Author Topic: Mint alternative  (Read 23108 times)

boarder42

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Re: Mint alternative
« Reply #50 on: November 28, 2014, 08:54:21 AM »
Ynab costs money.

Check out personal capital. I like it a lot more than mint.

catccc

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Re: Mint alternative
« Reply #51 on: November 28, 2014, 07:38:28 PM »
Ynab costs money.

Check out personal capital. I like it a lot more than mint.
true, but since this forum is going to crap with all the talk of nannies and boats, this can just be another exception! 

Well, really, we all use $ for the expenses in which we find a respectable return of value.  I have to admit I kinda felt like a sucker when I first shelled out my $24 for YNAB a year ago.  I was influenced by the raves from other forum members and the pressure of the limited time 2013 black friday sale.  Unfortunately, I don't think I would have loved it in the first 34 days, though, which is the length of the trial.  But I couldn't do the trial if I wanted to take advantage of the Friday sale.  It was a gamble, but I got lucky as it turns out I really love it. 

But I really use it as a day to day tool and not a big picture tool.  I still rely on yodlee and/or month net worth reviews for that.  I'll check out personal capital and see if they have some fun charts or something...
« Last Edit: November 28, 2014, 07:42:52 PM by catccc »

scrubbyfish

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Re: Mint alternative
« Reply #52 on: November 28, 2014, 08:00:28 PM »
Well, really, we all use $ for the expenses in which we find a respectable return of value.

Yep, I'm willing to pay for things that bring me a return on investment. YNAB has done that many, many times over (and I'd tried many other options before, that simply didn't).

I, too, don't think I would have bought it after a 34 day trial period. It took me a few goes, at different points over 18 months, to get into it. It was only when I didn't gain from other methods that I finally committed to doing what YNAB said, lol. Of note, it was only because I had already paid (full price) for it that I was motivated to give it a real go finally.

madmax

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Re: Mint alternative
« Reply #53 on: November 29, 2014, 12:18:11 AM »
Of course given some time and dedication you could mostly replicate the functionality of YNAB using Excel. I'm not sorry that I paid for it though, it has paid for itself many times over. I just hate the archaic way of syncing using Dropbox and the Adobe app when pretty much everything else is browser based.

Sid Hoffman

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Re: Mint alternative
« Reply #54 on: December 01, 2014, 09:26:24 AM »
That's so unusual Sid.  When I contacted PersonalCapital they were very responsive especially after I submitted a technical concern through the online link.  Try sending them another email and see what happens.  Alternatively, if you already had your one hour consultation (regardless if you decided to retain their services) consider reaching out to the CFP and see if they can help you too.  When I brought some issues up the CFP I interviewed was very helpful, even though he was not the person who directly helped me, he connected me to the correct people. YMMV. Good luck.

We're at 10 days now since I opened my first support case that they closed without taking any action at all, and 7 days since the second case I opened.  Granted, Thanksgiving was one of those days, but still: this is a financial services company.

In the mean time, the problem has actually gotten worse, as they have lost almost all of my credit card transactions for both November and now October as well.  I'm not sure why I would use a financial services company that simply loses my finances and then never does anything about the support cases I opened up.  Seriously: They want you to hand over your life savings to them to manage but they care not one whit about losing your financial records.

I'll give them another day or two but I think I'm going to have to close my Personal Capital account.  Support is everything when dealing with money, especially when dealing with your life savings.  You can't trust a company with all your money if they are run like a small-time smartphone app company, except with far worse than average support.  Doing stuff like just closing support cases without actually solving anything is often a sign the company is broke and getting ready to go under.

sobezen

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Re: Mint alternative
« Reply #55 on: December 04, 2014, 06:25:09 PM »
That's so unusual Sid.  When I contacted PersonalCapital they were very responsive especially after I submitted a technical concern through the online link.  Try sending them another email and see what happens.  Alternatively, if you already had your one hour consultation (regardless if you decided to retain their services) consider reaching out to the CFP and see if they can help you too.  When I brought some issues up the CFP I interviewed was very helpful, even though he was not the person who directly helped me, he connected me to the correct people. YMMV. Good luck.

We're at 10 days now since I opened my first support case that they closed without taking any action at all, and 7 days since the second case I opened.  Granted, Thanksgiving was one of those days, but still: this is a financial services company.

In the mean time, the problem has actually gotten worse, as they have lost almost all of my credit card transactions for both November and now October as well.  I'm not sure why I would use a financial services company that simply loses my finances and then never does anything about the support cases I opened up.  Seriously: They want you to hand over your life savings to them to manage but they care not one whit about losing your financial records.

I'll give them another day or two but I think I'm going to have to close my Personal Capital account.  Support is everything when dealing with money, especially when dealing with your life savings.  You can't trust a company with all your money if they are run like a small-time smartphone app company, except with far worse than average support.  Doing stuff like just closing support cases without actually solving anything is often a sign the company is broke and getting ready to go under.

Can you update us Sid on what happened with Personal Capital? Thanks!

Sid Hoffman

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Re: Mint alternative
« Reply #56 on: December 04, 2014, 11:01:49 PM »
Can you update us Sid on what happened with Personal Capital? Thanks!

I know I asked them for an update earlier this week and just got a quick reply saying they will update my case file.  In the mean time I made some changes to the way I track expenses in my old spreadsheet in case I can't get Personal Capital to work at all.  Another possible option is to delete that credit card and recreate it, but the very first message they sent to me was a warning not to do that because it could confuse the expense tracking even worse.  I'm hopeful to at least hear from them by Friday afternoon, even if just an acknowledgement that they really are working on it.

Mesmoiselle

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Re: Mint alternative
« Reply #57 on: December 05, 2014, 12:20:29 AM »
Ynab costs money.

Check out personal capital. I like it a lot more than mint.

The YNAB training classes give away free copies and the odds are super high. I won mine in five classes. My MIL won hers in 7 classes. And they don't stop you from repeating the live classes.

gatorNic

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Re: Mint alternative
« Reply #58 on: December 05, 2014, 05:42:29 PM »
The YNAB training classes give away free copies and the odds are super high. I won mine in five classes. My MIL won hers in 7 classes. And they don't stop you from repeating the live classes.

Good to know.  I might have to try the classes, so far just playing around with haven't really gotten into a good flow with it.