Author Topic: What small things did you do TODAY to save money?  (Read 2821544 times)

Imma

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Re: What small things did you do TODAY to save money?
« Reply #10400 on: December 15, 2017, 04:37:09 AM »
I've been pretty ill for a week so I haven't eaten much besides plain yoghurt and the occasional banana for days. Today is actually the first day I can get up again and use electricity (netflix, MMM) and because we had some work done to our bathroom we couldn't shower for a few days. Paracetamol only costs about €0,50 per box. The past couple of days stuck in bed have been really cheap.
That's a creative way of seeing the positive sides of being sick! Hope you're feeling better now tho.

Tbh, I'm still feeling pretty awful, but I'm slowly getting better. The reason I posted this is because I logged in to my online banking account and noticed I hadn't spent any money in nearly a week. That's worth a small celebration even if it's for a bad reason.

tomita

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Re: What small things did you do TODAY to save money?
« Reply #10401 on: December 15, 2017, 08:09:45 AM »
last year I bought too many ski coupons and they weren't used, I kept them
this year I got the marketing email from the same company and asked for replacements for the new season and they agreed :)

(after I produced proof of having unused coupons...) 

Lichen

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Re: What small things did you do TODAY to save money?
« Reply #10402 on: December 15, 2017, 10:07:22 AM »
I hope you feel better soon, Imma, but I also enjoyed the positive spin!

We invited friends over last night after talk of scheduling a night out began to circulate. We contributed chips, salsa, and a 6 pack of Ninkasi. Our friends each brought a nibble of some sort and a six pack as well. Five hours of good times and board games for less than $10 -- much better than the $50 to $80 a standard night out would have cost us. Plus, a fellow broke student friend was able to come, when he had been planning to skip the night out to save cash. We're learning, slowly but surely!

Wife also began a batch of absinthe with some cheap vodka and less than $2 worth of spices from teh bulk bins. (Recipe from a library book!) It should be ready around the end of March. Plans were made for a Moulin Rouge themed get together at this time.

mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #10403 on: December 15, 2017, 01:45:34 PM »
Scored a DVD set of the latest season of my mum's favourite TV show - still in original packaging - at work for free. This is in addition to a new book by her favourite author (free from work last week). I'm adding both to her Christmas present, which is actually on pre-order and not out till January, so I'm thrilled she'll have something to open on the day. She will still tell me I spent too much, even though most of it was free. :)

Cooked at home last night. This in itself is not a huge deal, we do that almost every night. But my husband only had two nights at home between international work trips and his mum was pushing him to take me out for dinner. I worked late, walked home in the rain, the last thing I wanted to do was go out for dinner (and spend money). Thank goodness he's learnt to ignore her.

Cold-washed and line-dried two loads of washing yesterday, and ran the dishwasher and opened it at the end of the rinse cycle (I do this almost every time unless I'm running out the door for work).

Mrs Hen

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Re: What small things did you do TODAY to save money?
« Reply #10404 on: December 15, 2017, 02:05:58 PM »
Had a lovely domestic day at home and spent nothing.

Made Cranberry sauce (added a splash of port I found in the cupboard), and stewed apples with cinnamon.  House smells really good!

2 loads of washing are on the airer.

Kept the heating at 16C and put a blanket over my legs.

Finally finished reading the whole thread the other day.

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #10405 on: December 15, 2017, 02:09:23 PM »
-Ate leftovers for breakfast
-Ate leftovers from last night's meal out (work) for lunch today
-Volunteering at my child's school today. My company donates $10 for every hour I donate, up to 20 hours. It's a great perk. Doesn't save me any money, but helps the school, and only takes a few minutes of my time to fill out the form.

Wings5

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Re: What small things did you do TODAY to save money?
« Reply #10406 on: December 15, 2017, 06:09:54 PM »
I'm away on business, and I ate lunch at a very nice Asian restaurant. Their high quality plastic utensils were meant to be thrown away, but I kept them to use in my hotel for microwave and crock pot meals. Figured it saved me a buck of two.

Speaking of, I wish you could bring your own glass to a restaurant instead of using their disposable cups. Instead of $5 for a beer charge me $4, or something. I haven't really thought it out, but it'd have to be compliant with the local food inspectors and all. 

