When I joined this forum and asked about moving money from the US to New Zealand efficiently, I received helpful advice and hence signed up with XE.com (XE-Trade). CanuckExpat introduced me to the notion, and after study I am ready to give them a go. If anyone has a better idea or any negative feedback about this company or their process, I'd like to know now. As well, should I test the process with $5k to start or quit being so overly cautious? They do have some negative feedback as they have grown, but only after LOTS of satisfied customers making money transfers. Thanks, JD