Hey. So I recently sold a few things on Ebay and am currently about $10k in the positive of funds that I have no use for. I currently have maxed out my Roth IRA. The general consensus I assume is to even that amount out over the course of the remainder of the year and have it deducted from my paycheck into 401k. This way I can avoid any turbulence in the market. Is this the best thing to do, or can I just spread it out over the next 3-4 paychecks (bi monthly)? I just fear that inevitably the market will go up by the end of the year, and by holding some of it out, I will be missing out on the potential gains. If so, I'd definitely leave the remainder in my savings to gain the 0.8% interest in the meantime.
Thoughts?