Hello,
I am a married 26 year old man. This upcoming Fall Semester will be my last as I will be graduating in December. My Wife will graduate college next Summer. We have two cars that are paid for (I bought a new one before stumbling upon MMM, paid it off in 3 years). We have zero debt and zero student loans. We have paid out of pocket for our schooling (this has added a few extra semesters since it is hard to fit school around a full time work schedule). We were afraid we were going to have to take out student loans, but luckily my parents have an empty upstairs and offered us free rent for a year (little embarrassed to admit that).
I have worked at the same company for 5 years and have been doing a 401K for the last 4. They match up to three, and half up to 5. So I put in 5% and they contribute 4%. I just recently started a Betterment Account and have $50 a week going into that (2600 annually). I have 1000 going into savings each month, and the rest of what we makes goes to Groceries, Gas, Car Insurance, Phone Bills and the almighty Tuition (Tuition is anywhere between $14k and $20k each year).
The goal is to just save as much as we can so we can buy a house when we leave my parent's home next spring.
I guess I have a few questions, should I up my 401k contribution even if they aren't matching it? Should I put less in savings and more into my Betterment account? And I guess, should I be doing anything differently? I know that is hard to tell because you don't know me, and I have not told you everything you need to know, but I guess I am just wondering what am I doing right, and what can be done better/different.