My monthly expenses, removing all housing, insurance, car, gas, utilities, and food, is approximately $2400. Unfortunately I live in a rough neighborhood where you can find semi-affordable housing, but shootings, violence, and gangs are pretty common so I would prefer to pay $300/month additional for that safety. In 8 months when my lease is up, I am going to look for a cheaper place though further from work. My net pay per month depends on my 401k %... 6% I net about $3100/month and 15% I net about $2400. I have no dependents and rent an apartment. I have a newish Subaru Outback which is extremely reliable and still under warranty. I also currently live ~3 miles away from work. $200 maximum out of pocket for healthcare. $1500/year max totaled I would pay before company pays the rest.
My credit is 760 and have great credit cards that I originally used to churn, but now are empty and I cycle them weekly just to get some usage on them.
I guess I'm in the middle. I have no dependents, but I also am new enough to a career where the lions share of my salary is going to expenses.