i guess i am a little confused .
let's say like the example in the article i am 30 and have 100k in my 401k.
But i would like to retire before 60. let us say, i want to retire at 40.
in order to have money for years 40-60,penalty free, it would have to come from my taxable investments/IRA roth/real estate, correct?
so does that mean i should start directing more of my income towards post tax investments.
because currently maxing out a 401k and an IRA roth every year, that does not leave a ton of income to invest after taxes.
i am further confuzzled because i like taking advantage of the pre tax contribution to my 401k as my marginal tax rate is rather high.