Spiffsome

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Re: What small things did you do TODAY to save money?
« Reply #10407 on: December 15, 2017, 07:20:37 PM »
Bought some cider extract for my next batch of brewing. It cost $15, and the fermenter itself cost $30 including all equipment. Once it's done, I will have 15 litres of cider for about $45. That's $3 / litre!

horsepoor

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Re: What small things did you do TODAY to save money?
« Reply #10408 on: December 15, 2017, 08:40:44 PM »

Speaking of, I wish you could bring your own glass to a restaurant instead of using their disposable cups. Instead of $5 for a beer charge me $4, or something. I haven't really thought it out, but it'd have to be compliant with the local food inspectors and all.

There are a couple pubs here where regulars can purchase a personal mug that is kept at the bar and used only for that person. 

Coffee shops and mini-marts allow refills of personal mugs, so I'm not sure whether it would be frowned on for beer.  Growler stations are a big thing here now, too, and I've kind of wondered about the sanitation aspect of bringing back one's own growler to be refilled, but I suppose since it's not consumed on the vendor's premises, any health issues are on the consumer.

mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #10409 on: December 15, 2017, 09:02:22 PM »
Cut my husband's hair this morning.

He's like a shaggy dog - likes it quite short in summer.

Dollar Slice

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Re: What small things did you do TODAY to save money?
« Reply #10410 on: December 16, 2017, 12:31:12 AM »
I threw my back out, and it was snowing pretty hard, but managed to get home on the bus and cook some scrambled eggs for dinner instead of doing taxi and food delivery. If there hadn't been a long line at the taxi stand I probably would have succumbed. But I figured as long as I was going to have to stand around waiting it might well be at the bus stop. Bonus: had a nice long conversation with a stranger who was also waiting at the bus stop. He's on the community board and knows the people who own the restaurant across the street from me.
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soccerluvof4

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Re: What small things did you do TODAY to save money?
« Reply #10411 on: December 16, 2017, 03:16:19 AM »
Cut my phone bill in almost half while updating to all new phones. Cut my cable competely down to wifi so down to a third or less.
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Hirondelle

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Re: What small things did you do TODAY to save money?
« Reply #10412 on: December 16, 2017, 04:05:18 AM »
I just got a 'rental check' as apparently about 75% of renters in my country pays more than legally allowed. I expected my rent could get lowered by €30-50. However, they've calculated it's gonna be €100 a month included the past two months that I already paid for!


mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #10413 on: December 16, 2017, 06:27:09 PM »
About to finish my third library book for the week.

horsepoor

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Re: What small things did you do TODAY to save money?
« Reply #10414 on: December 16, 2017, 09:21:51 PM »
Canned 16 pints of green soup (and two extra servings in the fridge) this morning.

Rotated my other canned goods so the older stuff is easy to get to and will get eaten up.

Heated the house with firewood from trees we had cut down a couple years ago.

Stayed away from stores (easy when I think of all the people that are probably there)

Kwill

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Re: What small things did you do TODAY to save money?
« Reply #10415 on: December 17, 2017, 01:09:24 AM »
Today and yesterday I've been using up leftover Christmas cards from past years for friends and coworkers in my town. It's my first year giving cards locally since moving here, so I can safely assume I haven't given the same ones in the past. I'm passing them out in person or via work mostly, so no postage.

Spruit

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Re: What small things did you do TODAY to save money?
« Reply #10416 on: December 17, 2017, 03:34:20 AM »
Got a message from the postal office that they cannot return my package to Germany, because it's 10cm too long... Instead, I had to pick it up and get 20 euros refunded and sort it out myself. Not really customer friendly, but we'll drop it of at the German store ourselves when we go visit friends near the border next week. Big hassle but much cheaper in gas. It's too wasteful not to return it, but I do hope BF thinks twice before ordering anything so large from a non-NL retailer again. It got obsolete when I found something similar 100 euros cheaper second hand two days after he ordered this thing...

