away.

-- Still running the space heater to avoid having to heavily heat most of the apartment.  Day off for new years, so DH, I and the two dogs spent most of our day in the living room, in throw blankets and pjs.

-- Eating leftovers.  Succumb to take out pizza yesterday for NYE, but had drinks that were bought from the store, and ice cream from tubs in the freezer.  Thought about going out for breakfast today....make omelette's instead...lol

-- DH is traveling the next two days for work.  He will be reimbursed for expenses, so free food for him and leftovers still for me. 

-- Sold a tv stand yesterday!  We also sold the tv a few weeks ago.  We now watch our media on DH's extra wide computer monitor.  No extra bedrooms in this apartment, so the living space is also the office.  The office now does double duty as our entertainment station....saving us tons of space!

Anon in Alaska

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Re: What small things did you do TODAY to save money?
« Reply #10471 on: January 01, 2018, 08:10:45 PM »
I have not eaten any food or bought anything today. I'm not sure this counts as saving money, since it's only because my fever is too high to want to.

If I wasn't sick I could have gone into work (earning money) or at least posted some things for sale on Amazon (potentially earning money at some future date).

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #10472 on: January 01, 2018, 08:44:58 PM »
-Made lunch for everyone before we headed to the airport
-Packed all of the leftover produce, except for the too heavy potatoes. Froze a few things that would freeze well & be easily used on a future visit.
-Cleaned the house before we left, to avoid the cleaning fee
-Brought back some extra pasta that we had at the vacation house. We don't go nearly often enough to have that much on hand, and we are running low at home.

mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #10473 on: January 02, 2018, 01:36:20 AM »
Spend new year's day rather than NYE at the bar. Sounds odd...

Sounds awesome!

horsepoor

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Re: What small things did you do TODAY to save money?
« Reply #10474 on: January 02, 2018, 09:02:54 AM »
Called and cancelled something I ordered that ended up being backordered.  Really just deferring spending because I'll probably buy a better version of the same item in a few months, but might be able to snag a used one on eBay instead.

This might go under Frugal Intentions Horribly Executed, but my horse is on 4 weeks of meds that are over $30/day.  I bought the first two weeks' worth at the vet @$35/day with a $5/day manufacturer rebate.  Then I thought I was being smart and ordered from an online pharmacy where I could get down to $28/day after mfr rebate.  Due to the holidays, filling the Rx was really slow, and I'm on my last day of the meds from the vet.  Called and upgraded to overnight shipping, so at least I won't need to buy additional doses from the vet, but that sort of wiped out any savings I would have realized from going through the online business.  Unfortunately I couldn't work up enough indignation to demand that they pay for the overnight shipping (med effect is cumulative; not OK to skip days).  OTOH, if I hadn't called, I would have had to go spend another $150 getting doses from the vet to hold us over until the others were shipped.  Boo.


Teachstache

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Re: What small things did you do TODAY to save money?
« Reply #10475 on: January 02, 2018, 09:32:58 AM »
Spent New year's Eve at home, eating homemade spaghetti and meat sauce. Watched Westworld with a free 30 day HBO trial, after toddler son went to bed early due to small injury sustained earlier in the day.

Spent New year's day at home lounging in our jammies, eating homemade bread with gifted chokecherry jelly. Drove the Leaf over to my parents' house & had dinner there (delicious tortellini soup made by my mom).

My mom offered to watch kid tonight so that we can see Star Wars tonight after spouse gets off work (I am still off work until Friday). Bonus: we received a $25 gift card to the theater, and Tuesdays are $5 movie night with free popcorn. We'll use gift card to see a movie (first time going out to a movie since the 2016 Star Wars movie came out), eat popcorn for dinner (not the healthiest), kid has free babysitting from my mom (awesome). Will use gift card to see movies for $10 as a couple on Tuesday nights, availing ourselves of free grandma babysitting, & using theater app rewards to earn 3 movies as a couple (plus popcorn!) for $0 out of pocket (ideally, that is. Theater could take away $5 Tuesdays at any point, well before movies that we actually want to spend time seeing.)

Spouse is ecstatic about seeing Star Wars (he was named after one of the main characters & was literally born while Star Wars played in the background at his uncle's house, so he has a lifelong love for Star Wars.) I am excited about movie theater popcorn & recliners at the theater.

