Author Topic: Traditional vs Roth IRA Calculator  (Read 1018 times)

jeromedawg

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Traditional vs Roth IRA Calculator
« on: August 17, 2015, 03:46:56 PM »

MDM

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Re: Traditional vs Roth IRA Calculator
« Reply #1 on: August 17, 2015, 04:23:47 PM »
Some problems:
1) It requires you to enter your own withdrawal tax rate.  That is the biggest unknown in this type of calculation.
2) When entering 25% for both the "current" and "retirement" tax rates, and with less than the maximum allowed annual contribution, it favors Roth over traditional.  Under these conditions the results should be identical and neither should be favored.