Well, I am guessing that you feel tight and like you're not making progress because about 45% of the net income from your primary job goes to debt -- and that's with only a relatively tiny mortgage!
I think this is the time for patience. Most people get themselves into this situation through impatience, i.e., "needing" to have something before they have earned the money to pay for it. So naturally, when the light bulb goes on and they realize they have dug themselves a hole, that same impatience wants to fix the problem, right now, and they get very impatient and discouraged thinking about years of cutting back to pay off the debts. But if they did get a windfall that provided a miracle fix, they'd just go back to their old ways, because they never fixed the impatience/need for immediate gratification that caused the problem in the first place. The only real "fix" is actually being forced to slog through it a month at a time, so you get to feel the full impact of past choices on your future options -- that way, the next time you want something NOW, you at least have personal experience reminding you where that leads.
For you, first, track your expenses closely. Do a full case study if you can, folks here have many suggestions for cutting, and without car loans or kids or anything, there are probably areas you can cut.
Second, throw all available cash at the credit cards until you clear those out. Then take all of the cash that frees up and throw it at your personal loan. That alone will free up $670/mo. and make you feel like you have more breathing room. [Note: if you have cut your budget to the bone and then some to clear this debt, this is a reasonable place to allow yourself a small treat as a reward, so you have something to look forward to. But only if you have really cut back and sacrificed to get here; otherwise, it's just an excuse to go back to living up to your income.]
At that point, I think you can look at your savings. Does your 401(k) have a match? If so, invest at least what you need to get the full amount of the match. And then figure out what you need for your emergency fund, and devote $50-100/mo. to increasing that $2K you have.
But with the $670 you freed up (plus whatever you have from cutting your costs), you should still have some free cash left. So I would throw all of that at the HELOC -- even though the monthly payment is not very high, the 6% is a fairly high interest rate, and if it is like most HELOCs, (i) the interest rate is floating and therefore will rise if interest rates go up, and (ii) the payoff term is 10 years, but the minimum payment is amortized over 30, which means that $85/mo. you are paying is artificially low and will leave you a balloon payment at the end of the 10 years.
Once you get the HELOC clear, you will be in great shape. At that point, I think you can focus on maxing out your 401(k) and/or starting an IRA (depending on how good/bad the options are in your 401(k) and how much the fees are). But that's down the road, so post again when you get there. :-)