Any headgasket issues for these series of Subaru engines?
I myself have always been a better safe than sorry type with regard to timing belts, even on my non-interference Toyotas and Mazda vehicles I have owned. Especially for any Honda vehicles, with their self destruct design. I do all the work myself, so that is a factor of convenience/knowing the job is done right; just the same a broken/jumped belt sucks for anyone at any time. I have seen original belts go 300,000 + miles, but man are you tempting fate. Might also factor in other items to replace, if you do the change; idlers, tensioners, cam and crank seals, waterpump if applicable, etc.
My gut says if a quality belt was used and installed properly, no problems of being harmed with bad other components/oil swell, or too slack, it probably will as stated earlier be just fine.