Hi all,
My HSA administrator owes me an updated 1099-SA. I know what it's going to say, but they're not going to get it out by the filing deadline. I really don't want to bother with getting an extension and filing after 4/15, in part because it would mean deferring or complicating getting back a big state refund. Is it safe to self-report a 1099-SA that shows what I know is going to show up when they issue the updated document to the IRS?
I could easily imagine this being a very normal and reasonable thing to do, which people do all the time. I could easily imagine this being a huge red flag that virtually guarantees an audit, even if things otherwise work out. Curious what more seasoned self-filers think.
ETA: It just occurred me that I routinely have to adjust cost-basis information for my ESPP stock shares for my brokerage 1099, because of the way the benefit gets reported on my W-2. (And know many others have to do this as well.) I guess it can't be that radical?