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Learning, Sharing, and Teaching => Ask a Mustachian => Topic started by: jhess002 on July 11, 2017, 11:02:36 AM

Title: Thoughts on Changes to TSP and Fed Gov Buyouts?
Post by: jhess002 on July 11, 2017, 11:02:36 AM

For those of us who are federal employees, it looks like there are changes coming to the TSP:

https://www.washingtonpost.com/news/powerpost/wp/2017/07/11/q-and-a-for-federal-workers-new-tsp-investment-withdrawal-options/?tid=hybrid_collaborative_2_na&utm_term=.fa29192876dd

And, the administration would like to increase the buyout limit from $25,000 to $40,000:

https://www.washingtonpost.com/news/powerpost/wp/2017/07/11/trump-administration-wants-to-boost-value-of-federal-employee-buyouts/?hpid=hp_local-news_powerpost-12pm%3Ahomepage%2Fstory&utm_term=.bef3ef1ab0fe 

Any thoughts on these new developments for mustachian federal employees.

Title: Re: Thoughts on Changes to TSP and Fed Gov Buyouts?
Post by: Fomerly known as something on July 12, 2017, 11:29:58 AM

Buyout, what's a buyout?

Seriously my agency won't be doing any as we are severely understaffed.  (We didn't have to stop hiring for 90 days).

As for TSP.  I'd like more options for withdrawal although since I'll be out before 59.5 my options are going to be "limited" outside of rolling over for a "Roth ladder" anyway.  As far as outside investments; meh, being able to add in other passive indexes could be good for variety but they seem to be saying they will open for Active funds, thanks but no thanks.  That will also likely raise overall administrative fees which will be bad.