This just doesn't seem like a question for these forums...it's more of a personal decision.
I second that you could be depressed. It doesn't sound like any situation will satisfy you and that is definitely a sign of depression.
If the noise is a big enough issue for you to move, you'd do it. You wouldn't have to ask us. We can't decide whether withering down your savings is a good idea, although in general it definitely wouldn't be. Those savings should be ideally locked away in investments if you asked any of us, because I doubt many here keep large emergency funds and cash on hand. We also don't know how good your future prospects are, making it even more difficult to make a decision.
I think most of us woild have already at least moved out of NYC with no job and living off savings. But you're not willing to do that, so I say just do what will make you happy.
Heh, maybe? I've never ever been satisfied. Like the friends that I've had throughout my life, I didn't have them because I liked them. I had them because it was something to occupy my time. The boyfriends that I had, I didn't have them because I liked them, they were something to occupy my time. My parents, I don't particularly like them or love them, but I have to deal with them until they die. It's my fiduciary duty. I view people as a liability not an asset. This is why I stopped having friends and relationships, what I get out of relationships isn't worth it to me. Hanging out with people means doing shit that I don't want to be doing. I'm selfish. I'm also very fastidious about things.
A large fund allows me to do whatever I want without having to consider anyone else. Ie: deciding to get a Masters degree. I don't have to work and I can pay for the degree 100% without taking out loans. This way my energy will be spent on my grades, studying, and networking. I have the freedom to choose what I want. I have the freedom to turn my future into what I want. I wouldn't have a large fund unless i had something planned for it. I wouldn't necessarily call the entire thing my eFund, but I don't distinguish my eFund from my other funds.
Where would I move to? I have never lived anywhere but NYC.. well I lived in Moscow but I don't remember it. All of my family is here and I have to be in the vicinity of them because I help them out often. All of the jobs are in NYC. It's easy for people to say that I should move, but where without elongating and complicating my commute to the city and to my family/parents?