Also, did some mending, cooked a meal out of leftovers, did some reading, went through BFs expenses (on his request I must are), and didnt spend a dime this weekend.
Yay, out of debt... now, GROW!
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Roadrunner53

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What small things did you do TODAY to save money?
« Reply #10417 on: December 17, 2017, 05:58:09 AM »
Had purchased a Costco roasted chicken. Carved it off the bone and put all the bones and scraps along with an onion, celery and carrots in crockpot and made a home made broth. After 12 hours, cooled broth down, strained and put in Tupperware outside. The next day I scraped off the grease. Then placed broth in a two gallon ziplock bag then placed on a baking sheet. Put it on a flat surface table on my deck and let it freeze overnight. Our outdoor temps went down to 12 degrees. Next morning labeled it and froze in freezer for later use. I plan to make an Avgolemeno soup with it. So the bones were kind of like free rather than just tossing them in the trash. Save your chicken bones and freeze till you have a pot full. Then do as I have suggested above. Home made broth is the best! I do flavor mine up with Better than Broth bouillon paste. The broth, once thawed is jelly like and is good for you. You can make so many things. Add chicken and rice, tortellini or noodles, veggies, beans.

dreams_and_discoveries

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Re: What small things did you do TODAY to save money?
« Reply #10418 on: December 17, 2017, 09:05:22 AM »
I am regretting my recent choice, to make the most of my enforced holidays by redecorating the house myself.

Painters charge over £3k...and as it's just to freshen it up, and the same colours everywhere, I thought I'd give it a go...

The painters that did it last time didn't do a fabulous job (but to be fair they were very reasonably priced, get what you pay for) so I'm thinking I can't do any worse...

Bracken_Joy

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Re: What small things did you do TODAY to save money?
« Reply #10419 on: December 17, 2017, 09:30:42 AM »
Yesterday, husband and I were feeling a pizza night. We braved the chaos of Costco to dart in and buy some frozen pizza. 4 pepperoni for $12, way cheaper than you can get elsewhere. So for an impulse decision, we made it a very cheap one. Made a very cheap 'date night'- pizza, box wine, and playing Witcher 3 together.

Friend's dog yanked a spiderlette off our spider plant while playing. Saved it, stuck it in water, and I'll replant and gift for Christmas. I got the pots for free through Buy Nothing Project.

Friends took us out for breakfast yesterday, and husband and I were both so full after, we just skipped lunch.
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MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #10420 on: December 17, 2017, 10:07:58 AM »
-Used a $20 off coupon to help my son buy a gift for his friend for Christmas. (The money he spent is his, but this helped him get something that the friend would really like.)
-Cancelled date night, as both kids were not feeling well. My husband tried a new recipe (absolutely amazing), we did a puzzle with the boys, shared wine, & looked at Christmas lights. It was a fabulous evening.
-Received a $100 rebate for our newly installed pool pump. Excited to check out the energy savings. The energy rebate was going away at the end of the year, and the fuel efficiency is supposed to pay for itself in 12 months.
-Continued my ongoing saga of getting our supplemental 2017 property tax bill. I can't pay it unless they submit the bill, and if they don't get it to me to get the payment in before the end of 2017, I can't write it off against my federal taxes due to 2018 changes. The difference is around $8K, so it's a pretty big deal.

radram

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Re: What small things did you do TODAY to save money?
« Reply #10421 on: December 17, 2017, 10:35:09 AM »
-Used a $20 off coupon to help my son buy a gift for his friend for Christmas. (The money he spent is his, but this helped him get something that the friend would really like.)
-Cancelled date night, as both kids were not feeling well. My husband tried a new recipe (absolutely amazing), we did a puzzle with the boys, shared wine, & looked at Christmas lights. It was a fabulous evening.
-Received a $100 rebate for our newly installed pool pump. Excited to check out the energy savings. The energy rebate was going away at the end of the year, and the fuel efficiency is supposed to pay for itself in 12 months.
-Continued my ongoing saga of getting our supplemental 2017 property tax bill. I can't pay it unless they submit the bill, and if they don't get it to me to get the payment in before the end of 2017, I can't write it off against my federal taxes due to 2018 changes. The difference is around $8K, so it's a pretty big deal.
Based on other threads ( like this one: https://forum.mrmoneymustache.com/welcome-to-the-forum/republican-tax-plan-2017), prepaying 2018's bill in 2017 will no longer be allowed if the current tax bill gets passed. Look at this thread from newest to oldest to get the latest information.


