Yay or nay? Wasn't sure if it made sense or not. We have enough cash to live on for a year, plus taxable accounts and old Roth's available on top of that. Taxable accts equiv. to 2 years living expense. However, we'll be selling our home and should net 5 years expenses. I prefer to avoid selling 401k/tIRAs, taxable, and Roth's. Just wasn't sure if I should keep the extra 13K (next year) in cash or go ahead and fund another Roth.