I am off work, kid is using vacation days from daycare while healing from injury. No cost for daycare today. Cloth diapering the kid today & attempting to potty train him.

We will stop by the store to buy the trauma surgeon neighbor of my mom his favorite bottle of whiskey as a thank you gift for taking care of our kid's injury on Sunday. He saved us at least $220 at urgent care & most definitely a botched stitching job. At worst, we would have faced an ER visit with our entire $900 deductible due on the last day of the year. A $50 bottle of whiskey is the least we can offer him.
« Last Edit: January 02, 2018, 10:53:07 AM by Teachstache »

nereo

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Re: What small things did you do TODAY to save money?
« Reply #10476 on: January 02, 2018, 10:21:14 AM »

Spouse is ecstatic about seeing Star Wars (he was named after one of the main characters & was literally born while Star Wars played in the background at his uncle's house, so he has a lifelong love for Star Wars.) I am excited about movie theater popcorn & recliners at the theater.

Luke?  Darth? Hans? Chewy? Boba Fete?  Please tell me it's Boba...

Teachstache

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Re: What small things did you do TODAY to save money?
« Reply #10477 on: January 02, 2018, 10:48:41 AM »

Spouse is ecstatic about seeing Star Wars (he was named after one of the main characters & was literally born while Star Wars played in the background at his uncle's house, so he has a lifelong love for Star Wars.) I am excited about movie theater popcorn & recliners at the theater.

Luke?  Darth? Hans? Chewy? Boba Fete?  Please tell me it's Boba...

Interesting that you're presuming it's not Leia Organa.

1967mama

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Re: What small things did you do TODAY to save money?
« Reply #10478 on: January 02, 2018, 11:04:12 AM »


We will stop by the store to buy the trauma surgeon neighbor of my mom his favorite bottle of whiskey as a thank you gift for taking care of our kid's injury on Sunday. He saved us at least $220 at urgent care & most definitely a botched stitching job. At worst, we would have faced an ER visit with our entire $900 deductible due on the last day of the year. A $50 bottle of whiskey is the least we can offer him.

This is really thoughtful and kind!

nereo

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Re: What small things did you do TODAY to save money?
« Reply #10479 on: January 02, 2018, 11:15:42 AM »

Spouse is ecstatic about seeing Star Wars (he was named after one of the main characters & was literally born while Star Wars played in the background at his uncle's house, so he has a lifelong love for Star Wars.) I am excited about movie theater popcorn & recliners at the theater.

Luke?  Darth? Hans? Chewy? Boba Fete?  Please tell me it's Boba...

Interesting that you're presuming it's not Leia Organa.
Ok... is he named Leia?  Jar-Jar?  Greedo? Yoda?
...given he's old enough to be married he's (presumably) too old to be named after any of the newer characters (Ray, Kaylo Ren, Snoke, Finn...)  But it's possible your spouse's name is... R2-D2?

Teachstache

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Re: What small things did you do TODAY to save money?
« Reply #10480 on: January 02, 2018, 12:01:47 PM »


We will stop by the store to buy the trauma surgeon neighbor of my mom his favorite bottle of whiskey as a thank you gift for taking care of our kid's injury on Sunday. He saved us at least $220 at urgent care & most definitely a botched stitching job. At worst, we would have faced an ER visit with our entire $900 deductible due on the last day of the year. A $50 bottle of whiskey is the least we can offer him.

This is really thoughtful and kind!

I just think of it as a necessity. I wouldn't want my neighbors assuming that I'd be continuously willing to teach their kids to read for free, just because I'm a reading teacher. A few times, sure, but not continuously. I would never expect a trauma surgeon to use his expertise to help our kid for free, either. Expecting that would = being a mooch, which we most assuredly do not want to be.

Teachstache

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Re: What small things did you do TODAY to save money?
« Reply #10481 on: January 02, 2018, 12:06:28 PM »

Spouse is ecstatic about seeing Star Wars (he was named after one of the main characters & was literally born while Star Wars played in the background at his uncle's house, so he has a lifelong love for Star Wars.) I am excited about movie theater popcorn & recliners at the theater.

Luke?  Darth? Hans? Chewy? Boba Fete?  Please tell me it's Boba...

Interesting that you're presuming it's not Leia Organa.
Ok... is he named Leia?  Jar-Jar?  Greedo? Yoda?
...given he's old enough to be married he's (presumably) too old to be named after any of the newer characters (Ray, Kaylo Ren, Snoke, Finn...)  But it's possible your spouse's name is... R2-D2?

