Also, re your taxes. You can do them yourself, there's tons of software options you can use in lieu of the pencil and paper approach. Yeah, it sounds scary, but it doesn't have to be. Don't automatically assume you can't handle it! When you get around to doing them, if you have questions there's a tax section now on the forum. I spent last tax season skimming and trying to help out with tax stuff where I could, and there's other accountants on here who were doing the same. Plus, some non-accountants who knew what they were talking about as well.
The IRS has some good resources on their website, including lists of tax prep websites.