Can someone help me out with the math here? I have two school bills, one for $6k and one for $11k, both accept credit cards but at a 3.5 and 3% fee. That seems incredibly steep and not worth the points, but just wondering if I am wrong on that score. I have the southwest visa which is 1:1 (already met the main points bit.) . My spouse could open another southwest card, but that still seems steep. I'm guessing I should just pay by check. Anyone better with points know the answer?
Thanks.