I was just messing with you ;) He's named after the main protagonist in the original Star Wars film. He likes to wax philosophical about how the circumstances of his birth directly resulted in his long-standing love of spaceships and sci-fi.

Meesh

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Re: What small things did you do TODAY to save money?
« Reply #10482 on: January 02, 2018, 12:13:10 PM »
Set everything up to max 401k, HSA, and both IRAs for 2018! 1 hr of work now, for $34,900 more in savings (+ 8,300 more from employer so really 43,200) by this time next year. woo

posting here bc DH does not appreciate this awesomeness.

1967mama

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Re: What small things did you do TODAY to save money?
« Reply #10483 on: January 02, 2018, 12:17:16 PM »


We will stop by the store to buy the trauma surgeon neighbor of my mom his favorite bottle of whiskey as a thank you gift for taking care of our kid's injury on Sunday. He saved us at least $220 at urgent care & most definitely a botched stitching job. At worst, we would have faced an ER visit with our entire $900 deductible due on the last day of the year. A $50 bottle of whiskey is the least we can offer him.

This is really thoughtful and kind!

I just think of it as a necessity. I wouldn't want my neighbors assuming that I'd be continuously willing to teach their kids to read for free, just because I'm a reading teacher. A few times, sure, but not continuously. I would never expect a trauma surgeon to use his expertise to help our kid for free, either. Expecting that would = being a mooch, which we most assuredly do not want to be.

I agree with you 100%. It's sad to think that many would
just take advantage.

mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #10484 on: January 02, 2018, 01:35:31 PM »
Husband ran a few money-saving errands for me yesterday. He:
- used a store credit that expires on January 5 buy me another pair of running socks (I got a pair for Christmas and love, love, love them).
- exchanged a pair of shoes that I bought for work only to have the inner sole come apart after two weeks. Interestingly, he said the younger sales assistant was horrified and said, "This isn't acceptable, let me get you another pair", while the older assistant tsked and tsked and said, "How has she done this then?" Well fuck you too. Sorry, but if I'm buying $150 flats for work, I expect them to last longer than a fortnight!

Teachstache

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Re: What small things did you do TODAY to save money?
« Reply #10485 on: January 02, 2018, 01:54:59 PM »
Set everything up to max 401k, HSA, and both IRAs for 2018! 1 hr of work now, for $34,900 more in savings (+ 8,300 more from employer so really 43,200) by this time next year. woo

posting here bc DH does not appreciate this awesomeness.

Good for you! My spouse initially wasn't thinking that maxing out retirement and FSAs wasn't a big deal, either, but he did get on board after we recalculated our net worth at the end of November.

1967mama

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Re: What small things did you do TODAY to save money?
« Reply #10486 on: January 02, 2018, 01:58:28 PM »
Good job on the returns mustachianpungoeshere!

We have some returning to do ourselves.  A remote control car from Amazon broke after one use (10 year old responsible child who did nothing wrong). Have processed the return. Just have to print slip and box it up.

A sweater I purchased before Christmas at a bricks and mortar store arrived today in the mail (they were out of stock in my size). Instead of a sweater, it's a thin black blouse. Grrrr. Taking this opportunity to return it and get my money back and not get the sweater at all. Their mistake gave me time to regret the purchase! Just. Say. No.

Making up a lentil curry that I found online last week. Added a ton of leftover veggies and just increased the liquids and cooking time. Rice going in my IP. Should be delicious.

Here it is:

1 red onion diced
3 garlic cloves minced
1 yellow pepper diced
2 Tablespoons olive oil
1 1/2 cups green lentils or French green lentils
3 Tablespoons tomato paste
1 can full fat coconut milk
3 teaspoons curry powder
1 teaspoon garlic powder
1 teaspoon cumin
1 1/2 teaspoons salt
1/4 teaspoon pepper
1/2 teaspoon ground ginger
2 teaspoons garam masala
2 teaspoons sugar
2 1/2 cups water
Jasmine rice for serving

Sorry, I don't have the source. We chucked in bits of cabbage, broccoli and cauliflower that were in their last legs. I learned on the MMM forum how to make a curry and now it is a favorite dinner in our house.

