Hi all,
Should I include these in my retirement stash? If yes should I put it with different consideration or calculation?
- the property I am living in. It's not yielding rental since I am living there and it has ~5% appreciation annually.
- life insurance. Doesn't generate dividend or interest but covers illinesses and I will have a lump sum withdrawal at 60 (or some age)
- another property which I have not fully covered but rental is covering my bank loan and it will be paid out in ~ten years. Annual property appreciation is ~5%
Also what is the suggested percentage for cash savings? That be mostly in TD I guess.
Many thanks in advance! :)