Thanks everyone! I will def look more into it, but I got the insurance information (member ID and group number) and already scheduled my appointments. I will double check about pregnancy but the plan is $300 deductible and $1,500 max OOP for each member with a max of $900 and $4,500 per family. Yeah, my husband's HR lady confirmed that he can cancel his insurance. His deductible is higher than the one I just mentioned and I didn't use any deductible towards insurance this year, so we're good to switch over without worrying about carrying over the deductible.
I also realized that after pregnancy I'm not sure I'd utilize my benefits much since I am healthy and usually just go for my well woman. I'm thinking about those chiropractic visits since I do slouch and already have to pay about $91 a month for the health insurance, dental and vision combined. It's not bad if you use it, but I've generally not used insurance much aside from my yearly well woman exam which is covered (with this and most insurance plans). I can't really see myself trying to optimize my plan aside from chiropractic, dermatology and maybe seeing an allergist for my allergies. Maybe just check in with the cardiologist, too, since I went last year bc my PCP said I had a common yet slight heart murmur which the cardiologist concluded as pretty much nothing to worry about. I know it's good to have insurance especially when you're pregnant since it's a high expense, but my company only has that plan, so if I'm not using it, then well, I'm just not using it. Anyways, thanks again, everyone!