Starting more bread to go with dinner - doing a prime rib from our freezer cows.



« Last Edit: January 02, 2018, 02:01:11 PM by 1967mama »

I'm a red panda

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Re: What small things did you do TODAY to save money?
« Reply #10487 on: January 02, 2018, 02:25:24 PM »
Requested and received an exercauser (baby docking station) on buy nothing project.

Husband said "didn't you get one of those at your shower and return it?"
Yep, I did. I knew I wouldn't need it until baby is about 9 months, if at all, and figured I could rebuy it if I found myself needing it.  And instead I got a truly free one, so the money from returning it can still go to diapers :)

If I didn't get a freebie, probably wouldn't have bought it, as it wasn't a need- but man I'm glad to have a place to put the baby when she and the dog won't stay apart for three seconds.

Meesh

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Re: What small things did you do TODAY to save money?
« Reply #10488 on: January 02, 2018, 04:31:20 PM »
Set everything up to max 401k, HSA, and both IRAs for 2018! 1 hr of work now, for $34,900 more in savings (+ 8,300 more from employer so really 43,200) by this time next year. woo

posting here bc DH does not appreciate this awesomeness.

Good for you! My spouse initially wasn't thinking that maxing out retirement and FSAs wasn't a big deal, either, but he did get on board after we recalculated our net worth at the end of November.
Thanks! He definitely got excited when I showed him the savings difference from just in taxables but I think he forgot by now :/ I should remind him. lol

Mele

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Re: What small things did you do TODAY to save money?
« Reply #10489 on: January 02, 2018, 07:23:28 PM »
Today I received a $50 gift card in the mail for opening (and promptly paying off) a credit card when I bought my husband's Christmas gift from Orvis.  Since his birthday and Valentine's are the same week -- and since he dearly loves getting gifts, it's his love language-- I have a good dent already in whatever I get him.  Which will have to do with fishing, of course, since the gift card is for more Orvis gear.  Which he will love.

Pasteurized a gallon of fresh milk, separated the heavy cream, and gathered the ingredients to make greek yogurt when I get my next delivery on Thurs.

Ate leftovers for breakfast and lunch.  I really want to have as close to zero food waste as possible.

Used plasma card to buy chicken feed since our checking account is a little low at the moment.

And tonight as we chowed on a delicious simple dinner, I started reflecting on how much of it we got for free.  Homemade teriyaki sauce was sent home with us from Christmas festivities.  Brown rice was gifted to us by someone (who struggles financially) whose family "doesn't really eat rice."  Chicken was free, gifted by my grandma who somehow scores free meat from the grocery store on the day it expires, then throws it in the freezer.  Then gets too much free meat in her freezer.  Then gives it to me at Christmas.  Like clockwork.  Thanks, Grams!

Mele

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Re: What small things did you do TODAY to save money?
« Reply #10490 on: January 02, 2018, 07:24:33 PM »
Set everything up to max 401k, HSA, and both IRAs for 2018! 1 hr of work now, for $34,900 more in savings (+ 8,300 more from employer so really 43,200) by this time next year. woo

posting here bc DH does not appreciate this awesomeness.

Good for you! My spouse initially wasn't thinking that maxing out retirement and FSAs wasn't a big deal, either, but he did get on board after we recalculated our net worth at the end of November.
Thanks! He definitely got excited when I showed him the savings difference from just in taxables but I think he forgot by now :/ I should remind him. lol

Holla!  Great job!   

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #10491 on: January 02, 2018, 07:40:02 PM »
-Made breakfast with random fridge items, using the last of dribs & drabs of random things we had on hand
-Returned two pair of pants we didn't need for a vacation
-Made dinner with pasta taken from our vacation house, pasta sauce (bought for $.29, but doctored up by me) & meatballs. It was delish.

Lichen

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Re: What small things did you do TODAY to save money?
« Reply #10492 on: January 02, 2018, 08:26:54 PM »
* Walked to the library to return books before they were late. Managed not to duck into Starbucks for a hot drink :)

* Made paneer for tomorrow's dinner of saag paneer. (I am so ridiculously excited about this one!)

* Made oat milk for lactose intolerant son. Threw the oat "pulp" and leftover chocolate fondue together with other ingredients to make cookies. They were gobbled up, so I assume they were edible!

