Hey folks!
Has anyone here signed up for a Simple account & debit card?
The tools they have available look pretty neat and of course, I love the no-fee structure. I do my expense tracking in an elaborate excel sheet so I have most of the same capabilities (I'm guessing) - just not as pretty.
My main concern is that I use a credit card for everything (and immediately pay it off) so that I get 2-5% cash back. Simple understandably states that they don't do a rewards program as these are usually funded by fees, but I don't pay an annual fee on my credit card. My understanding is that as retailers ramp up prices to account for their cost of credit card processing, rewards programs are how the customer recoups that cost.
The credit card is also great for managing cashflow.
Just wondering what others' thoughts are on this!
