I work a potentially dangerous job, it can be a death trap at times. I have been their for 12 years and have 10 more years until I can retire. At retirement (50 years old), I would be eligible for a good pension approximately 2800 a month and access to a 401k. I currently have $55,000 in the 401k, hopefully $200,000 by retirement. I don't mind the daily job I do because I am out of harms way. At times I am put into a job that could cause injury, death or make me liable to a lawsuit. I have not enjoyed the negative aspects of this job from day 1. I took this job on because of the good pay, pension, health insurance guaranteed at retirement and stability. This job will never go away. Two things are holding me back from leaving, 1. Father in law retired from same company, 2. Retirement benefits. Father in law is a factor because he wants me to stay and if I don't my family will have to depend on him not pulling the plug on a situation that would be helpful. That situation is 55 acres of land with a dwelling that needs work and a small expansion into it for a lifetime home. No mortgage on potential home/land. My wife has wanted to go 3 years ago. She doesn't care about being rich just wants to be happy, we have 2 children one with special needs. This job will never make us rich but will provide for us at retirement (pension). Currently we live pay to pay, if we move we would be pay to pay, probably pay to pay in retirement. We live relatively frugal now, small farm ( egg chickens, meat chickens and turkeys), can our own food, make our own laundry soap, etc.. Only have 1.5 acres now can't do much more now on the land. All of my income goes to monthly expenses hers goes to food, gas, basic needs. Just wanting some opinions on what we should do.