*Dinner was a creamy one pot lemon pasta. I tossed the leftover half-package of cream cheese in the freezer to be used in a future sauce, instead of my normal M.O. of letting it mold in the fridge.

* Touched up my roots with the remains of a tube of "Just for Men." Seriously, ladies, if you only have a tiny amount of gray you want to cover (mine is a skunk stripe in my otherwise very dark brown bangs), JFM is far superior and cheaper than dye marketed to women. THere's nothing to mix. You just screw the little comb to the tube, brush it onto your roots, remove and rinse comb, but lid back on tube, save tube until next time you need to touch up the roots in six weeks or so, wait 30 minutes or so, rinse out dye. One tube lasts me six months, and a tube costs about $5 to $6 depending on if I can find a sale.

* No spend day!

tomita

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Re: What small things did you do TODAY to save money?
« Reply #10493 on: January 02, 2018, 09:03:34 PM »


Took the family to a Fly In, where we ogled the planes, ate lunch, played in the kids area, fished, rode horses and a little train, pet goats, painted pumpkins, etc. Hours of fun. Admission cost was a side dish and a 2 litre of soda. Took an unopened bottle of ginger ale left over from our last bout of stomach bug and made a .99 box of brownies and a pumpkin cake I had been craving, but didn't want a whole cake sitting around the house. Hubs and I also volunteered working a few stations, so will return in a few weeks for a free thank-you lunch for volunteers.


I really like this, we should look into, DH  knows about planes and flying, he'd like it
thanks for sharing

zygote

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Re: What small things did you do TODAY to save money?
« Reply #10494 on: January 02, 2018, 09:58:02 PM »
New to the MMM journey, and I really like this thread. Baby steps are easier to grasp and, most importantly, maintain.

I live in NYC, and fast food/delivery is probably my biggest avoidable money weakness because it's so easy. This weekend I made a big batch of pasta and side salad, intending to take leftovers for lunch instead of buying this week. But I thought about it some more, and I spend way more on delivery for dinner than I do picking up some fast casual food for lunch. So I decided to treat myself to lunch out and save the leftovers for dinner. I know this sounds crazy to a lot of you who make every meal for yourself, but it's big for me to cook with any consistency. And I prevented myself from spending probably $20 on delivery after tax and tip.

I also returned a shirt I ordered online and didn't like. Money back in my pocket.

PMG

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Re: What small things did you do TODAY to save money?
« Reply #10495 on: January 03, 2018, 01:22:32 AM »
Finally found a place to meet with my English student where I donít have to buy an obligatory coffee or snack.

Yesterday we walked to and from the grocery saving bus fare for 2 x 2.

Boiled water at home instead of buying a jug of drinking water. Iím undecided about this long term, but satisfied for now.

Did not buy bread from the bakery around the corner to accompany the split pea soup I made.

mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #10496 on: January 03, 2018, 01:45:03 AM »
Scored two beautiful coffee table books at work that reflect our interests and let me update a little corner of the lounge room without spending a dollar.

kaypinkHH

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Re: What small things did you do TODAY to save money?
« Reply #10497 on: January 03, 2018, 05:46:06 AM »
Had planned to go out to a work lunch today for a student who is returning to school. I didn't really work with the student, but do love thai food. I forgot about the lunch, and packed leftovers for today. Cancelled my attendance for the lunch, and will save $15-$20!

Trifele

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Re: What small things did you do TODAY to save money?
« Reply #10498 on: January 03, 2018, 07:56:25 AM »
I have to do a day trip for work today.  Ate an extra large "second breakfast" that will see me through til I get home tonight, so am not tempted to buy food on the road.  Making a large thermos of tea to drink on the drive. 

Kwill

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Re: What small things did you do TODAY to save money?
« Reply #10499 on: January 03, 2018, 12:42:10 PM »
I've now made lunch every workday this year! This is my New Year's resolution, and I hope I can stick to it. I was gone for the holidays, so there wasn't much to work with for breakfast and lunch. I used meat and vegetables from the freezer and made spaghetti for breakfast yesterday (because jet lag) with extra to take for lunch the same day. Today I used bread I had frozen in the freezer for a peanut butter toast breakfast and a PB&J lunch. I finally got to the supermarket this evening, so the rest of the week can be normal food. I got some yellow-tagged specials there, which saved a little. And I had a half glass of wine with dinner from a free little bottle I got on my flight for being willing to switch seats.