The Money Mustache Community
Learning, Sharing, and Teaching => Ask a Mustachian => Topic started by: bluetick on November 17, 2017, 07:42:49 PM
-
Hey All,
A few months back I refi'd with SoFi and got a $300 sign up bonus via the MMM affiliate link. Everything is going well so far at Sofi. BUT Commonbond is offer a $500 bonus through StudentLoanPlanner.com. The rates are exactly the same. Thinking about switching over and then perhaps repeating with a few of the other Refi companies in a few months. My reservations are the multiple hard pulls on my credit report and my moms as she would need to cosign and losing the 7 payments at SOFI toward the 36 I need to release the cosigner. My rate is 4.9% for 10 years, but Im trying to pay it off in five.
Any Thoughts?