Hey guys,
So I'm an English guy working in San Francisco on a pretty permanent basis. I'm no longer considered a resident in the UK, so I can't open tax-free savings accounts there. However, I don't have citizenship in the US, and it's likely that I won't retire in the US either.
My work offers a 401k with no matching whatsoever. I asked our planner what I should do with regards to opening a 401k, and she was warning that if I plan to take it out early then I'm likely to face hefty penalties, and all that jazz. I figured that this forum is full of some people who will definitely be knowledgeable on this topic!
So, I'm now accruing a salary that I spend very little of, and I have nowhere to put it! Help me!