Hope you don't mind a long response... I think you're onto something with "business coach", "financial coach", etc. I'll bet you could easily start looking for clients and try out a lot of these services given your background/credentials, then just see what holds your interest, what is lucrative, people are willing to pay for, etc.
"1. Online Accounting (Perhaps teaching accounting because it may be too expensive for a frugal small business owner to pay for a monthly service.)"
Absolutely, teaching accounting/business basics for those who can't afford monthly or have time for a class/degree. Given you have an MBA, you could offer a service where you help advise business owners with how to cut costs, waste, ideas to find clients, organize time, etc. FarmerPete brings up a GREAT point about not knowing what to charge, or feeling guilty about charging for time, so having someone who could tutor/advise would have been amazing when I first started. I would have loved a business analysis (like a P&L statement, and some suggestions about how to improve). If you're brave, you could say "no cost if I can't find anything to improve." I'm sure there's a lot of people who have questions about basics - how to separate personal from business accounting, best way to keep track for taxes, what is deductible, etc. If my accountant had offered a side service like this, I would have jumped on it, although the first couple years my business wasn't very lucrative - I was probably making $25/hr for my contractor services, and income under $10k (in addition to having another job). So even $100 might have been a lot of money for my business back then. I started taking business classes around then, which were probably $200-300 each (total of tuition and books).
If you're open to teaching classes, you could do workshops or clinics (my bank has how-to presentations on the weekend sometimes - how to buy a house, etc. The local community college has one-day classes on various topics by non-professors). That could be a great way to gain clients.
"2. I have held over 25 different jobs exploring a variety of industries. I can certainly help anyone makeover their resume and prep them for an interview. Also help them break into a new field."
I think it was on this category of the forum, but recently there was a homeless man who was asking for resume help and how to better present himself in an interview. His questions and mindset were interesting to me. I imagine there are a lot of people who need these kinds of services, i.e., practice interviews, resume assistance, etc. That could also include career counseling, goal setting (how to get from where you are into the job you want). Maybe it's figuring out how to manage time/budget to go to school while working, or deciding if it's financially worth moving closer to your job.
"@Act01 - Could you possibly go into more detail about this statement? " integrates long term financial planning with day to day decisions in a meaningful way" thanks!"
I think you summed it up with "financial coach". Mint can help me calculate, "my student loans will be paid off xx months early if I pay xx extra." But I can't seem to figure out whether it's better to put $100/month towards that, put it all in savings and pay off the loan in cash in 10 years, or do nothing. What combination will give me the most money in 10 years? That's where this forum has been amazing. I'd definitely pay someone local for that kind of service - maybe a couple times a year having an hour conversation where someone else looks at my numbers or tax return and says, "you could gain a lot here by making this small adjustment." Or someone who could end the ongoing discussion with my husband, "Will we see a return on our money if we replace our roof now?" There was another thread recently (a case study) of a guy who was helping an older couple he knew with their financial situation, sorting out these types questions, like which car loan to pay first, or should they refinance their mortgage? Who knows if the couple will take the advice, but it's a lot easier to make those decisions when you have real numbers in front of you.
There's a great book I read called "Seven Stages of Money Maturity", which pretty much sums up what I'd love to have (I think the author calls himself a financial planner). He used to be an accountant, but said there was only so much he could do seeing his clients once a year (and not being able to dig much past what he needed to know for taxes). He works with his clients now to help establish goals, figure out the steps to get there, and then help get past hurdles relating to their relationship with money. The advantage of that kind of work is that you are probably going to find clients who are motivated, good earners, etc. That book and "Millionaire Next Door" had a huge impact on my thinking about money, and seeing a new light at the end of the tunnel other than debt (all I saw was an endless money pit - 30 years to pay off my house and student loans - not that I could feasibly retire at 45 without making a lot of life changes).
One thing to note, also - I think there's something to be said of offering services on a sliding scale. I remember when I was 24 or 25 and earning $25k a year, and going into a financial advisor's office with a $400 check from a 401k to rollover. I remember feeling like I was probably such a fly on the wall compared to the money he was dealing with, but he treated me with the same level of respect and seriousness that I'm sure he did with his high end clients. Had he not retired, I would have seriously considered keeping some of my money with him (even with the fees) because of the relationship and trust level we had built. So, the real success of this type of business may come from building one-on-one relationships, finding the right people who actually want assistance (not in denial or looking for a quick fix), and growing with them.