Author Topic: Tax Loss harvesting wash sale rules with an HSA?  (Read 1160 times)

Swat

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Tax Loss harvesting wash sale rules with an HSA?
« on: November 05, 2016, 08:20:41 AM »
Just starting to explore the idea of TLH with my taxable account but I'm trying to understand some of the rules regarding wash sale rules. If I want to harvest a loss in my taxable account (TSM--> 500 index) but within 30 days, I automatically have money in my HSA invested into 500 index (company does automatic payroll deductions), is that considered a violation? Essentially, are HSA transactions figured into the wash sale rule?

Also, same question applies with 401k/403b. Are automatic investments made within employer sponsored accounts subject to the wash sale rule as well? I know they are with IRA/Roth IRA.

Gin1984

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Re: Tax Loss harvesting wash sale rules with an HSA?
« Reply #1 on: November 05, 2016, 10:07:06 AM »
Yes they are.

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cheapass

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Re: Tax Loss harvesting wash sale rules with an HSA?
« Reply #2 on: December 03, 2018, 02:05:20 PM »
Yes they are.

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What is this assessment based on?

walkwalkwalk

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Re: Tax Loss harvesting wash sale rules with an HSA?
« Reply #3 on: December 03, 2018, 02:20:03 PM »
same post here: https://www.bogleheads.org/forum/viewtopic.php?t=202696

review the replies there

cheapass

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Re: Tax Loss harvesting wash sale rules with an HSA?
« Reply #4 on: December 03, 2018, 02:25:22 PM »
meh, I'll take the IRS's word on it.