I was recently hired-on by a large company and I signed up for 2014 vision insurance since the cost of coverage for 2.5 months (Oct - Dec 2014) is minor and I figured I could get an eye exam before the end of the year and if necessary buy new glasses, and thus easily get a good return on the spent dollars. Today is the last today of Open Enrollment for 2015 and I planned on opting-out of vision insurance for 2015 since I highly doubt I would need an exam and glasses next year. Probably I would sign-up again in 2016. Seems simple, but I was just wondering if my plan makes sense, or am I overlooking something? Maybe you all can see this situation more clearly and offer me advice.