The opposite happened to my parents
Back in the 90s they bought a VCR and put it on one of those 0% payment plans where you don't pay at all for a few months (not mustachians)
They totally forgot about it, and the bills started getting sent to someone with the same name one state over, and that guy ignored them. Eventually they sent the guy one state over to collections, and he still ignored them.
Eventually the collections company figured out they had the wrong person, so like a year after being "sent to collections" they finally got in touch with the right people... I forget how it went after that, but i think there was some back and forth about how you can't accuse someone of not paying a bill if you never actually sent them a bill...
Anyway, moral of the story is you have no reason to be stressed! If you get a second letter just send it back
Happened to us twice.
We were sent to collections for an unpaid traffic ticket for running a red light (camera ticket). We called the company. We called the police. We had no idea what they were talking about. They said "you live at XXX First street". We said "no". They said "you used to live at XXX First street". We said "no. We have never lived there. Our former next door neighbors live there, and they moved there a year ago."
So...when the next door neighbors moved, they filled out a change of addy form with the post office. Now, our street address is 1234. Theirs was 1234 1/2.
Apparently, this was enough to trigger a whole lot of our mail AUTOMATICALLY getting sent to their new address, even though the name didn't match. INCLUDING MY 401K DOCUMENTS. Some companies just routinely check the post office database. So, that's what happened. Eventually, we get the CHP to forward us a copy of the ticket. Yep, it's totally us. We pay the original bill only, to the CHP. They waived everything else, obviously. Funny thing though, the DMV, voter registration, AND the collections agency were able to find us.
Even before then, we were in a new rental. About 7 months in, our electric gets shut off. Why? It got shut off on a Friday night after close of business. We call the electric co. "You haven't paid your bill!" Okay, where are you sending it? "PO BOX..." We don't have a PO box. Further, when we moved in, we called to change the electric bill over to our name. They goofed and sent it to someone else.
Now, wouldn't you think that if someone didn't pay their bill, you might want to bill them ... I dunno... at the actual address where you are providing power? No?
In any event, we spent the night in a Motel 6 and they reimbursed us for that, dinner out, etc. But they didn't reimburse me for lost ice cream.
We have gotten many many collections calls for "other people" and we just tell them that they have the wrong address.
My husband has a very common name. One time, a guy with his name was kidnapped. Those were some strange phone calls from the press.