You might want to get a second opinion before sending in  the check. Please share your results with others back here.


horsepoor

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Re: What small things did you do TODAY to save money?
« Reply #10422 on: December 17, 2017, 01:57:51 PM »
I noticed that my Chase Freedom card is doing 5% cash back on phone bills next quarter, so I cancelled my cell phone auto pay and wrote myself a note to pay with the chase card on the first.

Staying home and cleaning the house today.  I always end up thinking up new uses for things I find, or realizing I have consumables I forgot about (e.g. 5 bars of soap to use before I buy bodywash again).

This afternoon I'm going to build a little vestibule to go around the dog door to decrease drafts.  Shouldn't be a problem to find enough scraps in the garage to build it for free, and cover it with an old blanket.

mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #10423 on: December 17, 2017, 04:24:37 PM »
Staying home and cleaning the house today.  I always end up thinking up new uses for things I find, or realizing I have consumables I forgot about (e.g. 5 bars of soap to use before I buy bodywash again).

I have quite a few bars of soap that I won't shower with because they dry out my skin, so I'm using them in place of liquid hand soap.

I don't own a soap dish but I put a cute little ceramic dish on the bathroom sink and put the liquid hand soap away.

I only bring the liquid stuff out for guests, I won't have to replace it for months at this rate.

lexde

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Re: What small things did you do TODAY to save money?
« Reply #10424 on: December 17, 2017, 05:27:55 PM »
Today I *spent* money, but saved more. I convinced my office to do a secret Santa instead of gifts for everyone, and we put a $25 limit on it. More fun, and way less expensive than getting everyone a gift/gift card (they are all super spendypants)


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1967mama

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Re: What small things did you do TODAY to save money?
« Reply #10425 on: December 17, 2017, 06:46:20 PM »
Saw an ad for a frothy chai latte online right before going out to kids sports for two hours. Quickly made one at home instead of hitting up sbux while out.

Made tacos for dinner before I went out so the family would eat and not order in.

Wearing old clothes I already have even though I reeeeally want new clothes.

MrsTuxedocat

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Re: What small things did you do TODAY to save money?
« Reply #10426 on: December 17, 2017, 06:55:44 PM »
- Used scene card to watch Star Wars for free
- Used a cereal coupon for a free popcorn at the movies

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #10427 on: December 17, 2017, 07:49:35 PM »
-Picked up son's $65 backpack (another soccer person picked it up/took it home). it was about a 20 minute drive each way, but used the electric car. SOOO happy they called us & let us know that they had accidentally picked it up. We searched everywhere for it!
-Bought a $20 Uber gift card for $9.50. Will use it for our trip to the airport on Saturday.
-Earned a $40 Visa promotional offer by charging a work hotel stay on my credit card
-Made all meals at home today, as usual
-Cleaned the house myself. This is a relatively recent addition, but it's not that bad, and a great hourly rate for my time!

Lichen

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Re: What small things did you do TODAY to save money?
« Reply #10428 on: December 17, 2017, 10:19:51 PM »
Frugal weekend:
- Shoveled snow myself yesterday and today. Fought the urge to pay someone or purchase a snowblower by reminding myself that after next winter we will be living on the sound and away from most heavy snows!

- Replenished younger son's dwindling pant supply at the thrift store for less than $4

- Picked up a movie and returned movies and books on time to the library to avoid fees.

- Date night at home! Made a snack tray, had a couple of beers, and played many games of darts :)

- Bought movie tickets for Christmas Day (Star Wars). This was already planned with my mother. But, I got an 18% discount by first getting a gift card for the theater through cardpool (Thanks to BrackenJoy for mentioning this site somewhere upthread)! Combined with extended matinee hours due to the holiday, my mom's senior discount, and one kid's kid discount, 5 tickets only cost $37.74. Really not bad, considering this is the fancy theater with the private recliners and reserved seating.

- Didn't do anything today that cost money. Instead, stayed home, made a batch of homemade kahlua for our New Year's fondue party (annual tradition), roasted chickpeas for lunch salads, started more sprouts, made breakfast burritos for the week, and worked on a personal project.

