Author Topic: What's your budget?  (Read 19495 times)

jlcnuke

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Re: What's your budget?
« Reply #50 on: September 26, 2017, 05:01:32 AM »
Wow. You guys are amazing! I'll post and screw up the curve.  :)

Housing = $770
Vehicle Gas/tolls, Ins, Maint + Reg = $634 (don't ask....)
Car payment = $323
Utilities = $400
Groceries = $450
Dining + Entertainment = $200
Medical = $100
Vacations = $100
Life/Umb Ins =$83
Gifts = $80
Allowances = $100 ($50 each "blow" money)
Clothing/hair/personal = $50
Misc = $50

Grand total = $3340

If it helps me not get flamed, we are at least under budget in most categories. And we are over budget for income! (Also this does not include our retirement and savings categories, not does it include the kid's college which we are cash flowing.)

ETA: This is for two people living in the New England area.

LOL! Here, I'll actually screw up the curve:

The "bad"
Primary housing + housing expenses, utilities = $485
Retirement home + housing expenses, utilities, & phone = $1,531
Transportation (car savings, gas, insurance) = $282
Insurance (not including those deducted from paycheck) = $46
Food = $882
Pet + household stuff + personal care items = $90
Entertainment (all, including vacations averaged in) =$1,270

Total = $4,586/month

The "good"
401k contributions (self) = $1,500
Brokerage/savings = $1,192
IRA = $459

Total = $2,851/month

Not very "mustachian" for a single guy, but still around a 40% savings rate so I'm happy with it.