I'm having problems with the SSA Web site for a long time. I fondly remember the days when I got a statement in the mail every year. Now I have to enter a password that I don't remember. I don't remember it because the requirements for the password were so out of this world, that I can't even guess. Not only that, but 3 tries and access is blocked.
I requested a new password but never received the promised letter in the mail. I requested a statement in writing, but never received it. Guess I have to go to the nearest SSA office to sort that out.
Anyway, the linked calculator is fabulous. But how do I determine my income if I filed jointly with my wife? We have an AGI, but it's for both of us. So what number do I use for the calculator? After deductions and IRAs and 401Ks, there's not a substantial amount left.