Spruit

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Re: What small things did you do TODAY to save money?
« Reply #10429 on: December 18, 2017, 12:01:52 AM »
Fixed bikes fender with the almighty duct tape and biking to work today, eventhough it looks trashy. I'll have to find a more permanent solution later.


Yay, out of debt... now, GROW!
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Linda_Norway

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Re: What small things did you do TODAY to save money?
« Reply #10430 on: December 18, 2017, 06:30:56 AM »
This weekend DH gave me a haircut. I said max 5 cm off and this time it is the perfect length. Last time, if was a bit too short.

marcela

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Re: What small things did you do TODAY to save money?
« Reply #10431 on: December 18, 2017, 07:19:57 AM »
* Found out Friday evening that my husband's new work's Christmas party included a white elephant exchange of nice gifts around $25. Husband wanted to go out right away and get something at Target, but I told him to wait. I found some gift cards while we were moving and checked the balances. One was for Bed, Bath and Beyond for $18. Went out there armed with my 20% off coupon and found a nice set of whiskey glasses with ice molds for ice balls marked down from $29.99 to $15! With the coupon, the price came out to $12 so we still have some money left on the coupon. Also grabbed a nice bottle of wine we had at home for a host gift and wrapped everything up in stuff we bought in post Christmas sales last year.
* Ate at home all weekend despite being tired and cranky from moving/organizing stuff.
* Am resisting the call of grocery shopping since we go out of town on Thursday evening/Friday morning and don't come back until Christmas Day. We'll be eating some odd meals, but I think we will make it.
* Decided not to get my nephew any sort of physical gift this year. He's only 1.5 and doesn't really need any more ~stuff~. Will continue to put money aside for him.
* Bought new hangers and a closet organizer on Amazon with Hilton Honors points that I got by traveling for work.
* Kept watching the Amazon deal and saw that dentastix were marked down to 50% off the cheapest we can usually get them. Bought the max allowed. Luigi(dog) is now set for treats through September of next year.
* Convinced my husband who forgot to mail his mom's birthday present (birthday is today) not to stick it in the mail. Even paying for priority mail, it would get there at the same time we will.

horsepoor

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Re: What small things did you do TODAY to save money?
« Reply #10432 on: December 18, 2017, 07:54:36 AM »
* Convinced my husband who forgot to mail his mom's birthday present (birthday is today) not to stick it in the mail. Even paying for priority mail, it would get there at the same time we will.

Pretend this is intentional:  "We really wanted to give this to you in person!"

PMG

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Re: What small things did you do TODAY to save money?
« Reply #10433 on: December 18, 2017, 02:22:27 PM »
Hand sewed together two small odd sized flat sheets so we can now use them as a bottom sheet on the mattress. Surprisingly the seam hasn't bothered us at all.

mustachepungoeshere

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Re: What small things did you do TODAY to save money?
« Reply #10434 on: December 18, 2017, 02:32:57 PM »
* Found out Friday evening that my husband's new work's Christmas party included a white elephant exchange of nice gifts around $25. Husband wanted to go out right away and get something at Target, but I told him to wait. I found some gift cards while we were moving and checked the balances. One was for Bed, Bath and Beyond for $18. Went out there armed with my 20% off coupon and found a nice set of whiskey glasses with ice molds for ice balls marked down from $29.99 to $15! With the coupon, the price came out to $12 so we still have some money left on the coupon. Also grabbed a nice bottle of wine we had at home for a host gift and wrapped everything up in stuff we bought in post Christmas sales last year.

Awesome!

marcela

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Re: What small things did you do TODAY to save money?
« Reply #10435 on: December 18, 2017, 02:43:29 PM »
* Convinced my husband who forgot to mail his mom's birthday present (birthday is today) not to stick it in the mail. Even paying for priority mail, it would get there at the same time we will.

Pretend this is intentional:  "We really wanted to give this to you in person!"

