US Bank Cash+ Visa Signature card
1% on everything
2% on gas/groceries/drug stores (pick 1 each quarter)
5% on dept. stores/furniture stores/restaurants/cell phone/charity/etc./etc. (pick 2 each quarter, valid on first $2500/category)
I have 2 separate accounts with them, so I get 2% gas and groceries, 5% cell phone, dept. stores, restaurants, and one category I change if I have any major purchase. I did Hotels last year when I went on a trip, I could do electronics if it was time for a new computer or TV or something, and now that they are adding Sporting Good stores to the line up I will choose that and stock up on ammo at 5% back :).
They used to have 5% back on all bills(not just cell phone), & airlines/home improvement stores used to be options... so pay outs are getting lower.. those changes go in to effect at the end of this quarter & then I will be cycling through some sign up bonus offers, $100 Chase/BOA, $100 REI gift card offer, perhaps an Airline card if I go for a trip!