To preface the discussion, my wife and I have enough assets to cover our needs in perpetuity. As background, I left an employer and went to a company where I cashed out my equity upon a change in capitalization. We had the option of stopping working, but my wife did not want to (oldest child heading off to college, youngest finishing 7th grade). We are 51, 50. When I reviewed our credit card bill (my wife pays the bills), there was $100/month for Starbucks plus another $200 in lunch spending. Our combined income is over $1M gross annually and I have continued to work as my wife did not want to stop and I was bored. Plus, it enables us to pay for school for two children at the Washington Jesuit Academy. At one level, the spending does not matter overall — my wife earns what I do, and $4k a year is not material. However, it seems like pure waste to me and I cannot get over that. My wife believes it allows her to build relationships with her colleagues, but it just seems wasteful to me. That said, I spend more on beer than is rationale and I imagine I should let it go? I grew up poor — scholarships for college and graduate school. Any thoughts welcome