My wife had a 401k through her employer, but converted it to a Roth IRA when she stopped working to begin SAHM duties when our first was born in 2015.
I've had two investment pros tell me two different things, so I'm here asking:
Can we still contribute to this account even though it is in her name and she is not earning an income? What designates an account as a spousal IRA...or does it even need that formal designation?