This was a big part of my strategy. "Won't it be more meaningful to give this to her in person?"

radram

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Re: What small things did you do TODAY to save money?
« Reply #10436 on: December 18, 2017, 06:15:33 PM »
-Used a $20 off coupon to help my son buy a gift for his friend for Christmas. (The money he spent is his, but this helped him get something that the friend would really like.)
-Cancelled date night, as both kids were not feeling well. My husband tried a new recipe (absolutely amazing), we did a puzzle with the boys, shared wine, & looked at Christmas lights. It was a fabulous evening.
-Received a $100 rebate for our newly installed pool pump. Excited to check out the energy savings. The energy rebate was going away at the end of the year, and the fuel efficiency is supposed to pay for itself in 12 months.
-Continued my ongoing saga of getting our supplemental 2017 property tax bill. I can't pay it unless they submit the bill, and if they don't get it to me to get the payment in before the end of 2017, I can't write it off against my federal taxes due to 2018 changes. The difference is around $8K, so it's a pretty big deal.
Based on other threads ( like this one: https://forum.mrmoneymustache.com/welcome-to-the-forum/republican-tax-plan-2017), prepaying 2018's bill in 2017 will no longer be allowed if the current tax bill gets passed. Look at this thread from newest to oldest to get the latest information.


You might want to get a second opinion before sending in  the check. Please share your results with others back here.

It looks like the other site seems to be in agreement that PROPERTY tax prepayments will still be allowed.

State tax prepayments are not allowed.

Lichen

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Re: What small things did you do TODAY to save money?
« Reply #10437 on: December 18, 2017, 11:21:41 PM »
No spend day!

A bout of insomnia last night. So I:
-Started dinner in the crockpot first thing this morning knowing I would be way too tired to cook this evening.
-Decided to stay in my PJs all day so I wouldn't feel the urge to leave the house.

Oh, I also started a journal in the forum! Yay, accountability and laser-like focus on our goals! :)

Eucalyptus

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Re: What small things did you do TODAY to save money?
« Reply #10438 on: December 19, 2017, 02:27:26 AM »
Ordered a new high quality adjustable Safety Razor from Amazon. My previous one broke when I dropped it in the shower about a year ago but it was a cheap model. This one should last me the rest of my life. I already have a few hundred blades (years worth...). This thing will pay itself back over and over again.

Sold a coffee grinder on gumtree (Aus craigslist) for $15.

Ate at home. Felt like eating out.

Prepared my budget and the Goodbudget ready for Thursday when my next pay comes in. Aiming to use Goodbudget for 12 months this time...last time I used it for about 6 months. But I need the discipline again. Cut some things down in my budget to be more brutal, like my eating out and food budgets, but I'm certain I'm ready for this.

Road2Freedom

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Re: What small things did you do TODAY to save money?
« Reply #10439 on: December 19, 2017, 06:14:06 AM »
Reduced our cell phone bill by $50/mo.  Our Sprint contract ended Dec 9 and the comparable plan was $50/mo less and had better options.  Best part is it didn't require signing a new contract.

marielle

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Re: What small things did you do TODAY to save money?
« Reply #10440 on: December 19, 2017, 08:02:49 AM »
I keep wanting to post here but everyday it would just be "Didn't buy anything". The last thing I bought was gas a week ago. Other than two auto-pay transactions for my donations and cell phone.

ERock

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Re: What small things did you do TODAY to save money?
« Reply #10441 on: December 19, 2017, 08:56:02 AM »
My work is having an ugly Christmas sweater day. Since I don't already have one, I went to the thrift store and bought one for $1.98!

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #10442 on: December 19, 2017, 10:19:48 AM »
-Took the day off yesterday to spend with the kids. Was planning to go to the movies, but plans changed, so no money spent.
-Kids asked for lunch out, but I convinced them to head home & make lunch & have holiday cookies. ;-)
-Took the kids to the library for holiday craft time
-Worked out at home

haypug16

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Re: What small things did you do TODAY to save money?
« Reply #10443 on: December 19, 2017, 10:44:54 AM »
Made DH and I delicious eggnog lattes. Saved about $10. Eggnog used was left by a friend that came to visit on Saturday so the only cost was a sprinkle of nutmeg on each :)
« Last Edit: December 21, 2017, 10:50:54 AM by haypug16 »

Linda_Norway

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Re: What small things did you do TODAY to save money?
« Reply #10444 on: December 20, 2017, 04:07:40 AM »
Receiving free lunch at the cafeteria at work. Sponsored by my employer.

