The Money Mustache Community

Learning, Sharing, and Teaching => Ask a Mustachian => Topic started by: blackjack on September 02, 2013, 12:38:39 PM

Title: Take your money out the bank?
Post by: blackjack on September 02, 2013, 12:38:39 PM
http://www.youtube.com/watch?v=M-2eJQqXm7s

thoughts?
Title: Re: Take your money out the bank?
Post by: joleran on September 02, 2013, 06:48:29 PM
Well, don't put your entire retirement in a bank account, particularly not a single bank.  Problem solved.

Title: Re: Take your money out the bank?
Post by: TheDude on September 02, 2013, 09:12:44 PM
Haha what a funny video. We are not Cyprus. We will just print money . I may devalue your money but they wont ever take it.
Title: Re: Take your money out the bank?
Post by: Mr.Macinstache on September 03, 2013, 01:04:46 PM
I think you need to look at your bank. My bank will only let you take out $250 per day from an ATM, only use $1500 max on a single purchase with your debit card. I am thinking of changing banks for this reason.

With rates so darn low, what is the advantage to letting the bank hold your money, besides the convince of paying bills?

Also, yes we have FDIC. But if that is needed, you won't be the only one who needs it. It will be a large pool of customers all at once. So there will be some issue getting your FDIC reimbursement in the event you might need it.
Title: Re: Take your money out the bank?
Post by: Dr. A on September 03, 2013, 01:11:42 PM
"you have money in your credit card account"

"ATM machine"

... couldn't get any farther