Small windfall- what would you do?

[I'm a red panda]

I got an unexpected $5,000 today. Not a huge amount, but I didn't know it was coming.

So what do I do with it?

Thoughts so far:
-VTSAX   (Easy, but boring)
-Put it towards mortgage (Rate is 3 3/8%; the mortgage is high enough that we are able to deduct the interest, so DH isn't sure about this.)
-Max my IRA now (but then where do I put the monthly payments that usually go in there? We already max it annually. I know that time in the market generally beats DCA, but this makes me wary...)
-Something else I can't think of?

Our 401k and 403bs are maxed at work. We have no non-mortgage debt. We hold more than enough liquid in our savings/checking accounts, so I really don't want it there.

[Metric Mouse]

Taxable account.

[aceyou]

Taxable account.

This

[Mother Fussbudget]

Assuming you've already maxed other tax-advantaged savings accounts (401k, HSA, IRA, etc)...
I'd max the IRA, and re-direct the monthly savings amounts to the taxable account.

[Davids]

As you have not maxed your IRA I say just MAX it now.

[I'm a red panda]

Bought VTSAX.

Husband didn't want to go to the bother of redirecting the payments that go to the IRA, so we will continue to do that through the year.

[Retire-Canada]

Bought VTSAX.

Good choice.

[MoonLiteNite]

-VTSAX   (Easy, but boring)

If you don't want boring may i suggest www.betonline.com?

Although i personally would nail the house :D

[Metric Mouse]

Bought VTSAX.

Husband didn't want to go to the bother of redirecting the payments that go to the IRA, so we will continue to do that through the year.

Great work.

[soccerluvof4]

way to go