Hi All,
I have received an SS statement and it's not accurate. It shows that I earned some credits in 2006, then NOTHING until 2011, while I was working without gaps all that time. I have 28 credits as of now. My salary was WAY lower in 2007-2010 than now. I plan to work for another 15 years at least.
Should I bother calling SS? They stated that my SS benefits will be based on average income over years, so since my income was a lot lower in years they made a mistake - may be I should just drop it and hence have my averaged income higher?
What do you think? Or should I still call them and ask why 0 credits for 4 years?