Author Topic: What's your highest single credit card limit?  (Read 25553 times)

GizmoTX

  • Handlebar Stache
  • *****
  • Posts: 1450
Re: What's your highest single credit card limit?
« Reply #50 on: January 18, 2015, 11:01:52 PM »
$53K for DH, $47K for me, plus 4 other cards. Zero debt except for current month balances, always paid in full. The banks have increased the limits over the years without us asking. I have no idea what the APRs are & don't care.

JetBlast

  • Bristles
  • ***
  • Posts: 496
Re: What's your highest single credit card limit?
« Reply #51 on: January 18, 2015, 11:03:33 PM »
Three cards, highest is an $8k limit on a BofA cash rewards card. Credit score ~800.

No idea what the interest rates are on any of the cards as they are always paid in full each month.

gooki

  • Magnum Stache
  • ******
  • Posts: 2917
  • Location: NZ
    • My FIRE journal
Re: What's your highest single credit card limit?
« Reply #52 on: January 18, 2015, 11:53:20 PM »
$1,000 limit on a Visa card.

NICE!

  • Pencil Stache
  • ****
  • Posts: 682
  • Location: Africa
Re: What's your highest single credit card limit?
« Reply #53 on: January 19, 2015, 12:53:07 AM »
Isn't it amazing how much credit we've been offered, collectively?

Have any of you ever made any baller moves where you had a large purchase (say, $10k+) and threw it on a CC just to reap those sweet, sweet rewards? Of course you paid it off immediately.

Vandal09

  • 5 O'Clock Shadow
  • *
  • Posts: 18
Re: What's your highest single credit card limit?
« Reply #54 on: January 19, 2015, 04:32:21 AM »
Bank of America.. some sort of rewards card, but I don't charge on it these days. $12.5k balance and a credit score around 780.

trailrated

  • Handlebar Stache
  • *****
  • Posts: 1136
  • Age: 36
  • Location: Bay Area Ca
  • a smooth sea never made a skilled sailor
Re: What's your highest single credit card limit?
« Reply #55 on: January 19, 2015, 01:51:54 PM »
Sooooo my score went from a ~670 to a 748 in a week... does that sound like they made a mistake? I got a 4k credit line increase and a collection account from 7 years ago just got dropped from my report. Still that seems like a crazy high jump to me.

dunhamjr

  • Stubble
  • **
  • Posts: 241
  • Age: 48
  • Location: Kent, WA (Seattle)
  • mustachian in training est. July 14
Re: What's your highest single credit card limit?
« Reply #56 on: January 19, 2015, 01:52:54 PM »
Sooooo my score went from a ~670 to a 748 in a week... does that sound like they made a mistake? I got a 4k credit line increase and a collection account from 7 years ago just got dropped from my report. Still that seems like a crazy high jump to me.

maybe a little high... but those collections are usually a very bit hit on the score.

dunhamjr

  • Stubble
  • **
  • Posts: 241
  • Age: 48
  • Location: Kent, WA (Seattle)
  • mustachian in training est. July 14
Re: What's your highest single credit card limit?
« Reply #57 on: January 19, 2015, 01:53:44 PM »
Isn't it amazing how much credit we've been offered, collectively?

Have any of you ever made any baller moves where you had a large purchase (say, $10k+) and threw it on a CC just to reap those sweet, sweet rewards? Of course you paid it off immediately.

not a car... but i did pay for a $25k foundation repair on one of my rewards cards.

ShoulderThingThatGoesUp

  • Magnum Stache
  • ******
  • Posts: 3053
  • Location: Emmaus, PA
Re: What's your highest single credit card limit?
« Reply #58 on: January 19, 2015, 01:56:03 PM »
I put a fancy fridge (maybe $3k) on a credit card. Amex rejected it the first time as possible fraud, so I had to call them.

My highest credit limit is $10k, I think, which is what Capital One Quicksilver gave me when I signed up.

moustache1979

  • 5 O'Clock Shadow
  • *
  • Posts: 48
Re: What's your highest single credit card limit?
« Reply #59 on: January 19, 2015, 03:22:58 PM »
$27.5k, $25k, $20k, $15.1k $14.1k,, $7.5

Lots of cards to play rewards cash back games. ...