Ecky

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Re: What small things did you do TODAY to save money?
« Reply #10445 on: December 20, 2017, 04:49:25 AM »
Stopped behind the local grocery store on my way home to pick vegetables out of their to-compost bin (basically dumpster diving). Nothing wrong with them, not even any bruises, they just got another shipment in and these had to go.

iowajes

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Re: What small things did you do TODAY to save money?
« Reply #10446 on: December 20, 2017, 07:21:28 AM »
My work is having an ugly Christmas sweater day. Since I don't already have one, I went to the thrift store and bought one for $1.98!

I'm surprised you found one. All the stores around here mark up the Christmas sweaters because they know people will be looking!

We had an ugly sweater party yesterday. Mine was not the only homemade sweater. My coworkers never cease to impress me, we are a frugal lot.

marcela

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Re: What small things did you do TODAY to save money?
« Reply #10447 on: December 20, 2017, 07:27:42 AM »
* Talked my coworkers into getting lunch at Sam's Club instead of a pricey restaurant
* Bought my remaining Christmas gifts on Amazon using Hilton points so no money out of pocket.
* The AC's been turned off for the past 3 days. Unfortunately we're hitting 80 again today so it might need to come back on tonight.
* Continuing to eat down the fridge instead of going grocery shopping. We are having some weird meals and I'm getting might sick of ground beef.

MaybeBabyMustache

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Re: What small things did you do TODAY to save money?
« Reply #10448 on: December 20, 2017, 08:18:58 AM »
-Used a $20 off coupon to help my son buy a gift for his friend for Christmas. (The money he spent is his, but this helped him get something that the friend would really like.)
-Cancelled date night, as both kids were not feeling well. My husband tried a new recipe (absolutely amazing), we did a puzzle with the boys, shared wine, & looked at Christmas lights. It was a fabulous evening.
-Received a $100 rebate for our newly installed pool pump. Excited to check out the energy savings. The energy rebate was going away at the end of the year, and the fuel efficiency is supposed to pay for itself in 12 months.
-Continued my ongoing saga of getting our supplemental 2017 property tax bill. I can't pay it unless they submit the bill, and if they don't get it to me to get the payment in before the end of 2017, I can't write it off against my federal taxes due to 2018 changes. The difference is around $8K, so it's a pretty big deal.
Based on other threads ( like this one: https://forum.mrmoneymustache.com/welcome-to-the-forum/republican-tax-plan-2017), prepaying 2018's bill in 2017 will no longer be allowed if the current tax bill gets passed. Look at this thread from newest to oldest to get the latest information.


You might want to get a second opinion before sending in  the check. Please share your results with others back here.

It looks like the other site seems to be in agreement that PROPERTY tax prepayments will still be allowed.

State tax prepayments are not allowed.

This is a 2017 tax bill. We live in a county that provides a "supplemental" tax bill, but there is a huge backlog. Bought our house the first week of February - still have not received our bill. We know how much it will be (fixed percentage, based on sale price), but cannot pay until the bill is posted. I have been tracking this daily with the assessor's office, so we are now besties. :-)

Correct - state tax prepayments are not allowed.
With regard to property tax prepayments, I've read both, so unclear where things will net out on the final interpretation.


Lichen

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Re: What small things did you do TODAY to save money?
« Reply #10449 on: December 20, 2017, 09:58:07 AM »
Another no spend day yesterday!

- Canceled my hosting account. I had been paying $100 a year simply to keep the email address, since I shut down the website and scaled back my freelancing when I went back to school. Stupid, but now that's $100 more a year toward FI!

- Did a free yoga video.

- Made a spreadsheet for grocery shopping. We are transitioning to once monthly shopping, except most produce and bread. Spreadsheet lets me make a monthly ongoing list that I can access from computer or phone. It's organized by quantity and store, as well. No excuses to forget anything ever again.

- Made a second spreadsheet with monthly budget caps for a few budget subcategories where we tend to overspend. I can update this real time on my phone, thus seeing when we are about to do something stupid and hopefully stopping it!

- Used Youtube to hone and refresh above spreadsheeting skills. New skill learned + insourcing task= win!

- Helped older son make some fancy spiral cookies for a birthday gift for his partner, using ingredients we already had.

- Library movie night and air popped, bulk purchased popcorn with fam made for lovely evening entertainment on a rainy day.